Portfolio update on October 2019

Portfolio update on October 2019

Today I am updating and sharing my portfolio for the month of October 2019. All the prices in this article are based on November 1st, 2019. Currently, I am holding 30 stocks in my portfolio. I am looking to add new stocks in my portfolio to diversify my portfolio but I cannot find any stocks which are at a big discount. In October, I added MMM stocks in my portfolio. The market is up like crazy and I don't want to invest in this market. I am holding cash and have decided to wait for the market pullback. The chart below shows my current portfolio and sector distribution. 

The pie chart shows my portfolio diversity based on sectors from Morningstar. My highest position is in the consumer sector followed by the financial and healthcare sectors. 

The following chart shows my portfolio diversity and you can see that I have built a well-diversified portfolio with Apple (AAPL) my highest position followed by Home Depot (HD) and JP Morgan (JPM).

The meter below shows my projected annual income in terms of dividends. On October 31st my projected income through dividend was $1068.32. I have set my first target to $100 per month from dividends which is $1200 per year. Compared to last month my dividend increased from $1048 to $1068. The increased of $20 is due to the purchase of Exxon (XOM), 3M (MMM) stock and reinvestment of dividends. 

The current yield of my portfolio is 2.92% and the yield of cost is 3.6%. 

The figure below shows the comparison of my current yield and YOC with time. The curve shows that my YOC is higher than my current yield. The current yield depends on the dividend rises or drops and also on the bear or bull market. If the market is in bull mode then the yield will drop and in the bear market, it is vice versa. The yield on cost depends on the dividend rise and cut. So for longer-term YOC will gain and will be well above the current yield.

The following chart shows my growth in projected annual income with time. It is slowly but steadily increasing and reaching to achieve my first goal.

The mini table below summarizes the dividends that I received in the month of October 2019. My month was mainly dominated by dividends from JPM and Medical Prop. (MPW).

The following table shows the detailed performances of my portfolio. The current prices are based on October 31st, 2019, so the prices will vary compared to the current market. From the chart, you can see that my biggest gained stocks are Mastercard (MA), Microsoft (MSFT), Procter & Gamble (PG), and Visa (V). The only two stocks that I am losing are Albemarle (ALB) and Kraft & Heinz (KHC). However, I am expecting of a positive run of these two companies in the near future.

Dividend Received on October 2019

Dividends received in October 2019

In October 2019, I have received a total of $60.83 in dividends. The chart below shows the dividends that I received each month in 2019. This cycle I used to receive the least income compared to the other quarters. The majority amount of dividends I received in the last month was from JP Morgan (JPM) and Medical Properties (MPW). This month I have received dividends from my new addition PPL Corp (PPL) for the first time. 

The next table shows the total dividends received in 2019 from my portfolio. In total, I have received $753.48. 

The next table shows my dividend growth performance so far in 2019. The last column of the chart shows the change in dividends compared to the previous year. The box marked green indicates the percentage of dividends increased in the current year while the box with red means a decrease in dividends this year. In the last month, I got a dividend raise from Visa (V). They raised their dividends 20%. This year all the stocks in my portfolio raised their dividends except Kraft and Heinz (KHC). 

The chart and table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from ABBV and At&t (T) with 10.1 and 8.6% respectively.

The following chart shows the dividends received monthly from my portfolio. The chart clearly indicates the growth of my monthly dividends with time.

The following chart compares my monthly dividends on a yearly basis. In October 2019, I have received $60.83 while in 2018 in the same month I received $42.62 which is 42.73% YOY growth.

The next chart shows the total amount of dividends received on a quarterly basis. This year my quarterly income remains the same but I am expecting an increase with this quarter because I sold some of my high yield BDC and REIT stocks in May and June and it took me some time to buy new stocks. the recent time I invested in MMM, PPL, and XOM, so I am expecting a good increase in my dividends this quarter.

So far my current yield is 2.98% and my yield on cost (YOC) is 3.59%. The increase in YOC is due to the dividend increase of some of my stocks. However, the current yield dropped because of the bullish market.

My projected annual dividends in October 2019 is $1068. My first goal is to earn $100 monthly which is $1200 a year. I am moving towards my goal gradually every month as you can see from the chart below. I am investing 8% of my salary monthly and also reinvesting all the dividends that I am receiving.

Portfolio Update September 2019

Portfolio update on September 2019

Today I am updating and sharing my portfolio for the month of September 2019. All the prices in this article are based on October 1st, 2019. Currently, I am holding 30 stocks in my portfolio. This month I have added PPL Corporation (PPL) in my portfolio for the first time. I was looking for a utility stock at a cheaper price but unfortunately, most of the utility stocks are expensive. PPL looked to be a good utility stock with fair value. Its P/E ratio and the payout ratio is much lower compared to its peers. I added this stock after its ex-dividend date when the price dropped to $29. This is the only stock purchase I made this month. I haven't sold any stocks. I am investing defensively. I am waiting for a market pull-back that's why I am holding cash. 

Below is the pie chart of my portfolio diversity based on sectors from Morningstar. Last month I have my position in the utility stock. My highest position is in the consumer sector followed by the financial and healthcare sector. 

The chart below shows my portfolio diversity and you can see that Apple (AAPL), Home Depot (HD) and JP Morgan (JPM) are my majority holdings.

The meter below shows my projected annual income in terms of dividends. On September 30th my projected income through dividend was $1048.51. I have set my first target to earn $100 per month from dividends which is $1200 per year. In the previous month, my yearly income was $1010.42. So in one month, my income increased $38 (3.76%) which is mostly from the purchase of PPL stock. Other than that my other holdings such as McDonald's (MCD), Microsoft(MSFT), Texas Instruments(TXN), and Honeywell (HON) increased their dividends.

The current yield of my portfolio is 3.12% and the yield on cost (YOC) is 3.55% which is good for my target yield.

The figure below shows the comparison of my current yield and YOC with time. The curve shows that my YOC is higher than my current yield. The current yield depends on the dividend rises or drops and also on the bear or bull market. If the market is in bull mode then the yield will drop and in a bear market, the yield goes up. The yield on cost depends on the dividend rise and cut. So for long term scale YOC will gain and goes well above the current yield.

My projected annual income through dividends with time is shown in the following chart. My income is growing every month steadily.

The mini table below shows the dividends that I received in the month of September 2019. My month was mainly dominated by dividends from KHC, HD, JNJ, and MMM. 

The following chart summarizes the performance of my stocks. The prices are based on October 1st, 2019. So the prices will vary with the current market price. From the chart, you will see my biggest gained stocks are Mastercard (MA), Visa (V), Microsoft (MSFT), The Procter & Gamble (PG), and Apple (AAPL). Currently, only two stocks in my portfolio are lagging the market gain. These stocks are KHC and ALB. I am a long term for both the stocks. I am really confident that these stocks will bounce back in the future.

Dividends Received in September 2019

Dividends Received in September 2019

In September 2019, I have received a total of $101.56 in dividends. The chart below the dividends that I received in each month in 2019. This cycle is the highest paying dividends as most of my stocks award dividends at this cycle. The top-paying dividend stocks in this month are The Kraft & Heinz (KHC), Johnsson & Johnson (JNJ), Home Depot (HD), 3M (MMM), and Pfizer (PFE). 

The following chart shows the dividends received monthly from my portfolio. The chart clearly indicates the growth of my monthly dividends with time.

The following chart compares my monthly dividends on a yearly basis. In September 2019, I have received $101.56 while in 2018 in the same month I received just $53.3 which is a 90.54% YOY increase. 

The following chart shows my dividends amount on a quarterly basis. There's a double increase in my dividends compared to the same quarter last year.

The next table shows my dividend growth performance so far in 2019. The last column of the chart shows the change in dividends compared to the previous year. The box marked green indicates the percentage of dividends increased in the year 2019 while the box marked red means a decrease in dividends this year. In the last month, Honeywell (HON) increased their dividends 9.8%, Mcdonalds (MCD) 7.78%, Microsoft (MSFT) 10.7%, and Texas Instruments (TXN) 16.9%. That's a solid dividend growth month for my portfolio. An increase in dividends from these companies increased my dividends $6.48 more in my yearly dividends. The only stock that hasn't increase their dividends is Visa (V). I am expecting a 20% increase in dividends from V this month.

The table next shows the monthly dividends received so far from each company and the table alsi shows my year to date income from dividends which is $698.

My projected annual dividends in September 2019 is $1048. My first goal is to earn $100 monthly from dividends which is $1200 a year. I am very close to that goal. I will keep investing in dividend stocks monthly and reinvesting the dividends.

The chart below shows my dividen distribution in the portfolio. The most dividends I am receiving is from Abbvie (ABBV) with 10.3% followed by At&t (T) with 8.8%.

Portfolio Update August 2019

My portfolio update in August 2019

Today I am updating and sharing my portfolio for the month of August 2019. I am a little bit late of updating my portfolio this month. All the prices in the blog are based on September 1st, 2019. Currently, I am holding 29 stocks. This month I have added Exxon Mobil (XOM) for the first time. The price of the stock dropped to $66 and I couldn't resist myself to initiate my position into this company. My yield on cost (YOC) is 5.82% and my average cost is $67.2. Other than that I have also added Abbvie(ABBV), Emerson Electric(EMR), 3M (MMM), Kraft & Heinz(KHC), Pfizer (PFE), Albemarle (ALB), and Johnsson & Johnsson(JNJ) stocks. I have also sold half of my positions of Comcast (CMCSA), Master Card(MA), Visa(V), and Honeywell(HON). The reason I sold these stocks because I am preparing for recession and I have decided to buy only high dividend-paying stocks. MA, V, and HON are quite expensive right now that's I sold half of them and currently holding cash.

Below is the pie chart of my portfolio diversity based on sectors from Morningstar. last month I have added mostly in the health and the industry sectors. In the coming month, I am planning to add a utility stock in my portfolio. Unfortunately, most of the utility stocks are expensive. This month my holdings in the financial sector dropped from 23% to 17% due to the selling of MA and V.

The chart below shows my portfolio diversity and you can see that Apple(AAPL), Home Depot(HD), and JP Morgan(JPM) are my majority holdings. 

The plot below shows my projected annual income in terms of dividends. On August 31st my projected income through dividend was $1010.42. I have set my target to earn $100 per month through dividends which is $1200 per year. In the previous month, my yearly income was $955.32. So in one month, my income increased  $55.1 which is 5.76% increase in one month.

The current yield of my portfolio is 3.12% and the yield on cost (YOC) is 3.51% which has a healthy increase compared to the YOC of last month (3.3%).

The figure below shows the comparison of my current yield and YOC with time. The curve shows that my YOC is higher than my current yield. Current yield depends on the dividend rises or drops and also on the bear or bull market. If the market is in bull mode then the yield will drop and in the bear market the yield goes up. The yield on cost depends on the dividend rise and cut. So for long term scale YOC will gain and goes well above the current yield. 

My projected annual income through dividends with time is shown in the following chart. My income is growing every month.

The table below shows the dividends that I received in the month of August 2019. My month was mainly dominated by the divies from ABBV and T.

The following chart summarizes the performance of my stocks. The prices are based on August 31st 2019. So the prices will not be accurate with the current market price. From the chart you will see my biggest gained stocks are Mastercard(MA), Visa(V), Microsoft(MSFT), and Procter and Gamble (PG). My lossing stocks are Kraft & Heinz (KHC), Abbvie (ABBV), and Albemarle (ALB).

Dividends Received in August 2019

Dividends Received in August 2019

In August 2019, I have received in total $81.24 in dividends. The chart below shows the dividends that I received in August 2019. In this month I have received dividends from my top 2 dividend-paying stocks At&t (T) and Abbvie (ABBV). In total, I have received $44 from these 2 companies. Other than that I have received dividends from Apple (AAPL), Delta Airlines (DAL), Procter & Gamble (PG), and Bristol Myers Squibb (BMY). DAL raised 15% dividend and I got $1.05 higher than the last quarter.

The following chart shows the dividends received monthly from my portfolio. The chart clearly indicates the growth of my monthly dividends with time.

The following chart compares my monthly dividends on a yearly basis. In August 2019, I have received $81.24 while in 2018 at the same month I received $70.25 which is 15.64% YOY increase.

The following chart shows my dividends amount on a quarterly basis. There's a double increase in my dividends compared to the same quarter last year. 

The next table shows my dividend growth performance so far in 2019. The last column of the chart shows the change in dividends compared to the previous year. The box marked green indicates the percentage of dividends increased in the year 2019 while the box marked red means a decrease in dividends this year. In the last month, Medical Properties (MPW) increased their dividends 4.04%. So far only one stock in my portfolio cut the dividends. Other than that all the companies raised their dividends. This quarter HON, MCD, MSFT, T, TXN, and V will raise their dividends.

The table next shows the monthly dividends received so far from each company and the table also shows my year to date income from dividends which is $596.86.

My projected annual dividends in August 2019 is $1010.42. My first goal is to earn $100 monthly from dividends which $1200 a year. I am very close to that goal. I will keep investing in dividend stocks monthly and reinvesting the dividends.

The chart below shows my dividend distribution in the portfolio. The most dividends I am receiving is from ABBV (10.6%) followed by T (9.1%).