tag:blogger.com,1999:blog-69600127541467840872024-02-28T15:43:38.480-08:00Matt's Investing JourneyI am a long term dividend growth investor who loves to invest in dividend growth stocks. I invest for long term and focusing to invest each month with 10% of my salary and want to reach financial freedom before I retire. I am updating my portfolio every month and sharing it with all of you.Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.comBlogger54125tag:blogger.com,1999:blog-6960012754146784087.post-57437781466165347872024-01-29T19:03:00.000-08:002024-01-29T19:03:55.790-08:00The companies that are reporting earnings on 01/30/2024<p><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24GOOGL&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$GOOGL</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Google is going to report earnings tomorrow after the market close.</span></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;">Estimated EPS: $1.60 (+52.34% YoY)
Estimated Revenue: $85.27B (+12.13% YoY)
5 years FCF CAGR is +30.05%
5 years Revenue CAGR is +18.86%
5 years EPS CAGR is +18.93%
FCF margin: 26.14%
Debt/equity: 0.11
ROIC: 28.57%
WAAC: 11.57%
ROIC > WAAC.
It's a great company to invest in.</span></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"><br /></span></p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"><span class="r-18u37iz" style="flex-direction: row;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24MSFT&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$MSFT</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="border: 0px solid black; box-sizing: border-box; display: inline; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset;"> -Microsoft will report its earnings tomorrow after the market close.
EPS estimates: $2.77 (+19.34% YoY)
Revenue Estimates: $61.13B (+15.89% YoY)
5 years FCF CAGR is +11.24%
5 years Revenue CAGR is +12.34%
5 years EPS CAGR is +15.32%
FCF margin: 28.96%
Debt/equity: 0.48
ROIC: 27.24%
WAAC: 10.06%
ROIC > WAAC.
Another great company to invest in.</span></span></p><div data-rbd-draggable-context-id="2" data-rbd-draggable-id="f22v7" style="background-color: white; color: #0f1419; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space-collapse: preserve;"><div class="" data-block="true" data-editor="cv26u" data-offset-key="f22v7-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="f22v7-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;">$SBUX</span><span data-offset-key="f22v7-1-0"> - Starbucks is going to report its earnings tomorrow:</span></div></div></div><div data-rbd-draggable-context-id="2" data-rbd-draggable-id="dspsd" style="background-color: white; color: #0f1419; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space-collapse: preserve;"><div class="" data-block="true" data-editor="cv26u" data-offset-key="dspsd-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="dspsd-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="dspsd-0-0">Estimated EPS: $0.939 (+25.13% YoY)</span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="dspsd-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;">Estimated Revenue: $9.63B (+10.48% YoY)</div></div></div><div data-rbd-draggable-context-id="2" data-rbd-draggable-id="21njb" style="background-color: white; color: #0f1419; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space-collapse: preserve;"><div class="" data-block="true" data-editor="cv26u" data-offset-key="21njb-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="21njb-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="21njb-0-0"><br /></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="21njb-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="21njb-0-0"><div data-rbd-draggable-context-id="4" data-rbd-draggable-id="3i3fn"><div class="" data-block="true" data-editor="57cig" data-offset-key="3i3fn-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="3i3fn-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;"><span data-offset-key="3i3fn-0-0"><span data-text="true">$AMD</span></span></span><span data-offset-key="3i3fn-1-0"><span data-text="true"> - Advanced Micro Devices is going to report its earnings tomorrow.</span></span></div></div></div><div data-rbd-draggable-context-id="4" data-rbd-draggable-id="40lcm"><div class="" data-block="true" data-editor="57cig" data-offset-key="40lcm-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="40lcm-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="40lcm-0-0"><span data-text="true">Estimated EPS: $0.77 (+11.60% YoY)</span></span></div></div></div><div data-rbd-draggable-context-id="4" data-rbd-draggable-id="auo3d"><div class="" data-block="true" data-editor="57cig" data-offset-key="auo3d-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="auo3d-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="auo3d-0-0"><span data-text="true">Estimated Revenue: $6.14B (+9.64% YoY)</span></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="auo3d-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="auo3d-0-0"><span data-text="true"><br /></span></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="auo3d-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="auo3d-0-0"><span data-text="true"><div data-rbd-draggable-context-id="6" data-rbd-draggable-id="3l2d2"><div class="" data-block="true" data-editor="e9ef9" data-offset-key="3l2d2-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="3l2d2-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;"><span data-offset-key="3l2d2-0-0"><span data-text="true">$MDLZ</span></span></span><span data-offset-key="3l2d2-1-0"><span data-text="true"> - Mondelez will report its earnings tomorrow after the market close.</span></span></div></div></div><div data-rbd-draggable-context-id="6" data-rbd-draggable-id="74eok"><div class="" data-block="true" data-editor="e9ef9" data-offset-key="74eok-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="74eok-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="74eok-0-0"><span data-text="true">Estimated EPS: $0.774 (+6.05% YoY)</span></span></div></div></div><div data-rbd-draggable-context-id="6" data-rbd-draggable-id="eiu9j"><div class="" data-block="true" data-editor="e9ef9" data-offset-key="eiu9j-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="eiu9j-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="eiu9j-0-0"><span data-text="true">Estimated Revenue: $9.30B (+6.9% YoY)</span></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="eiu9j-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="eiu9j-0-0"><span data-text="true"><br /></span></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="eiu9j-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="eiu9j-0-0"><span data-text="true"><div data-rbd-draggable-context-id="8" data-rbd-draggable-id="4aph0"><div class="" data-block="true" data-editor="3coho" data-offset-key="4aph0-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="4aph0-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;"><span data-offset-key="4aph0-0-0"><span data-text="true">$PFE</span></span></span><span data-offset-key="4aph0-1-0"><span data-text="true"> - Pfizer is going to report its earnings tomorrow</span></span></div></div></div><div data-rbd-draggable-context-id="8" data-rbd-draggable-id="b41tc"><div class="" data-block="true" data-editor="3coho" data-offset-key="b41tc-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="b41tc-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="b41tc-0-0"><span data-text="true">Estimated EPS: $-0.183 vs. $1.14 last year.</span></span></div></div></div><div data-rbd-draggable-context-id="8" data-rbd-draggable-id="banqu"><div class="" data-block="true" data-editor="3coho" data-offset-key="banqu-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="banqu-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="banqu-0-0"><span data-text="true">Estimated Revenue: $14.40B (-40.73% YoY)</span></span></div></div></div><div data-rbd-draggable-context-id="8" data-rbd-draggable-id="pura"><div class="" data-block="true" data-editor="3coho" data-offset-key="pura-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="pura-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="pura-0-0"><span data-text="true">Not looking good.</span></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="pura-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="pura-0-0"><span data-text="true"><br /></span></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="pura-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="pura-0-0"><span data-text="true"><div data-rbd-draggable-context-id="10" data-rbd-draggable-id="12i4r"><div class="" data-block="true" data-editor="b8aiu" data-offset-key="12i4r-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="12i4r-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;"><span data-offset-key="12i4r-0-0"><span data-text="true">$DHR</span></span></span><span data-offset-key="12i4r-1-0"><span data-text="true"> - Danaher Corp. is going to report earnings</span></span></div></div></div><div data-rbd-draggable-context-id="10" data-rbd-draggable-id="61osn"><div class="" data-block="true" data-editor="b8aiu" data-offset-key="61osn-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="61osn-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="61osn-0-0"><span data-text="true">Estimated EPS: $1.90 (-33.86% YoY)</span></span></div></div></div><div data-rbd-draggable-context-id="10" data-rbd-draggable-id="3fn0c"><div class="" data-block="true" data-editor="b8aiu" data-offset-key="3fn0c-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="3fn0c-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="3fn0c-0-0"><span data-text="true">Estimated Revenue: $6B (-28.31% YoY)</span></span></div></div></div><div data-rbd-draggable-context-id="10" data-rbd-draggable-id="6csqc"><div class="" data-block="true" data-editor="b8aiu" data-offset-key="6csqc-0-0"></div></div></span></span></div></div></div></span></span></div></div></div></span></span></div></div></div></span></div></div></div><div data-rbd-draggable-context-id="12" data-rbd-draggable-id="1s70m" style="background-color: white; color: #0f1419; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space-collapse: preserve;"><div class="" data-block="true" data-editor="evu3g" data-offset-key="1s70m-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="1s70m-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;"><br /></span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="1s70m-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span style="color: #1d9bf0;">$UPS</span><span data-offset-key="1s70m-1-0"> - UPS Store is going to report its earnings tomorrow.</span></div></div></div><div data-rbd-draggable-context-id="12" data-rbd-draggable-id="fbpb0" style="background-color: white; color: #0f1419; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 20px; white-space-collapse: preserve;"><div class="" data-block="true" data-editor="evu3g" data-offset-key="fbpb0-0-0"><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="fbpb0-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;"><span data-offset-key="fbpb0-0-0">Estimated EPS: $2.46 (-32.04% YoY)</span></div><div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="fbpb0-0-0" style="direction: ltr; overflow: hidden; padding-bottom: 2px; padding-top: 2px; position: relative;">Estimated Revenue: $25.41B (-6% YoY)</div></div></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-44446431542005921992024-01-29T17:30:00.000-08:002024-01-29T17:30:12.420-08:0010 Top and worst performers on 1/29/2024 in my watchlist<p> <span style="background-color: white; color: #0f1419; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;">Today's top gainers on my watchlist are:</span></p><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24SOFI&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$SOFI</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - SoFi Tech: +20.21%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24CIFR&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$CIFR</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Cipher Mining: +13.09%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24CLSK&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$CLSK</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - CleanSpark Inc: +6.49%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24ADM&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$ADM</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Archer Daniels-Midland: +5.55%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24TTD&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$TTD</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Trade Desk Inc: +5.15%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24ROKU&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$ROKU</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Roku Inc: +4.8%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24SMCI&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$SMCI</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - SuperMicro Computers: +4.54%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24TSMC&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$TSMC</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Taiwan Semiconductor: +4.48%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24TSLA&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$TSLA</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Tesla Inc: +4.19%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24BLDR&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$BLDR</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Builders First Source: +4.12%</span><div><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"><br /></span></div><div><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;">Today's 10 worst performers in my watchlist:
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24PDD&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$PDD</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - PDD Holdings: -8.2%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24WSM&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$WSM</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Williams-Sonoma: -3.39%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24IP&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$IP</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - International Papers: -2.26%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24SAN&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$SAN</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Banco Santander: -2.03%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24AJG&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$AJG</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Arthur Gallagher: -1.82%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24DD&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$DD</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - DuPont: -1.79%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24LII&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$LII</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Lennox International: -1.62%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24BKR&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$BKR</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - Baker Hughes: -1.57%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24FDX&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$FDX</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - FedEx: -1.31%
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24WRK&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$WRK</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - WestRock: -1.37%</span></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-27624152923389164862024-01-29T17:19:00.000-08:002024-01-29T17:21:42.309-08:00The companies that raised its dividends from January 22 to 26, 2024<p> Below are the companies that raised their dividends last week.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhnNE_nKSgk7ynl2UJyc0nNHo__JozYud2crKVaCcQbfE02-Y3FqVickJdiKktKJsR8AhZ2WutE7gvgPPbGg0FSBWuirmxgBAdnn3NXVxHCFPlR6a6_VV1use4UzT_GGFjtE_XuN07iax3MlRigMDyl0yCRZ5JAizRof9Orc-g4TsH08Puaj_91GDs0Ehk/s795/DIV%20INCREASE%20JAN28.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="795" data-original-width="578" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhnNE_nKSgk7ynl2UJyc0nNHo__JozYud2crKVaCcQbfE02-Y3FqVickJdiKktKJsR8AhZ2WutE7gvgPPbGg0FSBWuirmxgBAdnn3NXVxHCFPlR6a6_VV1use4UzT_GGFjtE_XuN07iax3MlRigMDyl0yCRZ5JAizRof9Orc-g4TsH08Puaj_91GDs0Ehk/w466-h640/DIV%20INCREASE%20JAN28.png" width="466" /></a></div><br /><p><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/CINF?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#CINF</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/SJW?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#SJW</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/BKH?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#BKH</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/KMB?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#KMB</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/SPGI?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#SPGI</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/APD?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#APD</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/ADM?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#ADM</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/FELE?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#FELE</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/NI?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#NI</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/YUM?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#YUM</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/CMCSA?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#CMCSA</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/AXP?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#AXP</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: rgba(0, 0, 0, 0.03); border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 15px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> </span><span class="r-18u37iz" style="background-color: rgba(0, 0, 0, 0.03); color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 15px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/hashtag/BX?src=hashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">#BX</a></span></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-90944778157456332822024-01-20T16:54:00.000-08:002024-01-20T16:54:39.159-08:00<p> </p><p>Below is the list of companies that raised their dividends last week. </p><p>$NRG increased 8%. $VLO - Valero Energy raised by 4.9% and another energy stock $SLB - Schlumberger raised its dividend by 10%. $FAST - Fastenal increased its dividend for 25 years in a row but the dividend increase was well below its 5-year CAGR. They raised by 2.6%.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgO9bs8OqH-68SmTK-HwvL0mrad_JIRwZEuNrSHCKufIAwG13Odw_aOVLxF272NqV1JxuZ59htu9WS0FXsEq8XCo2uAlpQGFHXpeK7RK5Yip_o5hoibFaGnxXi0h64OI9PX79lchH1HQveHYnXNTN7L9y_5c9xhoSWebodoXMYpuwCtlka5kegZfUiHYrY/s642/Div%20increase%2015jan.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="282" data-original-width="642" height="282" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgO9bs8OqH-68SmTK-HwvL0mrad_JIRwZEuNrSHCKufIAwG13Odw_aOVLxF272NqV1JxuZ59htu9WS0FXsEq8XCo2uAlpQGFHXpeK7RK5Yip_o5hoibFaGnxXi0h64OI9PX79lchH1HQveHYnXNTN7L9y_5c9xhoSWebodoXMYpuwCtlka5kegZfUiHYrY/w640-h282/Div%20increase%2015jan.png" width="640" /></a></div><br /><p></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-19382110680708746772023-12-02T10:00:00.000-08:002023-12-02T10:00:00.145-08:00Dividend increases announced from November 27 to December 1, 23<p> <span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;">The companies that increased their dividend this week.
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24MKC&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$MKC</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> a dividend champion increased by 7.7%. Three dividend achievers </span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24GGG&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$GGG</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;">, </span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24MRK&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$MRK</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;">, and </span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24COFC&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$COFC</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> also increased by 8.5%, 5.5%, and 3.8% respectively.</span> </p><p><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjREJ9PvE3t3slZ5MX-X5EOPMg6qFAqHP0PIuw7IUQqlUInIIB7oLoago_lC7PqGvvlNfBZQWlCphbuL07r2QnGYzIft3yHQEEHWU22W6G1Y8E6lwcwK2ge1xMr_8icL7W_IjSNznhGRG4DYUVNme3e-ei8UTJ2fqRyU6pl0MPnHHIbpzt4dFW9MtBIGO4/s712/DIVIDEND%20INCREAS.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="248" data-original-width="712" height="139" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjREJ9PvE3t3slZ5MX-X5EOPMg6qFAqHP0PIuw7IUQqlUInIIB7oLoago_lC7PqGvvlNfBZQWlCphbuL07r2QnGYzIft3yHQEEHWU22W6G1Y8E6lwcwK2ge1xMr_8icL7W_IjSNznhGRG4DYUVNme3e-ei8UTJ2fqRyU6pl0MPnHHIbpzt4dFW9MtBIGO4/w400-h139/DIVIDEND%20INCREAS.png" width="400" /></a></div><br /><p></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-20663650002026034772023-12-02T08:50:00.000-08:002023-12-02T08:50:11.333-08:00My November 23 passive income<p> Here is the list of passive income that I received on November 2023</p><p><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;">Interest - $127.55
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24TSLY&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$TSLY</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $62.84
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24JEPI&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$JEPI</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $46.79
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24ABBV&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$ABBV</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $43.42
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24VZ&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$VZ</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $23.75
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24BMY&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$BMY</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $15.95
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24AAPL&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$AAPL</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $14.73
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24O&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$O</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $12.89
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24PG&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$PG</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $10.24
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24CAT&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$CAT</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $4.05
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24MA&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$MA</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $2.90
</span><span class="r-18u37iz" style="background-color: white; color: #0f1419; flex-direction: row; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-size: 17px; white-space-collapse: preserve;"><a class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3 r-1loqt21" dir="ltr" href="https://twitter.com/search?q=%24FCX&src=cashtag_click" role="link" style="background-color: rgba(0, 0, 0, 0); border: 0px solid black; box-sizing: border-box; color: #1d9bf0; cursor: pointer; display: inline; font: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-align: inherit; text-decoration-line: none; text-overflow: unset; white-space: inherit;">$FCX</a></span><span class="css-1qaijid r-bcqeeo r-qvutc0 r-poiln3" style="background-color: white; border: 0px solid black; box-sizing: border-box; color: #0f1419; display: inline; font-family: TwitterChirp, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; font-feature-settings: inherit; font-kerning: inherit; font-optical-sizing: inherit; font-size: 17px; font-stretch: inherit; font-variant-alternates: inherit; font-variant-east-asian: inherit; font-variant-numeric: inherit; font-variant-position: inherit; font-variation-settings: inherit; line-height: inherit; list-style: none; margin: 0px; min-width: 0px; overflow-wrap: break-word; padding: 0px; text-overflow: unset; white-space-collapse: preserve;"> - $0.76
Total Income - $365.68</span></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-22413157278184986452023-07-02T09:09:00.007-07:002023-07-02T09:09:43.541-07:00Recent Dividend Increases<p> <span style="background-color: white; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em;">Recently Kroger’s</span><span style="background-color: white; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em;"> </span><a class="af lp" href="https://twitter.com/search?q=%24KR&src=cashtag_click" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; background-color: white; box-sizing: inherit; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em;" target="_blank">$KR</a><span style="background-color: white; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em;"> </span><span style="background-color: white; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em;">raises the dividend by 11.5%. The yield is 2.5%, PE is 14.46, and the payout ratio is 32.6%.</span></p><div class="eo ep eq er es l" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin-bottom: 68px;"><article style="box-sizing: inherit;"><div class="l" style="box-sizing: inherit;"><div class="l" style="box-sizing: inherit;"><section style="box-sizing: inherit;"><div style="box-sizing: inherit;"><div class="jr js jt ju jv" style="box-sizing: inherit; overflow-wrap: break-word; word-break: break-word;"><div class="ab ca" style="box-sizing: inherit; display: flex; justify-content: center;"><div class="ch bg et eu ev ew" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><figure class="ky kz la lb lc ld kv kw paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="kv kw lq" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 419px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 419px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 1100w, https://miro.medium.com/v2/resize:fit:838/format:webp/1*mT8K-1bHNCsxjdLpJ9umgw.png 838w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 419px" srcset="https://miro.medium.com/v2/resize:fit:640/1*mT8K-1bHNCsxjdLpJ9umgw.png 640w, https://miro.medium.com/v2/resize:fit:720/1*mT8K-1bHNCsxjdLpJ9umgw.png 720w, https://miro.medium.com/v2/resize:fit:750/1*mT8K-1bHNCsxjdLpJ9umgw.png 750w, https://miro.medium.com/v2/resize:fit:786/1*mT8K-1bHNCsxjdLpJ9umgw.png 786w, https://miro.medium.com/v2/resize:fit:828/1*mT8K-1bHNCsxjdLpJ9umgw.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*mT8K-1bHNCsxjdLpJ9umgw.png 1100w, https://miro.medium.com/v2/resize:fit:838/1*mT8K-1bHNCsxjdLpJ9umgw.png 838w" style="box-sizing: inherit;"></source><img alt="" class="bg li lj c" height="483" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:419/1*mT8K-1bHNCsxjdLpJ9umgw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 419px;" width="419" /></picture></div></figure><p class="pw-post-body-paragraph jw jx jy jz b ka kb kc kd ke kf kg kh ki kj kk kl km kn ko kp kq kr ks kt ku jr bj" data-selectable-paragraph="" id="d6b0" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">General Mills’ <a class="af lp" href="https://twitter.com/search?q=%24GIS&src=cashtag_click" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">$GIS</a> raises the dividend by 9.3%. The yield is 2.82%, PE is 18.09, and the payout ratio is 50.94%.</p><figure class="ky kz la lb lc ld kv kw paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="kv kw lr" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 420px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 420px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*A7-m025cjRF3SSK_itZixw.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*A7-m025cjRF3SSK_itZixw.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*A7-m025cjRF3SSK_itZixw.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*A7-m025cjRF3SSK_itZixw.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*A7-m025cjRF3SSK_itZixw.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*A7-m025cjRF3SSK_itZixw.png 1100w, https://miro.medium.com/v2/resize:fit:840/format:webp/1*A7-m025cjRF3SSK_itZixw.png 840w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 420px" srcset="https://miro.medium.com/v2/resize:fit:640/1*A7-m025cjRF3SSK_itZixw.png 640w, https://miro.medium.com/v2/resize:fit:720/1*A7-m025cjRF3SSK_itZixw.png 720w, https://miro.medium.com/v2/resize:fit:750/1*A7-m025cjRF3SSK_itZixw.png 750w, https://miro.medium.com/v2/resize:fit:786/1*A7-m025cjRF3SSK_itZixw.png 786w, https://miro.medium.com/v2/resize:fit:828/1*A7-m025cjRF3SSK_itZixw.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*A7-m025cjRF3SSK_itZixw.png 1100w, https://miro.medium.com/v2/resize:fit:840/1*A7-m025cjRF3SSK_itZixw.png 840w" style="box-sizing: inherit;"></source><img alt="" class="bg li lj c" height="482" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:420/1*A7-m025cjRF3SSK_itZixw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 420px;" width="420" /></picture></div></figure><p class="pw-post-body-paragraph jw jx jy jz b ka kb kc kd ke kf kg kh ki kj kk kl km kn ko kp kq kr ks kt ku jr bj" data-selectable-paragraph="" id="bac9" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Goldman Sachs raises the dividend by 10%. The FWD yield is 3.1%, PE is 10.65, and the payout ratio is 33.01%. 5 yr CAGR is 26.81%, A great dividend growth company.</p><figure class="ky kz la lb lc ld kv kw paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="kv kw ls" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 416px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 416px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 1100w, https://miro.medium.com/v2/resize:fit:832/format:webp/1*QTJIPl0BFvd6tCN8yis30Q.png 832w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 416px" srcset="https://miro.medium.com/v2/resize:fit:640/1*QTJIPl0BFvd6tCN8yis30Q.png 640w, https://miro.medium.com/v2/resize:fit:720/1*QTJIPl0BFvd6tCN8yis30Q.png 720w, https://miro.medium.com/v2/resize:fit:750/1*QTJIPl0BFvd6tCN8yis30Q.png 750w, https://miro.medium.com/v2/resize:fit:786/1*QTJIPl0BFvd6tCN8yis30Q.png 786w, https://miro.medium.com/v2/resize:fit:828/1*QTJIPl0BFvd6tCN8yis30Q.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*QTJIPl0BFvd6tCN8yis30Q.png 1100w, https://miro.medium.com/v2/resize:fit:832/1*QTJIPl0BFvd6tCN8yis30Q.png 832w" style="box-sizing: inherit;"></source><img alt="" class="bg li lj c" height="480" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:416/1*QTJIPl0BFvd6tCN8yis30Q.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 416px;" width="416" /></picture></div></figure></div></div></div></div></section></div></div></article><div class="ab ca" style="box-sizing: inherit; display: flex; justify-content: center;"><div class="ch bg et eu ev ew" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"></div></div></div><div class="ab ca" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); display: flex; font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; justify-content: center;"><div class="ch bg et eu ev ew" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><div class="lt lu ab gm" style="box-sizing: inherit; display: flex; flex-wrap: wrap; margin-bottom: 26px; margin-top: 6px;"><div class="lv ab" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="lw ax am ao" href="https://medium.com/tag/dividends?source=post_page-----78c846af9a77---------------dividends-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="lx eb cw ly lz ma mb be b bf z bj mc" style="background-color: #f2f2f2; border-radius: 100px; border: 1px solid rgb(242, 242, 242); box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; text-wrap: nowrap; transition: background 300ms ease 0s;">Dividends</div></a></div><div class="lv ab" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="lw ax am ao" href="https://medium.com/tag/dividend-investing?source=post_page-----78c846af9a77---------------dividend_investing-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="lx eb cw ly lz ma mb be b bf z bj mc" style="background-color: #f2f2f2; border-radius: 100px; border: 1px solid rgb(242, 242, 242); box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; text-wrap: nowrap; transition: background 300ms ease 0s;">Dividend Investing</div></a></div><div class="lv ab" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="lw ax am ao" href="https://medium.com/tag/dividend-stocks?source=post_page-----78c846af9a77---------------dividend_stocks-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="lx eb cw ly lz ma mb be b bf z bj mc" style="background-color: #f2f2f2; border-radius: 100px; border: 1px solid rgb(242, 242, 242); box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; text-wrap: nowrap; transition: background 300ms ease 0s;">Dividend Stocks</div></a></div><div class="lv ab" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="lw ax am ao" href="https://medium.com/tag/dividend-income?source=post_page-----78c846af9a77---------------dividend_income-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="lx eb cw ly lz ma mb be b bf z bj mc" style="background-color: #f2f2f2; border-radius: 100px; border: 1px solid rgb(242, 242, 242); box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; text-wrap: nowrap; transition: background 300ms ease 0s;">Dividend Income</div></a></div></div></div></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-16265199899253581142023-04-16T12:03:00.005-07:002023-04-16T12:03:36.695-07:00Investing in Stocks— Top financial metrics to consider<p><span style="background-color: white; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 32px; letter-spacing: -0.016em;">Investing in Stocks— Top financial metrics to consider</span></p><div><figure class="vk vl xl xm xn xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 40px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el xk" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 6720px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/0*ABVxDYvfGmuQrprm 640w, https://miro.medium.com/v2/resize:fit:720/0*ABVxDYvfGmuQrprm 720w, https://miro.medium.com/v2/resize:fit:750/0*ABVxDYvfGmuQrprm 750w, https://miro.medium.com/v2/resize:fit:786/0*ABVxDYvfGmuQrprm 786w, https://miro.medium.com/v2/resize:fit:828/0*ABVxDYvfGmuQrprm 828w, https://miro.medium.com/v2/resize:fit:1100/0*ABVxDYvfGmuQrprm 1100w, https://miro.medium.com/v2/resize:fit:1400/0*ABVxDYvfGmuQrprm 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/0*ABVxDYvfGmuQrprm 640w, https://miro.medium.com/v2/resize:fit:720/0*ABVxDYvfGmuQrprm 720w, https://miro.medium.com/v2/resize:fit:750/0*ABVxDYvfGmuQrprm 750w, https://miro.medium.com/v2/resize:fit:786/0*ABVxDYvfGmuQrprm 786w, https://miro.medium.com/v2/resize:fit:828/0*ABVxDYvfGmuQrprm 828w, https://miro.medium.com/v2/resize:fit:1100/0*ABVxDYvfGmuQrprm 1100w, https://miro.medium.com/v2/resize:fit:1400/0*ABVxDYvfGmuQrprm 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="467" loading="eager" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/0*ABVxDYvfGmuQrprm" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="xu ju vj vi el xv xw bd b be z cf" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Photo by <a class="ae fq" href="https://unsplash.com/@sorttercom?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Sortter</a> on <a class="ae fq" href="https://unsplash.com/?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Unsplash</a></figcaption></figure><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="1ea5" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Dividend investing is a strategy that involves buying stocks in companies that pay dividends and holding onto those stocks for the long term in order to receive a steady stream of income from the dividends. The goal of dividend investing is to build a portfolio of dividend-paying stocks that can provide a reliable source of income over time. To be successful at dividend investing, it is important to do thorough research on the companies you are considering investing in, as well as to diversify your portfolio in order to minimize risk.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="128e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">There are several financial ratios that can be helpful to consider when evaluating a company’s dividend-paying potential. Here are a few ratios that you might want to look at:</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="c87e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">1. Dividend Payout Ratio:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="d588" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">The dividend payout ratio is the percentage of a company’s earnings that are paid out as dividends to shareholders. It is important to consider the dividend payout ratio when evaluating a company as a potential investment because it can give you an idea of how sustainable the company’s dividends are.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="8b9b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A high dividend payout ratio may indicate that the company is paying out a large portion of its earnings as dividends, which could be a red flag if the company does not have enough earnings to cover its dividend payments. This could be a sign that the company’s dividends are not sustainable in the long term, and the company may have to cut its dividends or stop paying them altogether if its earnings decline.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="6d5f" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">On the other hand, a low dividend payout ratio may indicate that the company has a lot of room to increase its dividends in the future, or that it is reinvesting a significant portion of its earnings back into the business in order to fuel growth. For example, Cisco pays $1.52 annual dividends per share, and forward annual earnings are $3.4. So payout ratio is 44.7%.</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el zl" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1591px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*BP-d2k-_iRER6xlsoHb9Nw.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*BP-d2k-_iRER6xlsoHb9Nw.png 640w, https://miro.medium.com/v2/resize:fit:720/1*BP-d2k-_iRER6xlsoHb9Nw.png 720w, https://miro.medium.com/v2/resize:fit:750/1*BP-d2k-_iRER6xlsoHb9Nw.png 750w, https://miro.medium.com/v2/resize:fit:786/1*BP-d2k-_iRER6xlsoHb9Nw.png 786w, https://miro.medium.com/v2/resize:fit:828/1*BP-d2k-_iRER6xlsoHb9Nw.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*BP-d2k-_iRER6xlsoHb9Nw.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*BP-d2k-_iRER6xlsoHb9Nw.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="101" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*BP-d2k-_iRER6xlsoHb9Nw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="6ca3" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I consider payout ratios less than 80% to be a good company but less space to increase dividends in the future and below 50% is the best. These companies have a better chance to increase dividends in the future. More than 100% is a red flag for me as a dividend cut is a strong possibility.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="4298" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">2. Price-to-Earnings (PE) Ratio:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="e059" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">The price-to-earnings (P/E) ratio is a financial ratio that compares a company’s stock price to its earnings per share (EPS). It can be an important factor to consider when evaluating a company as a potential dividend investment because it gives you an idea of how much you are paying for each dollar of earnings.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="1949" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A high P/E ratio may indicate that the market is willing to pay a premium for the company’s earnings, which could be a sign of strong growth prospects. However, it could also be a sign that the stock is overvalued, and that the company’s future earnings may not justify the current price.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="3b6d" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">On the other hand, a low P/E ratio may indicate that the stock is undervalued and that it has the potential for price appreciation in the future. However, it could also be a sign that the market is not confident in the company’s growth prospects or is experiencing financial difficulties.</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el zl" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1591px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*alAT2ir97yvzpTuE6xhgHg.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*alAT2ir97yvzpTuE6xhgHg.png 640w, https://miro.medium.com/v2/resize:fit:720/1*alAT2ir97yvzpTuE6xhgHg.png 720w, https://miro.medium.com/v2/resize:fit:750/1*alAT2ir97yvzpTuE6xhgHg.png 750w, https://miro.medium.com/v2/resize:fit:786/1*alAT2ir97yvzpTuE6xhgHg.png 786w, https://miro.medium.com/v2/resize:fit:828/1*alAT2ir97yvzpTuE6xhgHg.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*alAT2ir97yvzpTuE6xhgHg.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*alAT2ir97yvzpTuE6xhgHg.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="101" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*alAT2ir97yvzpTuE6xhgHg.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="033c" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">3. Free Cash Flow (FCF) / Operating Cash Flow (OCF) per share:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="2982" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Free cash flow is important in investing because it represents the amount of cash a company has available for reinvestment or distribution to shareholders after accounting for capital expenditures. It is a measure of a company’s financial performance and its ability to generate cash. Investors use free cash flow as a key indicator of a company’s health and stability, as it provides insight into its ability to pay dividends, reduce debt, and fund future growth initiatives. A positive free cash flow is generally seen as a positive sign for investors, while a negative free cash flow may indicate financial difficulties and a higher risk of future financial problems.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="b083" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">To understand a company’s free cash flow in investing, follow these steps:</p><ol class="" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; list-style: none none; margin: 0px; padding: 0px;"><li class="hk zq wo xz b ya yb yd ye yg zr yk zs yo zt ys zu zv zw zx bi" data-selectable-paragraph="" id="bda0" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">Review the company’s cash flow statement: The cash flow statement provides information on a company’s inflows and outflows of cash, including operating activities, investing activities, and financing activities.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="b961" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Calculate free cash flow: Free cash flow is calculated by subtracting capital expenditures from the net cash generated from operating activities. It represents the amount of cash available for reinvestment or distribution to shareholders.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="a1af" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Compare free cash flow to operating cash flow: Operating cash flow is the amount of cash generated by a company’s day-to-day operations, while free cash flow takes into account capital expenditures. If free cash flow is lower than operating cash flow, it may indicate that a company is investing heavily in growth initiatives.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="74f8" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Compare free cash flow to net income: Net income is the profit a company generates, while free cash flow is the amount of cash available after accounting for capital expenditures. If free cash flow is lower than net income, it may indicate that a company is financing growth through borrowing or other means.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="0188" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Look at trends over time: Free cash flow can fluctuate, so it’s important to look at trends over time to see if a company is consistently generating positive free cash flow or if there are periods of negative cash flow.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="2889" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Consider the company’s overall financial picture: Free cash flow shouldbe considered in the context of a company’s overall financial picture, including its debt levels, investment opportunities, and overall business performance. A company with a strong free cash flow but high debt levels may still be seen as a higher-risk investment compared to a company with a lower free cash flow but low debt levels.</li></ol><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="716b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">In summary, understanding a company’s free cash flow requires a comprehensive analysis of its financial statements, considering trends over time, and comparing it to other financial metrics. This information can help investors assess a company’s financial health and its ability to generate cash, which is important for making informed investment decisions.</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el zl" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1591px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*766WEdLWfMbOqJ5ELmLn9Q.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*766WEdLWfMbOqJ5ELmLn9Q.png 640w, https://miro.medium.com/v2/resize:fit:720/1*766WEdLWfMbOqJ5ELmLn9Q.png 720w, https://miro.medium.com/v2/resize:fit:750/1*766WEdLWfMbOqJ5ELmLn9Q.png 750w, https://miro.medium.com/v2/resize:fit:786/1*766WEdLWfMbOqJ5ELmLn9Q.png 786w, https://miro.medium.com/v2/resize:fit:828/1*766WEdLWfMbOqJ5ELmLn9Q.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*766WEdLWfMbOqJ5ELmLn9Q.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*766WEdLWfMbOqJ5ELmLn9Q.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="101" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*766WEdLWfMbOqJ5ELmLn9Q.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e3cf" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="xz eo" style="box-sizing: inherit; font-weight: 700;">Operating cash flow</span> is a measure of a company’s ability to generate cash from its day-to-day operations. It represents the amount of cash generated from a company’s core business activities, such as sales, production, and the delivery of goods and services. Operating cash flow is calculated by subtracting operating expenses from operating revenues, and it represents the cash that a company has available to pay debts, reinvest in the business, or distribute to shareholders as dividends.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="b6ea" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Investors use operating cash flow as a measure of a company’s financial stability and as a key indicator of its ability to generate positive cash flow. A company with strong operating cash flow is generally seen as a more attractive investment because it has the financial strength to fund its operations, pay debts, and invest in growth initiatives. On the other hand, a company with weak or negative operating cash flow may face financial difficulties and be seen as a higher-risk investment.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="9b22" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Free cash flow and operating cash flow are two important financial metrics used to evaluate a company’s financial performance and stability. While they are related, there are some key differences between the two:</p><ol class="" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; list-style: none none; margin: 0px; padding: 0px;"><li class="hk zq wo xz b ya yb yd ye yg zr yk zs yo zt ys zu zv zw zx bi" data-selectable-paragraph="" id="c7bc" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">Definition: Operating cash flow measures the amount of cash generated from a company’s core business activities, while free cash flow measures the amount of cash available for reinvestment or distribution to shareholders after accounting for capital expenditures.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="264f" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Calculation: Operating cash flow is calculated by subtracting operating expenses from operating revenues, while free cash flow is calculated by subtracting capital expenditures from the net cash generated from operating activities.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="1fa4" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Purpose: The purpose of operating cash flow is to provide insight into a company’s ability to generate cash from its day-to-day operations, while the purpose of free cash flow is to give investors an understanding of a company’s financial strength and stability after accounting for capital expenditures.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys zu zv zw zx bi" data-selectable-paragraph="" id="ce1e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Interpretation: A company with strong operating cash flow is generally seen as financially stable, while a company with positive free cash flow is seen as having the ability to reinvest in growth initiatives or distribute to shareholders. Negative operating cash flow may indicate financial difficulties, while negative free cash flow may indicate a higher risk of financial problems in the future.</li></ol><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="4327" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">In conclusion, while both free cash flow and operating cash flow are important financial metrics, they provide different information and should be used together to gain a comprehensive understanding of a company’s financial performance and stability.</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el zl" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1591px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*D-fhCcmY9cJ-QS9biNcyiQ.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*D-fhCcmY9cJ-QS9biNcyiQ.png 640w, https://miro.medium.com/v2/resize:fit:720/1*D-fhCcmY9cJ-QS9biNcyiQ.png 720w, https://miro.medium.com/v2/resize:fit:750/1*D-fhCcmY9cJ-QS9biNcyiQ.png 750w, https://miro.medium.com/v2/resize:fit:786/1*D-fhCcmY9cJ-QS9biNcyiQ.png 786w, https://miro.medium.com/v2/resize:fit:828/1*D-fhCcmY9cJ-QS9biNcyiQ.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*D-fhCcmY9cJ-QS9biNcyiQ.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*D-fhCcmY9cJ-QS9biNcyiQ.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="99" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*D-fhCcmY9cJ-QS9biNcyiQ.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="9521" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">4. Return on Invested Capital (ROIC):</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="5d61" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Return on Invested Capital (ROIC) is a financial metric that measures the efficiency and profitability of a company’s investments. It indicates how much profit a company has generated per unit of capital it has invested. ROIC is a useful measure to evaluate a company’s ability to create value for its shareholders.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="4825" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">To calculate ROIC, you can use the following formula:</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el abd" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1386px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*_nS4yTFtwFxRkp6JKM5K8Q.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*_nS4yTFtwFxRkp6JKM5K8Q.png 640w, https://miro.medium.com/v2/resize:fit:720/1*_nS4yTFtwFxRkp6JKM5K8Q.png 720w, https://miro.medium.com/v2/resize:fit:750/1*_nS4yTFtwFxRkp6JKM5K8Q.png 750w, https://miro.medium.com/v2/resize:fit:786/1*_nS4yTFtwFxRkp6JKM5K8Q.png 786w, https://miro.medium.com/v2/resize:fit:828/1*_nS4yTFtwFxRkp6JKM5K8Q.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*_nS4yTFtwFxRkp6JKM5K8Q.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*_nS4yTFtwFxRkp6JKM5K8Q.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="152" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*_nS4yTFtwFxRkp6JKM5K8Q.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><ul class="" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; list-style: none none; margin: 0px; padding: 0px;"><li class="hk zq wo xz b ya yb yd ye yg zr yk zs yo zt ys abe zv zw zx bi" data-selectable-paragraph="" id="e113" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">NOPAT is the company’s operating profit after taxes. It is calculated by subtracting operating expenses and taxes from operating revenues.</li><li class="hk zq wo xz b ya zy yd zz yg aba yk abb yo abc ys abe zv zw zx bi" data-selectable-paragraph="" id="15ae" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Invested Capital is the total amount of capital invested in the company. It includes all long-term debt, preferred stock, and equity.</li></ul><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="0367" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Once you have calculated the ROIC, you can compare it to the company’s cost of capital. If the ROIC is higher than the cost of capital, it indicates that the company is generating value for its shareholders.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="9157" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A high ROIC indicates that the company is efficiently using its capital to generate profits, while a low ROIC suggests that the company is not making efficient use of its capital. In general, companies with high ROIC are more attractive to investors because they are generating more profits per dollar of investment. However, it’s important to keep in mind that ROIC varies widely across different industries, and it’s often more useful to compare a company’s ROIC to its peers in the same industry to get a better sense of its performance.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="51b0" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The importance of considering the ROIC of a company than ROI is ROIC accounts for a company’s debt in the calculation which is very important to know for investors.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="95da" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">5. Operating Profit Margin (OPM):</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="7a66" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Operating profit margin (OPM) is a financial metric used to evaluate a company’s profitability by measuring the percentage of revenue that remains after deducting operating expenses, such as wages, rent, and supplies. It is calculated by dividing a company’s operating income (also known as EBIT, or earnings before interest and taxes) by its revenue, and multiplying the result by 100 to get a percentage.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="1d10" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating the operating profit margin is:</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el zl" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1591px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*R854rE0l14FYbz1Z80kZFQ.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*R854rE0l14FYbz1Z80kZFQ.png 640w, https://miro.medium.com/v2/resize:fit:720/1*R854rE0l14FYbz1Z80kZFQ.png 720w, https://miro.medium.com/v2/resize:fit:750/1*R854rE0l14FYbz1Z80kZFQ.png 750w, https://miro.medium.com/v2/resize:fit:786/1*R854rE0l14FYbz1Z80kZFQ.png 786w, https://miro.medium.com/v2/resize:fit:828/1*R854rE0l14FYbz1Z80kZFQ.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*R854rE0l14FYbz1Z80kZFQ.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*R854rE0l14FYbz1Z80kZFQ.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="147" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*R854rE0l14FYbz1Z80kZFQ.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e5a3" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that for every dollar of revenue, Apple Inc. is generating 29.4 cents of operating profit while General Motors is generating only 6.58 cents of operating profit. A higher OPM indicates that the company is operating more efficiently and generating more profit from its operations, while a lower OPM may indicate that the company is experiencing higher operating expenses or lower sales.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="5eae" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">However, the OPM may vary depending on the industry, business model, and other factors. However, generally speaking, a higher OPM is generally considered better as it indicates that a company is generating more profit from its operations.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="df62" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">In some industries, such as technology, a high OPM is common, while in others, such as retail, a lower OPM may be typical. Additionally, a company’s OPM may fluctuate over time due to various factors, such as changes in market conditions, competition, or business strategy.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="bd30" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Therefore, it is important to consider the context and compare a company’s OPM to its competitors and industry benchmarks when evaluating its performance. It is also important to note that a high OPM alone does not necessarily indicate long-term success or sustainability, as other factors, such as revenue growth, customer acquisition, and innovation, are also crucial for a company’s success.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="3085" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">6. Asset Turnover:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="6b68" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Asset turnover is a financial ratio that measures a company’s efficiency in using its assets to generate revenue. It is calculated by dividing a company’s revenue by its total assets.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="3137" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating asset turnover is:</p><figure class="zm zn zo zp vr xo vi el paragraph-image" style="background-color: white; box-sizing: inherit; clear: both; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin: 56px auto 0px;"><div class="xp xq cl xr bf xs" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="vi el zl" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1591px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 640w, https://miro.medium.com/v2/resize:fit:720/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 720w, https://miro.medium.com/v2/resize:fit:750/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 750w, https://miro.medium.com/v2/resize:fit:786/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 786w, https://miro.medium.com/v2/resize:fit:828/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 828w, https://miro.medium.com/v2/resize:fit:1100/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 1100w, https://miro.medium.com/v2/resize:fit:1400/format:webp/1*6S0_mJOkqBmTnpMXVuptkw.png 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/v2/resize:fit:640/1*6S0_mJOkqBmTnpMXVuptkw.png 640w, https://miro.medium.com/v2/resize:fit:720/1*6S0_mJOkqBmTnpMXVuptkw.png 720w, https://miro.medium.com/v2/resize:fit:750/1*6S0_mJOkqBmTnpMXVuptkw.png 750w, https://miro.medium.com/v2/resize:fit:786/1*6S0_mJOkqBmTnpMXVuptkw.png 786w, https://miro.medium.com/v2/resize:fit:828/1*6S0_mJOkqBmTnpMXVuptkw.png 828w, https://miro.medium.com/v2/resize:fit:1100/1*6S0_mJOkqBmTnpMXVuptkw.png 1100w, https://miro.medium.com/v2/resize:fit:1400/1*6S0_mJOkqBmTnpMXVuptkw.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf jw xt c" height="147" loading="lazy" role="presentation" src="https://miro.medium.com/v2/resize:fit:700/1*6S0_mJOkqBmTnpMXVuptkw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div></figure><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="8ab2" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that for every dollar of assets, Apple Inc. generates $1.12 of revenue while general motors generate $0.59 of revenue</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="1bce" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A high asset turnover ratio can indicate that a company is effectively utilizing its assets to generate revenue, which may be a positive sign for investors. However, a high asset turnover ratio alone does not necessarily indicate a profitable company, as other financial metrics, such as net income or cash flow, must also be considered.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="df55" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">It is also important to note that the ideal asset turnover ratio can vary depending on the industry, as some industries require higher levels of assets to generate revenue than others. For example, companies in the retail industry typically have a higher asset turnover ratio than those in the manufacturing industry because they have lower levels of fixed assets and inventory turnover is higher. A low asset turnover ratio may indicate that a company is not using its assets effectively to generate revenue, which can result in reduced profitability and return on investment. Therefore, it is important to compare a company’s asset turnover ratio to its peers within the same industry to gain a better understanding of its performance.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="26ad" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">7. Sales Growth:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="c485" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Sales growth refers to the percentage increase or decrease in a company’s revenue over a period of time, usually a year. It measures how much a company’s sales have grown or declined compared to the previous year or a designated time period.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="4216" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Sales growth can be calculated using the following formula:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="4573" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Sales Growth = (Current Year’s Sales — Previous Year’s Sales) / Previous Year’s Sales x 100%</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="c4ff" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company had sales of $1,000,000 in the previous year and sales of $1,200,000 in the current year, the sales growth would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="df5f" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Sales Growth = ($1,200,000 — $1,000,000) / $1,000,000 x 100% = 20%</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="7a2b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that the company’s sales increased by 20% from the previous year.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="f3b6" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Sales growth is an important metric for investors and analysts to evaluate a company’s financial health and potential for future growth. A high sales growth rate indicates that the company is generating increasing revenue, which may be a sign of a healthy and growing business. However, it is important to consider other financial metrics such as profit margins, return on investment, and cash flow, to gain a comprehensive understanding of a company’s financial performance.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="c4de" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">8. Net Debt-to-capital ratio:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="ba85" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Net debt-to-capital is a financial ratio that measures the proportion of a company’s capital structure that is comprised of debt, after accounting for cash and cash equivalents. It is calculated by dividing a company’s net debt (total debt minus cash and cash equivalents) by its total capital (net debt plus equity).</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e2cf" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating net debt-to-capital is:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="893b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Net Debt-to-Capital = Net Debt / (Net Debt + Equity)</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e2cd" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company has net debt of $500,000 and total equity of $1,500,000, its net debt-to-capital ratio would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="da3c" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Net Debt-to-Capital = $500,000 / ($500,000 + $1,500,000) = 25%</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="4770" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that 25% of the company’s capital structure is comprised of net debt, after accounting for cash and cash equivalents.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="31e5" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Net debt-to-capital is an important metric for investors and analysts to evaluate a company’s financial risk and leverage. A high net debt-to-capital ratio indicates that a company is relying more on debt financing and may have higher financial risk, while a low ratio suggests that the company has a stronger financial position with more equity financing.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e4b6" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">It is important to note that the ideal net debt-to-capital ratio can vary depending on the industry, business model, and other factors. Therefore, it is important to compare a company’s net debt-to-capital ratio to those of its peers within the same industry and consider other financial metrics to gain a comprehensive understanding of its financial health.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="f206" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">9. Net Debt / EBITDA:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="63ff" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Net debt/EBITDA is a financial ratio that measures a company’s ability to pay off its debt based on its earnings before interest, taxes, depreciation, and amortization (EBITDA). It is calculated by dividing a company’s net debt (total debt minus cash and cash equivalents) by its EBITDA.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="601d" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating net debt/EBITDA is:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="2e56" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Net Debt/EBITDA = Net Debt / EBITDA</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="a0fc" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company has net debt of $1,000,000 and EBITDA of $500,000, its net debt/EBITDA ratio would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="8fce" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Net Debt/EBITDA = $1,000,000 / $500,000 = 2</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="9c9b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that it would take the company two years of EBITDA to pay off its net debt.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="5661" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Net debt/EBITDA is an important metric for investors and analysts to evaluate a company’s financial leverage and debt repayment capacity. A high net debt/EBITDA ratio indicates that a company has a higher level of debt relative to its EBITDA, which may be a sign of higher financial risk. On the other hand, a low net debt/EBITDA ratio indicates that the company has a lower level of debt relative to its EBITDA and may have a stronger financial position.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="c5bb" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">It is important to note that the ideal net debt/EBITDA ratio can vary depending on the industry, business model, and other factors. Therefore, it is important to compare a company’s net debt/EBITDA ratio to those of its peers within the same industry and consider other financial metrics to gain a comprehensive understanding of its financial health.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="b6af" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">10. Total Shareholder Return:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="3d01" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">Total shareholder return (TSR) is a financial metric that measures the total return that an investor earns on their investment in a company’s stock, including both capital appreciation and dividends received over a period of time. It is often used by investors to evaluate the performance of a company’s stock and compare it to the returns of other investment options.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="8267" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">TSR can be calculated using the following formula:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="80f0" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">TSR = (Ending Share Price — Beginning Share Price + Dividends) / Beginning Share Price x 100%</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="cabd" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company’s stock price was $50 at the beginning of the year and $60 at the end of the year, and it paid $2 in dividends during the year, the TSR would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="1516" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">TSR = ($60 — $50 + $2) / $50 x 100% = 24%</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="29eb" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that the investor earned a total return of 24% on their investment in the company’s stock over the year.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="32cd" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">TSR is an important metric for investors to evaluate the performance of a company’s stock over a period of time. A high TSR indicates that the company has generated strong returns for its shareholders, while a low or negative TSR may indicate poor performance. However, it is important to consider other factors such as the company’s financial health, market conditions, and future growth prospects before making investment decisions based solely on TSR.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="c6e6" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">11. Price-to-Earnings growth Ration:</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="d2e9" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">The price-to-earnings growth ratio (PEG ratio) is a financial metric that is used to evaluate the valuation of a stock by considering its earnings growth rate. It is calculated by dividing the stock’s price-to-earnings (P/E) ratio by its earnings per share (EPS) growth rate.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e63c" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating the PEG ratio is:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="beae" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">PEG Ratio = P/E Ratio / EPS Growth Rate</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="8ba1" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company has a P/E ratio of 20 and an EPS growth rate of 10%, its PEG ratio would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="ba88" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">PEG Ratio = 20 / 10 = 2</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="eda3" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A PEG ratio of 1 indicates that the stock is fairly valued based on its earnings growth rate, while a PEG ratio less than 1 may indicate that the stock is undervalued, and a PEG ratio greater than 1 may indicate that the stock is overvalued.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="d38b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The PEG ratio is a useful tool for investors to compare the relative value of different stocks within the same industry or sector. However, it is important to use the PEG ratio in conjunction with other financial metrics and analysis to make informed investment decisions. Additionally, the PEG ratio should not be used as the sole determinant of a stock’s valuation.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="2b7a" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">12. Price to Sales Ratio (P/S):</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="1e60" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">The price-to-sales (P/S) ratio is a financial metric used to evaluate the valuation of a company’s stock by comparing its current stock price to its revenue per share. The P/S ratio is calculated by dividing a company’s market capitalization by its total revenue.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="22b4" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating the P/S ratio is:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="f8a8" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">P/S Ratio = Market Capitalization / Total Revenue</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="33c4" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company has a market capitalization of $1 billion and total revenue of $500 million, its P/S ratio would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="6754" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">P/S Ratio = $1 billion / $500 million = 2</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="642f" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that investors are willing to pay $2 for every $1 of the company’s revenue.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="fc21" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The P/S ratio is useful for comparing the valuations of companies within the same industry or sector, as it provides a measure of how much investors are willing to pay for each dollar of a company’s sales. However, it is important to use the P/S ratio in conjunction with other financial metrics and analysis, as a low P/S ratio does not necessarily indicate a good investment opportunity. Additionally, the P/S ratio may be less useful for companies that have not yet generated significant revenue or that have highly variable revenue streams.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="0623" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The “better” P/S ratio for a stock depends on various factors, such as the industry, market conditions, and growth prospects of the company. Generally, a lower P/S ratio may indicate that a stock is undervalued, while a higher P/S ratio may indicate that it is overvalued. However, this can vary widely between different industries and sectors.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="99b4" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">13. Price-to-Book Ratio (P/B ratio):</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="cd6e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">The price-to-book ratio (P/B ratio) is a financial metric used to evaluate the valuation of a company’s stock by comparing its current market price to its book value per share. The book value per share is calculated by dividing a company’s total assets minus its total liabilities by the number of outstanding shares.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="b37e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating the P/B ratio is:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="dfd7" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">P/B Ratio = Market Price per Share / Book Value per Share</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="83ea" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company has a market price per share of $50 and a book value per share of $25, its P/B ratio would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="a5ba" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">P/B Ratio = $50 / $25 = 2</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="5624" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that investors are willing to pay $2 for every $1 of the company’s book value per share.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="347a" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The P/B ratio is useful for comparing the valuations of companies within the same industry or sector, as it provides a measure of how much investors are willing to pay for each dollar of a company’s assets. However, like other financial metrics, it should be used in conjunction with other factors and analyses when making investment decisions. Additionally, the P/B ratio may be less useful for companies with significant intangible assets, such as patents or trademarks, that are not reflected in their book value.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="9ae7" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A low price-to-book (P/B) ratio is not necessarily an indicator that a stock is good or bad, as the P/B ratio should be used in conjunction with other financial metrics and analysis when evaluating a company’s valuation and potential for investment.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="894e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">However, a low P/B ratio may suggest that a stock is undervalued relative to its book value. A low P/B ratio may also indicate that the market is not recognizing the company’s true worth, which may present an opportunity for investors to purchase the stock at a discount.</p><h1 class="yt yu wo bd yv yw yx yy fw yz za zb fy fz zc ga gb gc zd gd ge gf ze gg gh zf bi" data-selectable-paragraph="" id="f523" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 22px; line-height: 28px; margin: 3.14em 0px -0.37em;"><span class="ak" style="box-sizing: inherit; font-weight: inherit;">14. Price to Free Cash Flow (P/FCF):</span></h1><p class="pw-post-body-paragraph xx xy wo xz b ya zg pf yc yd zh pi yf yg zi yi yj yk zj ym yn yo zk yq yr ys rx bi" data-selectable-paragraph="" id="6f57" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 0.86em 0px -0.46em; word-break: break-word;">The P/FCF ratio is a financial metric used to evaluate the valuation of a company’s stock by comparing its current market price to its free cash flow per share. Free cash flow is the cash generated by a company after accounting for capital expenditures and other investments.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="27ad" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The formula for calculating the P/FCF ratio is:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="219c" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">P/FCF Ratio = Market Price per Share / Free Cash Flow per Share</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="e9ee" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">For example, if a company has a market price per share of $50 and a free cash flow per share of $5, its P/FCF ratio would be:</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="ebc0" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">P/FCF Ratio = $50 / $5 = 10</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="9f6c" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This means that investors are willing to pay $10 for every $1 of the company’s free cash flow per share.</p><p class="pw-post-body-paragraph xx xy wo xz b ya yb pf yc yd ye pi yf yg yh yi yj yk yl ym yn yo yp yq yr ys rx bi" data-selectable-paragraph="" id="9ab8" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The P/FCF ratio is a useful financial metric for evaluating the valuation of a company’s stock because it considers the company’s cash-generating ability rather than just its earnings. A lower P/FCF ratio may suggest that a company is undervalued relative to its free cash flow, while a higher P/FCF ratio may suggest that it is overvalued.</p></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-1543651245217548362023-01-15T07:40:00.006-08:002023-01-15T07:40:50.558-08:00Top interest-paying savings account in January 2023<p> </p><h1 class="pw-post-title he hf hg bd hh hi hj hk hl hm hn ho hp hq hr hs ht hu hv hw hx hy hz ia ib ic bi" data-selectable-paragraph="" id="9160" style="box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 32px; font-style: normal; font-weight: 700; letter-spacing: -0.016em; line-height: 40px; margin: 0.6em 0px -0.27em;">Top interest-paying savings account in January 2023</h1><h1 class="pw-post-title he hf hg bd hh hi hj hk hl hm hn ho hp hq hr hs ht hu hv hw hx hy hz ia ib ic bi" data-selectable-paragraph="" id="9160" style="background-color: white; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 32px; letter-spacing: -0.016em; line-height: 40px; margin: 0.6em 0px -0.27em;"><div class="er es et eu ev l" style="box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; font-size: medium; font-weight: 400; letter-spacing: normal; margin-bottom: 68px;"><div class="ab cl" style="box-sizing: inherit; display: flex; justify-content: center;"><div class="ew bf ex ey ez fa" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><article style="box-sizing: inherit;"><div class="l" style="box-sizing: inherit;"><div class="l" style="box-sizing: inherit;"><section style="box-sizing: inherit;"><div style="box-sizing: inherit;"><div class="gz ha hb hc hd" style="box-sizing: inherit; overflow-wrap: break-word; word-break: break-word;"><div class="" style="box-sizing: inherit;"></div><figure class="fk fm ie if ig ih fg fh paragraph-image" style="box-sizing: inherit; clear: both; margin: 40px auto 0px;"><div class="ii ij di ik bf il" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="fg fh id" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 6000px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/0*BatJpVflKiMyRzJa 640w, https://miro.medium.com/max/720/0*BatJpVflKiMyRzJa 720w, https://miro.medium.com/max/750/0*BatJpVflKiMyRzJa 750w, https://miro.medium.com/max/786/0*BatJpVflKiMyRzJa 786w, https://miro.medium.com/max/828/0*BatJpVflKiMyRzJa 828w, https://miro.medium.com/max/1100/0*BatJpVflKiMyRzJa 1100w, https://miro.medium.com/max/1400/0*BatJpVflKiMyRzJa 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/0*BatJpVflKiMyRzJa 640w, https://miro.medium.com/max/720/0*BatJpVflKiMyRzJa 720w, https://miro.medium.com/max/750/0*BatJpVflKiMyRzJa 750w, https://miro.medium.com/max/786/0*BatJpVflKiMyRzJa 786w, https://miro.medium.com/max/828/0*BatJpVflKiMyRzJa 828w, https://miro.medium.com/max/1100/0*BatJpVflKiMyRzJa 1100w, https://miro.medium.com/max/1400/0*BatJpVflKiMyRzJa 1400w" style="box-sizing: inherit;"></source><img alt="" class="bf im in c" height="467" loading="eager" role="presentation" src="https://miro.medium.com/max/700/0*BatJpVflKiMyRzJa" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="io dm fi fg fh ip iq bd b be z dk" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Photo by <a class="ae ir" href="https://unsplash.com/@jannerboy62?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Nick Fewings</a> on <a class="ae ir" href="https://unsplash.com/?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Unsplash</a></figcaption></figure><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="5e1d" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A savings account is a financial product that allows you to deposit money and earn interest on your balance offered by the banks. There are numerous benefits of having a savings account. Some of the benefits of having a savings account include the following:</p><ol class="" style="box-sizing: inherit; list-style: none none; margin: 0px; padding: 0px;"><li class="jq jr hg iu b iv iw iz ja jd js jh jt jl ju jp jv jw jx jy bi" data-selectable-paragraph="" id="403a" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">Earning interest: Savings accounts typically earn a higher interest rate than a checking account, which means you can earn money on the money you have saved.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="cdba" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Safety and security: Savings accounts are FDIC-insured, which means that your money is protected by up to $250,000 in the event that the bank fails. Always read if the bank is offering the account with FDIC insured. Just see the crypto exchange disasters. They were offering high APY but none of them were FDIC insured and the people lost their savings.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="edad" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Easy access: Most savings accounts allow you to access your money through ATM or debit cards, checks, or online banking.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="53b2" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Flexibility: You can usually open a savings account with a small initial deposit and make additional deposits at any time.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="1428" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Goal setting: A savings account can help you reach your financial goals, whether it’s saving for a down payment on a house, an emergency fund, or a specific purchase.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="bd58" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Discipline: Having a savings account can help you develop a habit of saving money regularly, which can be beneficial for your financial well-being. If you have dependent kids you should discipline them financially. They need your help to build their future.</li></ol><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="6391" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="iu hh" style="box-sizing: inherit; font-weight: 700;">Benefits of Savings account compared to CDs:</span></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="f122" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A certificate of deposit (CD) is a financial product that allows you to deposit money for a fixed period of time, typically ranging from a few months to a few years. CDs typically offer a higher interest rate than a savings account, but they also have some differences that may make a savings account a better option for some people. Some benefits of having a savings account compared to a CD include:</p><ol class="" style="box-sizing: inherit; list-style: none none; margin: 0px; padding: 0px;"><li class="jq jr hg iu b iv iw iz ja jd js jh jt jl ju jp jv jw jx jy bi" data-selectable-paragraph="" id="8c20" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">Liquidity: Savings accounts allow you to access your money at any time, whereas CDs have a fixed term and you may face a penalty for withdrawing your money before the term is up.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="95ef" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Flexibility: With a savings account, you can make deposits and withdrawals as needed, whereas a CD requires you to commit your money for a fixed period of time.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="4a12" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Risk: CDs are considered a low-risk investment, but they do not offer the same level of protection as a savings account, which is FDIC-insured up to $250,000.</li><li class="jq jr hg iu b iv jz iz ka jd kb jh kc jl kd jp jv jw jx jy bi" data-selectable-paragraph="" id="12c5" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Ease of use: Savings accounts are generally easier to open and manage than CDs, which may require a higher minimum deposit and may have more complex terms and conditions.</li></ol><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="33a6" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Ultimately, whether a savings account or a CD is the better option for you will depend on your individual financial situation and goals. It may be worth considering both options and weighing the pros and cons to determine which is the best fit for you.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="1846" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="iu hh" style="box-sizing: inherit; font-weight: 700;">Banks that are currently giving high interest as of 01/15/2023:</span></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="af80" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.ufbdirect.com/Savings/ufb-best-savings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">UFB Direct</a>:</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="427c" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4.11%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="dc78" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.salemfivedirect.com/#eonesavings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Salem Five Direct:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="91e4" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4.1%, $0 Minimum Balance reqd, $0 monthly fee, $10 deposit required to open</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="4827" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.cit.com/cit-bank/bank/savings/savings-connect-account" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">CIT Bank:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="3596" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4.05%, $0 Minimum Balance reqd, $0 monthly fee, $100 deposit required to open.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="a424" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.synchronybank.com/banking/high-yield-savings/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Synchrony High Yield Savings:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="ca5b" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.75%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="3b6e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.lendingclub.com/personal-banking/savings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Lending Club Savings:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="eb34" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4.00%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="91e3" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.dollarsavingsdirect.com/securebanking/login.do?_flowExecutionKey=_cEBEFA4E7-2B12-616F-9322-0D037AA8CE89_k86269419-A40A-30E0-6A0E-8B76FF7D845A" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Dollar Savings Direct:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="0f0b" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.5%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="61b2" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.sofi.com/banking/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">SoFi:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="ae0a" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.75%, $0 Minimum Balance reqd, $0 monthly fee, Direct deposit from your employer is required to get the APY. The checking account will give 2.5% APY.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="0f3f" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.banking.barclaysus.com/online-savings.html" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Barclays Savings Account:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="c08e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.4%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="cfdb" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Capital One Savings Account:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="91eb" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="a200" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.marcus.com/us/en/savings/high-yield-savings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Marcus by Goldman Sachs:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="b00b" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="ba22" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.ally.com/bank/online-savings-account/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Ally financial savings account:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="7c6e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="9181" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">American Express Savings Account:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="43cc" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="6236" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.discover.com/online-banking/savings-account/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Discover Savings Account:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="4c2e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="8f29" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://www.dcu.org/bank/savings/primary-savings.html" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">DCU Credit Union:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="df9a" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 6.17% for the first $1,000 afterwords 0.15%, $5 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="d1b3" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ae ir" href="https://join.robinhood.com/meers1" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Robinhood:</a></p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="ce0e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4% in the Brokerage account, $0 Minimum Balance, $5 monthly fee for gold members.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="6f0d" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 1.5% in the brokerage account, $0 minimum balance, $0 monthly fee for non-gold members.</p><p class="pw-post-body-paragraph is it hg iu b iv iw ix iy iz ja jb jc jd je jf jg jh ji jj jk jl jm jn jo jp gz bi" data-selectable-paragraph="" id="667d" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I personally have three savings accounts. Currently, I am saving in the Synchrony savings bank. I also keep $1,000 in DCU bank to get 6.17% interest. I also keep money in Robinhood brokerage account.</p></div></div></section></div></div></article></div></div></div><div class="ab cl" style="box-sizing: inherit; color: rgba(0, 0, 0, 0.8); display: flex; font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; font-size: medium; font-weight: 400; justify-content: center; letter-spacing: normal;"><div class="ew bf ex ey ez fa" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><div class="ke kf ab gb" style="box-sizing: inherit; display: flex; flex-wrap: wrap; margin-bottom: 26px; margin-top: 6px;"><div class="kg ab" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="kh aw al ej" href="https://medium.com/tag/savings-tips?source=post_page-----bf23941b925b---------------savings_tips-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; 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border: inherit; box-sizing: inherit; fill: inherit; font-family: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; margin: 0px; overflow: visible; padding: 8px;"><svg fill="none" height="24" viewbox="0 0 24 24" width="24"><path clip-rule="evenodd" d="M4.39 12c0 .55.2 1.02.59 1.41.39.4.86.59 1.4.59.56 0 1.03-.2 1.42-.59.4-.39.59-.86.59-1.41 0-.55-.2-1.02-.6-1.41A1.93 1.93 0 0 0 6.4 10c-.55 0-1.02.2-1.41.59-.4.39-.6.86-.6 1.41zM10 12c0 .55.2 1.02.58 1.41.4.4.87.59 1.42.59.54 0 1.02-.2 1.4-.59.4-.39.6-.86.6-1.41 0-.55-.2-1.02-.6-1.41a1.93 1.93 0 0 0-1.4-.59c-.55 0-1.04.2-1.42.59-.4.39-.58.86-.58 1.41zm5.6 0c0 .55.2 1.02.57 1.41.4.4.88.59 1.43.59.57 0 1.04-.2 1.43-.59.39-.39.57-.86.57-1.41 0-.55-.2-1.02-.57-1.41A1.93 1.93 0 0 0 17.6 10c-.55 0-1.04.2-1.43.59-.38.39-.57.86-.57 1.41z" fill-rule="evenodd" fill="#000"></path></svg></button></div></div></div></div></div></div></div><div class="ab cl" style="box-sizing: inherit; color: rgba(0, 0, 0, 0.8); display: flex; font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; font-size: medium; font-weight: 400; justify-content: center; letter-spacing: normal;"><div class="ew bf ex ey ez fa" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><div class="pi l" style="box-sizing: inherit; margin-bottom: 40px;"><div class="pj nw pk pp" style="border-top: 1px solid rgb(41, 41, 41); box-sizing: inherit; margin-bottom: 25px; min-height: 109px; padding: 24px 0px;"><div class="pm l gz" style="box-sizing: inherit; padding-bottom: 6px; word-break: break-word;"></div></div></div></div></div></h1><h2 class="bd mh pn fz hf bi" style="box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 20px; font-weight: 500; letter-spacing: 0px; line-height: 24px; margin: 0px;">Get an email whenever Matt's World publishes.</h2>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-78663576738531731242022-12-30T17:32:00.003-08:002022-12-30T17:33:45.650-08:00Top interest-paying savings account in December 2022<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgA89ceMNP5DS6Pzb1Zki3gtgz-Kw8pxhvEIBx0UZnK3oBB_9WnXMmyYTHFFaWYcxGD4GW2k2ECfA6tZI6HY0Eq_NA1ol0oFswBYot2XJmg33mK8EvH9m1PmOAg1bbOHhYF2rR9uVb7-BGujXVVqgZfJLuddT3DIIgBUh34bXucuKQRCyaE95nlWFuj" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="480" data-original-width="720" height="213" src="https://blogger.googleusercontent.com/img/a/AVvXsEgA89ceMNP5DS6Pzb1Zki3gtgz-Kw8pxhvEIBx0UZnK3oBB_9WnXMmyYTHFFaWYcxGD4GW2k2ECfA6tZI6HY0Eq_NA1ol0oFswBYot2XJmg33mK8EvH9m1PmOAg1bbOHhYF2rR9uVb7-BGujXVVqgZfJLuddT3DIIgBUh34bXucuKQRCyaE95nlWFuj" width="320" /></a></div><br /> <p></p><p><span face="source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif" style="background-color: white; color: #292929; font-size: 20px; letter-spacing: -0.003em;">A savings account is a financial product that allows you to deposit money and earn interest on your balance offered by the banks. There are numerous benefits of having a savings account. Some of the benefits of having a savings account include the following:</span></p><ol style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; list-style: none none; margin: 0px; padding: 0px;"><li class="gx xe va wk b wl wm wo wp wr xf wv xg wz xh xd xi xj xk xl by" data-selectable-paragraph="" id="403a" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">Earning interest: Savings accounts typically earn a higher interest rate than a checking account, which means you can earn money on the money you have saved.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="cdba" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Safety and security: Savings accounts are FDIC-insured, which means that your money is protected by up to $250,000 in the event that the bank fails. Always read if the bank is offering the account with FDIC insured. Just see the crypto exchange disasters. They were offering high APY but none of them were FDIC insured and the people lost their savings.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="edad" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Easy access: Most savings accounts allow you to access your money through ATM or debit cards, checks, or online banking.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="53b2" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Flexibility: You can usually open a savings account with a small initial deposit and make additional deposits at any time.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="1428" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Goal setting: A savings account can help you reach your financial goals, whether it’s saving for a down payment on a house, an emergency fund, or a specific purchase.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="bd58" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Discipline: Having a savings account can help you develop a habit of saving money regularly, which can be beneficial for your financial well-being. If you have dependent kids you should discipline them financially. They need your help to build their future.</li></ol><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="6391" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="wk ec" style="box-sizing: inherit; font-weight: 700;">Benefits of Savings account compared to CDs:</span></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="f122" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">A certificate of deposit (CD) is a financial product that allows you to deposit money for a fixed period of time, typically ranging from a few months to a few years. CDs typically offer a higher interest rate than a savings account, but they also have some differences that may make a savings account a better option for some people. Some benefits of having a savings account compared to a CD include:</p><ol style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; list-style: none none; margin: 0px; padding: 0px;"><li class="gx xe va wk b wl wm wo wp wr xf wv xg wz xh xd xi xj xk xl by" data-selectable-paragraph="" id="8c20" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;">Liquidity: Savings accounts allow you to access your money at any time, whereas CDs have a fixed term and you may face a penalty for withdrawing your money before the term is up.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="95ef" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Flexibility: With a savings account, you can make deposits and withdrawals as needed, whereas a CD requires you to commit your money for a fixed period of time.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="4a12" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Risk: CDs are considered a low-risk investment, but they do not offer the same level of protection as a savings account, which is FDIC-insured up to $250,000.</li><li class="gx xe va wk b wl xm wo xn wr xo wv xp wz xq xd xi xj xk xl by" data-selectable-paragraph="" id="12c5" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: decimal; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;">Ease of use: Savings accounts are generally easier to open and manage than CDs, which may require a higher minimum deposit and may have more complex terms and conditions.</li></ol><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="33a6" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Ultimately, whether a savings account or a CD is the better option for you will depend on your individual financial situation and goals. It may be worth considering both options and weighing the pros and cons to determine which is the best fit for you.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="1846" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="wk ec" style="box-sizing: inherit; font-weight: 700;">Banks that are currently giving high interest as of 12/29/2022:</span></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="af80" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.ufbdirect.com/Savings/ufb-best-savings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">UFB Direct</a>:</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="427c" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4.11%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="dc78" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.salemfivedirect.com/#eonesavings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Salem Five Direct:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="91e4" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4.1%, $0 Minimum Balance reqd, $0 monthly fee, $10 deposit required to open</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="4827" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.cit.com/cit-bank/bank/savings/savings-connect-account" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">CIT Bank:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="3596" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.85%, $0 Minimum Balance reqd, $0 monthly fee, $100 deposit required to open.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="a424" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.synchronybank.com/banking/high-yield-savings/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Synchrony High Yield Savings:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="ca5b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.75%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="3b6e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.lendingclub.com/personal-banking/savings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Lending Club Savings:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="eb34" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.6%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="91e3" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.dollarsavingsdirect.com/securebanking/login.do?_flowExecutionKey=_cEBEFA4E7-2B12-616F-9322-0D037AA8CE89_k86269419-A40A-30E0-6A0E-8B76FF7D845A" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Dollar Savings Direct:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="0f0b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.5%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="61b2" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.sofi.com/banking/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">SoFi:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="ae0a" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.5%, $0 Minimum Balance reqd, $0 monthly fee, Direct deposit from your employer is required to get the APY. The checking account will give 2.5% APY.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="0f3f" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.banking.barclaysus.com/online-savings.html" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Barclays Savings Account:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="c08e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.4%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="cfdb" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Capital One Savings Account:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="91eb" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="a200" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.marcus.com/us/en/savings/high-yield-savings" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Marcus by Goldman Sachs:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="b00b" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="ba22" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.ally.com/bank/online-savings-account/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Ally financial savings account:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="7c6e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="9181" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">American Express Savings Account:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="43cc" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="6236" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.discover.com/online-banking/savings-account/" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Discover Savings Account:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="4c2e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 3.3%, $0 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="8f29" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://www.dcu.org/bank/savings/primary-savings.html" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">DCU Credit Union:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="df9a" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 6.17% for the first $1,000 afterwords 0.15%, $5 Minimum Balance reqd, $0 monthly fee.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="d1b3" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><a class="ce ff" href="https://join.robinhood.com/meers1" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Robinhood:</a></p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="ce0e" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 4% in the Brokerage account, $0 Minimum Balance, $5 monthly fee for gold members.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="6f0d" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">APY: 1.5% in the brokerage account, $0 minimum balance, $0 monthly fee for non-gold members.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="667d" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I personally have three savings accounts. Currently, I am saving in the Synchrony savings bank. I also keep $1,000 in DCU bank to get 6.17% interest. I also keep money in Robinhood brokerage account.</p><p class="pw-post-body-paragraph wi wj va wk b wl wm pb wn wo wp pe wq wr ws wt wu wv ww wx wy wz xa xb xc xd ru by" data-selectable-paragraph="" id="667d" style="background-color: white; box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><em class="acg" style="box-sizing: inherit; letter-spacing: -0.06px;"><span color="rgba(0, 0, 0, 0.8)" face="medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif" style="font-size: medium; font-style: normal; letter-spacing: normal;">This blog was originally written on Medium by the author.</span></em></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-69186895270215229842022-12-29T16:36:00.009-08:002022-12-30T17:35:24.163-08:00Dividend Portfolio Update - November 2022<p> </p><div class="wt wu wv ww wx y" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin-bottom: 68px;"><div class="al am" style="box-sizing: inherit; display: flex; justify-content: center;"><div class="at ad jw jx jy jz" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><article style="box-sizing: inherit;"><div class="y" style="box-sizing: inherit;"><div class="y" style="box-sizing: inherit;"><section style="box-sizing: inherit;"><div style="box-sizing: inherit;"><div class="nu we yc yd ye" style="box-sizing: inherit; overflow-wrap: break-word; word-break: break-word;"><div style="box-sizing: inherit;"><h1 class="pw-post-title yf fk yg bu nl yh yi yj yk yl ym yn yo yp yq yr ys yt yu yv yw yx yy yz za zb bx" data-selectable-paragraph="" id="449f" style="box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 32px; letter-spacing: -0.016em; line-height: 40px; margin: 0.6em 0px -0.27em;">Dividend Portfolio Update — November 2022</h1></div><figure class="xe xf zd ze zf zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 40px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs zc" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 3456px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/0*gyk-u8qJgjgghrfY 640w, https://miro.medium.com/max/720/0*gyk-u8qJgjgghrfY 720w, https://miro.medium.com/max/750/0*gyk-u8qJgjgghrfY 750w, https://miro.medium.com/max/786/0*gyk-u8qJgjgghrfY 786w, https://miro.medium.com/max/828/0*gyk-u8qJgjgghrfY 828w, https://miro.medium.com/max/1100/0*gyk-u8qJgjgghrfY 1100w, https://miro.medium.com/max/1400/0*gyk-u8qJgjgghrfY 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/0*gyk-u8qJgjgghrfY 640w, https://miro.medium.com/max/720/0*gyk-u8qJgjgghrfY 720w, https://miro.medium.com/max/750/0*gyk-u8qJgjgghrfY 750w, https://miro.medium.com/max/786/0*gyk-u8qJgjgghrfY 786w, https://miro.medium.com/max/828/0*gyk-u8qJgjgghrfY 828w, https://miro.medium.com/max/1100/0*gyk-u8qJgjgghrfY 1100w, https://miro.medium.com/max/1400/0*gyk-u8qJgjgghrfY 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="893" loading="eager" role="presentation" src="https://miro.medium.com/max/700/0*gyk-u8qJgjgghrfY" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Photo by <a class="ax pp" href="https://unsplash.com/@benkolde?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Ben Kolde</a> on <a class="ax pp" href="https://unsplash.com/?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Unsplash</a></figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="8eb9" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Welcome to the review of my dividend growth stock portfolio that I have been maintaining since 2017. Many of you will ask what is the purpose of writing and sharing my dividend portfolio in the article. I want to show examples of how one can build wealth by investing in dividend-paying stocks over the long term by sharing the dividend income in my portfolio. I started investing in dividend-paying stocks in 2017 with no income from dividends. In 2022, I am earning $2,583 yearly from dividends. How much money am I adding monthly to my portfolio? I invest 10% of my salary in dividend stocks and reinvest all the dividends to buy back the stocks. The best part of dividend stocks is the yearly increase of dividend $ amounts and reinvesting dividends to buy additional stocks of the company’s stock which generates more income from dividends yearly. A good dividend company increases at least 5% dividends a year; some companies with high growth may increase by 20% or more. So on average, a dividend investor can see approximately ~7% increase in income from dividends which must be higher than your 9 to 5 job. To identify a good company that will keep increasing dividends, you must go through the company’s financial health and business model.</p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="00b4" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="sl nl" style="box-sizing: inherit; font-weight: 700;">Dividend Portfolio:</span></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="b813" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Building a dividend portfolio takes time, you just cannot start buying stocks because they have a high dividend yield. As I mentioned earlier, before buying the stocks you have to understand the company’s business model, how the company will perform in the future, the earnings growth, total cash flow, long-term debt, etc. I started to buy dividend stocks in 2017. I am doing DRIP since then and regularly investing in stocks. I have diversified my portfolio to balance my investment.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abk" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1128px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*jEClEUGaUosKMpBc4jjTbg.webp 640w, https://miro.medium.com/max/720/1*jEClEUGaUosKMpBc4jjTbg.webp 720w, https://miro.medium.com/max/750/1*jEClEUGaUosKMpBc4jjTbg.webp 750w, https://miro.medium.com/max/786/1*jEClEUGaUosKMpBc4jjTbg.webp 786w, https://miro.medium.com/max/828/1*jEClEUGaUosKMpBc4jjTbg.webp 828w, https://miro.medium.com/max/1100/1*jEClEUGaUosKMpBc4jjTbg.webp 1100w, https://miro.medium.com/max/1400/1*jEClEUGaUosKMpBc4jjTbg.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*jEClEUGaUosKMpBc4jjTbg.png 640w, https://miro.medium.com/max/720/1*jEClEUGaUosKMpBc4jjTbg.png 720w, https://miro.medium.com/max/750/1*jEClEUGaUosKMpBc4jjTbg.png 750w, https://miro.medium.com/max/786/1*jEClEUGaUosKMpBc4jjTbg.png 786w, https://miro.medium.com/max/828/1*jEClEUGaUosKMpBc4jjTbg.png 828w, https://miro.medium.com/max/1100/1*jEClEUGaUosKMpBc4jjTbg.png 1100w, https://miro.medium.com/max/1400/1*jEClEUGaUosKMpBc4jjTbg.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="436" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*jEClEUGaUosKMpBc4jjTbg.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Sector distribution of my portfolio</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="7e20" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I am largely invested in high-yield dividend-paying ETFs. I am holding Schwab U.S. Dividend Equity ETF (<a class="ax pp" href="https://seekingalpha.com/symbol/SCHD" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">SCHD</a>) and Vanguard High Dividend Yield ETF (<a class="ax pp" href="https://seekingalpha.com/symbol/VYM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">VYM</a>). My second largest sector is tech followed by the healthcare and financial sector.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abp" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1114px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*4NLZqveEj2raGhRExFO4JA.webp 640w, https://miro.medium.com/max/720/1*4NLZqveEj2raGhRExFO4JA.webp 720w, https://miro.medium.com/max/750/1*4NLZqveEj2raGhRExFO4JA.webp 750w, https://miro.medium.com/max/786/1*4NLZqveEj2raGhRExFO4JA.webp 786w, https://miro.medium.com/max/828/1*4NLZqveEj2raGhRExFO4JA.webp 828w, https://miro.medium.com/max/1100/1*4NLZqveEj2raGhRExFO4JA.webp 1100w, https://miro.medium.com/max/1400/1*4NLZqveEj2raGhRExFO4JA.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*4NLZqveEj2raGhRExFO4JA.png 640w, https://miro.medium.com/max/720/1*4NLZqveEj2raGhRExFO4JA.png 720w, https://miro.medium.com/max/750/1*4NLZqveEj2raGhRExFO4JA.png 750w, https://miro.medium.com/max/786/1*4NLZqveEj2raGhRExFO4JA.png 786w, https://miro.medium.com/max/828/1*4NLZqveEj2raGhRExFO4JA.png 828w, https://miro.medium.com/max/1100/1*4NLZqveEj2raGhRExFO4JA.png 1100w, https://miro.medium.com/max/1400/1*4NLZqveEj2raGhRExFO4JA.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="556" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*4NLZqveEj2raGhRExFO4JA.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Dividend Portfolio Pie chart</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="12ab" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">My highest position is in Apple Inc (<a class="ax pp" href="https://seekingalpha.com/symbol/AAPL" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">AAPL</a>) although I did not invest the most in this stock. The last time I purchased Apple was in 2018. Since then the stock price has increased more than 3 times. I am only doing the DRIP every quarter for all the stocks.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abq" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1356px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 640w, https://miro.medium.com/max/720/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 720w, https://miro.medium.com/max/750/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 750w, https://miro.medium.com/max/786/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 786w, https://miro.medium.com/max/828/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 828w, https://miro.medium.com/max/1100/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 1100w, https://miro.medium.com/max/1400/1*cUh2-4r_yLakMUoJBO_Y2Q.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*cUh2-4r_yLakMUoJBO_Y2Q.png 640w, https://miro.medium.com/max/720/1*cUh2-4r_yLakMUoJBO_Y2Q.png 720w, https://miro.medium.com/max/750/1*cUh2-4r_yLakMUoJBO_Y2Q.png 750w, https://miro.medium.com/max/786/1*cUh2-4r_yLakMUoJBO_Y2Q.png 786w, https://miro.medium.com/max/828/1*cUh2-4r_yLakMUoJBO_Y2Q.png 828w, https://miro.medium.com/max/1100/1*cUh2-4r_yLakMUoJBO_Y2Q.png 1100w, https://miro.medium.com/max/1400/1*cUh2-4r_yLakMUoJBO_Y2Q.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="439" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*cUh2-4r_yLakMUoJBO_Y2Q.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Top Dividend Sources</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="274e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">Tracking the dividend source percentages is also very important. I plan not to exceed more than 5% dividend income from any individual stocks. Only Abbvie (<a class="ax pp" href="https://seekingalpha.com/symbol/ABBV" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">ABBV</a>) is more than 5% in dividends. I bought a large amount of this stock in 2019 when the stock price dropped below $70. I have no plan to add this stock anytime soon. If any stock cut its dividends, that will negatively impact dividend income. This year At&t (<a class="ax pp" href="https://seekingalpha.com/symbol/T" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">T</a>) cut their dividends in half which lowered my dividend income. Also, two financial companies JP Morgan (<a class="ax pp" href="https://seekingalpha.com/symbol/JPM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">JPM</a>), Citi Bank ©, and Newmont Corp. (<a class="ax pp" href="https://seekingalpha.com/symbol/NEM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">NEM</a>) did not raise their dividend this year. Other than these stocks, all the rest of the stocks raised their dividends this year.</p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="0fd0" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="sl nl" style="box-sizing: inherit; font-weight: 700;">Dividend Income in November:</span></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="46e8" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">In November 2022 I earned a total of $178.55. That’s a laughable amount to a lot of you but I just want to share how regularly investing in dividend stocks will generate passive income and the growth of income every year. 5 years ago I was earning nothing but now I am earning $215 per month for just investing in stocks. In the last year in the same month, I earned $155.51 so my income has increased by 14.82% from the last year. This year I opened a new position in JP Morgan Chase (<a class="ax pp" href="https://seekingalpha.com/symbol/JPM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">JPM</a>) and copper mining company Freeport-McMoran (<a class="ax pp" href="https://seekingalpha.com/symbol/FCX" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">FCX</a>). I added more positions in Verizon (<a class="ax pp" href="https://seekingalpha.com/symbol/VZ" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">VZ</a>), Citi Bank ©, Starbux (<a class="ax pp" href="https://seekingalpha.com/symbol/SBUX" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">SBUX</a>), and Realty Income (<a class="ax pp" href="https://seekingalpha.com/symbol/O" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">O</a>). I also have an interest income of $14.8 from my high-yield savings account in Synchrony bank which is currently paying 3.5% interest. Other sources of increase are due to the DRIP investing and dividend increase.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="qr qs abr" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 408px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 408px" srcset="https://miro.medium.com/max/640/1*JYUbI_zBBvMtNxHh68BP7g.webp 640w, https://miro.medium.com/max/720/1*JYUbI_zBBvMtNxHh68BP7g.webp 720w, https://miro.medium.com/max/750/1*JYUbI_zBBvMtNxHh68BP7g.webp 750w, https://miro.medium.com/max/786/1*JYUbI_zBBvMtNxHh68BP7g.webp 786w, https://miro.medium.com/max/828/1*JYUbI_zBBvMtNxHh68BP7g.webp 828w, https://miro.medium.com/max/1100/1*JYUbI_zBBvMtNxHh68BP7g.webp 1100w, https://miro.medium.com/max/816/1*JYUbI_zBBvMtNxHh68BP7g.webp 816w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 408px" srcset="https://miro.medium.com/max/640/1*JYUbI_zBBvMtNxHh68BP7g.png 640w, https://miro.medium.com/max/720/1*JYUbI_zBBvMtNxHh68BP7g.png 720w, https://miro.medium.com/max/750/1*JYUbI_zBBvMtNxHh68BP7g.png 750w, https://miro.medium.com/max/786/1*JYUbI_zBBvMtNxHh68BP7g.png 786w, https://miro.medium.com/max/828/1*JYUbI_zBBvMtNxHh68BP7g.png 828w, https://miro.medium.com/max/1100/1*JYUbI_zBBvMtNxHh68BP7g.png 1100w, https://miro.medium.com/max/816/1*JYUbI_zBBvMtNxHh68BP7g.png 816w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="613" loading="lazy" role="presentation" src="https://miro.medium.com/max/408/1*JYUbI_zBBvMtNxHh68BP7g.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 408px;" width="408" /></picture></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Dividend Income in November 22</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="d1bc" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="sl nl" style="box-sizing: inherit; font-weight: 700;">Annual Dividend Income:</span></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="d5ba" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">At the beginning of 2023, my annual dividend income is $2,583.38. In the last year, my income was $1,588.92 which is a 62.59% increase from the previous year. In 2020 and 2021, my income was almost the same as I sold a good amount of my stocks to pay the downpayment on my first home at the end of 2020.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abs" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 891px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*Pc82LVyW-y3IL8AYAgIOJw.webp 640w, https://miro.medium.com/max/720/1*Pc82LVyW-y3IL8AYAgIOJw.webp 720w, https://miro.medium.com/max/750/1*Pc82LVyW-y3IL8AYAgIOJw.webp 750w, https://miro.medium.com/max/786/1*Pc82LVyW-y3IL8AYAgIOJw.webp 786w, https://miro.medium.com/max/828/1*Pc82LVyW-y3IL8AYAgIOJw.webp 828w, https://miro.medium.com/max/1100/1*Pc82LVyW-y3IL8AYAgIOJw.webp 1100w, https://miro.medium.com/max/1400/1*Pc82LVyW-y3IL8AYAgIOJw.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*Pc82LVyW-y3IL8AYAgIOJw.png 640w, https://miro.medium.com/max/720/1*Pc82LVyW-y3IL8AYAgIOJw.png 720w, https://miro.medium.com/max/750/1*Pc82LVyW-y3IL8AYAgIOJw.png 750w, https://miro.medium.com/max/786/1*Pc82LVyW-y3IL8AYAgIOJw.png 786w, https://miro.medium.com/max/828/1*Pc82LVyW-y3IL8AYAgIOJw.png 828w, https://miro.medium.com/max/1100/1*Pc82LVyW-y3IL8AYAgIOJw.png 1100w, https://miro.medium.com/max/1400/1*Pc82LVyW-y3IL8AYAgIOJw.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="428" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*Pc82LVyW-y3IL8AYAgIOJw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Annual Dividend Income since 2017</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="e2c5" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The column chart below shows the growth of my dividend income monthly basis for the last five years. You can see from the chart how my income is increasing every year. I am achieving this just by investing in dividend stocks on a monthly basis and reinvesting the dividends.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abt" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1296px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 640w, https://miro.medium.com/max/720/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 720w, https://miro.medium.com/max/750/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 750w, https://miro.medium.com/max/786/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 786w, https://miro.medium.com/max/828/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 828w, https://miro.medium.com/max/1100/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 1100w, https://miro.medium.com/max/1400/1*ZnH1UCT5bOH0lLNQ9JHHjg.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 640w, https://miro.medium.com/max/720/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 720w, https://miro.medium.com/max/750/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 750w, https://miro.medium.com/max/786/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 786w, https://miro.medium.com/max/828/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 828w, https://miro.medium.com/max/1100/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 1100w, https://miro.medium.com/max/1400/1*ZnH1UCT5bOH0lLNQ9JHHjg.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="437" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*ZnH1UCT5bOH0lLNQ9JHHjg.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">5 year dividend comparison</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="0a9e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The quarterly chart also shows the increase in my income quarterly. If I keep investing as planned it will grow rapidly as the compounding interest will play a bigger role with time.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abu" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1262px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*T9UYsgiqZr6vDdc3UT2MKw.webp 640w, https://miro.medium.com/max/720/1*T9UYsgiqZr6vDdc3UT2MKw.webp 720w, https://miro.medium.com/max/750/1*T9UYsgiqZr6vDdc3UT2MKw.webp 750w, https://miro.medium.com/max/786/1*T9UYsgiqZr6vDdc3UT2MKw.webp 786w, https://miro.medium.com/max/828/1*T9UYsgiqZr6vDdc3UT2MKw.webp 828w, https://miro.medium.com/max/1100/1*T9UYsgiqZr6vDdc3UT2MKw.webp 1100w, https://miro.medium.com/max/1400/1*T9UYsgiqZr6vDdc3UT2MKw.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*T9UYsgiqZr6vDdc3UT2MKw.png 640w, https://miro.medium.com/max/720/1*T9UYsgiqZr6vDdc3UT2MKw.png 720w, https://miro.medium.com/max/750/1*T9UYsgiqZr6vDdc3UT2MKw.png 750w, https://miro.medium.com/max/786/1*T9UYsgiqZr6vDdc3UT2MKw.png 786w, https://miro.medium.com/max/828/1*T9UYsgiqZr6vDdc3UT2MKw.png 828w, https://miro.medium.com/max/1100/1*T9UYsgiqZr6vDdc3UT2MKw.png 1100w, https://miro.medium.com/max/1400/1*T9UYsgiqZr6vDdc3UT2MKw.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="435" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*T9UYsgiqZr6vDdc3UT2MKw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Quarterly Dividend Distribution</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="e021" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The table below shows the Yield on Cost (YOC) and the current yield of my current portfolio holdings. My biggest gainers are Apple (<a class="ax pp" href="https://seekingalpha.com/symbol/AAPL" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">AAPL</a>), Microsoft (<a class="ax pp" href="https://seekingalpha.com/symbol/MSFT" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">MSFT</a>), Mastercard (<a class="ax pp" href="https://seekingalpha.com/symbol/MA" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">MA</a>), Visa (<a class="ax pp" href="https://seekingalpha.com/symbol/V" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">V</a>), etc. I have most of these big gainers between 2017 and 2018. Another noticeable thing you will see that the YOC for Apple, Microsoft, Mastercard, and Visa. The current yield is too low for all of them, but my YOC is quite high, especially for Microsoft at 3.09%. This happened because of their big dividend increase every year. It is increasing my yield every year. YOC is calculated by dividing a stock’s current dividend by the purchased price while the current yield is calculated by the current dividend by the current stock price.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abv" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 1214px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*5SKRK471-HoNM_E-DvjPJw.webp 640w, https://miro.medium.com/max/720/1*5SKRK471-HoNM_E-DvjPJw.webp 720w, https://miro.medium.com/max/750/1*5SKRK471-HoNM_E-DvjPJw.webp 750w, https://miro.medium.com/max/786/1*5SKRK471-HoNM_E-DvjPJw.webp 786w, https://miro.medium.com/max/828/1*5SKRK471-HoNM_E-DvjPJw.webp 828w, https://miro.medium.com/max/1100/1*5SKRK471-HoNM_E-DvjPJw.webp 1100w, https://miro.medium.com/max/1400/1*5SKRK471-HoNM_E-DvjPJw.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*5SKRK471-HoNM_E-DvjPJw.png 640w, https://miro.medium.com/max/720/1*5SKRK471-HoNM_E-DvjPJw.png 720w, https://miro.medium.com/max/750/1*5SKRK471-HoNM_E-DvjPJw.png 750w, https://miro.medium.com/max/786/1*5SKRK471-HoNM_E-DvjPJw.png 786w, https://miro.medium.com/max/828/1*5SKRK471-HoNM_E-DvjPJw.png 828w, https://miro.medium.com/max/1100/1*5SKRK471-HoNM_E-DvjPJw.png 1100w, https://miro.medium.com/max/1400/1*5SKRK471-HoNM_E-DvjPJw.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="885" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*5SKRK471-HoNM_E-DvjPJw.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Portfolio Gain %</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="fec7" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The stocks in the red zone or the negative gain stocks are all my recent buys except for 3M (<a class="ax pp" href="https://seekingalpha.com/symbol/MMM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">MMM</a>). I am in negative gains for quite a long time for 3M. Currently, I am reinvesting the dividends to dollar cost averaging. I bought Caterpillar (<a class="ax pp" href="https://seekingalpha.com/symbol/CAT" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">CAT</a>) and Chevron (<a class="ax pp" href="https://seekingalpha.com/symbol/CVX" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">CVX</a>) during the pandemic low and they more than doubled since then.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abw" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 809px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*jBud2X-6z17FTIMOA5w0aA.webp 640w, https://miro.medium.com/max/720/1*jBud2X-6z17FTIMOA5w0aA.webp 720w, https://miro.medium.com/max/750/1*jBud2X-6z17FTIMOA5w0aA.webp 750w, https://miro.medium.com/max/786/1*jBud2X-6z17FTIMOA5w0aA.webp 786w, https://miro.medium.com/max/828/1*jBud2X-6z17FTIMOA5w0aA.webp 828w, https://miro.medium.com/max/1100/1*jBud2X-6z17FTIMOA5w0aA.webp 1100w, https://miro.medium.com/max/1400/1*jBud2X-6z17FTIMOA5w0aA.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*jBud2X-6z17FTIMOA5w0aA.png 640w, https://miro.medium.com/max/720/1*jBud2X-6z17FTIMOA5w0aA.png 720w, https://miro.medium.com/max/750/1*jBud2X-6z17FTIMOA5w0aA.png 750w, https://miro.medium.com/max/786/1*jBud2X-6z17FTIMOA5w0aA.png 786w, https://miro.medium.com/max/828/1*jBud2X-6z17FTIMOA5w0aA.png 828w, https://miro.medium.com/max/1100/1*jBud2X-6z17FTIMOA5w0aA.png 1100w, https://miro.medium.com/max/1400/1*jBud2X-6z17FTIMOA5w0aA.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="324" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*jBud2X-6z17FTIMOA5w0aA.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="575" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Individual stocks gain %</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="ab72" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="sl nl" style="box-sizing: inherit; font-weight: 700;">Dividend Raise:</span></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="05b1" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">This year most of the companies in my portfolio increased dividends. Only At&t (<a class="ax pp" href="https://seekingalpha.com/symbol/T" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">T</a>) cut its dividends to half. This stock hurts my dividend income this year. Other than that Citi Group ©, Freeport McMoran (<a class="ax pp" href="https://seekingalpha.com/symbol/FCX" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">FCX</a>), JP Morgan (<a class="ax pp" href="https://seekingalpha.com/symbol/JPM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">JPM</a>), and Newmont Corp (<a class="ax pp" href="https://seekingalpha.com/symbol/NEM" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">NEM</a>) did not raise their dividends. My top 3 stocks in terms of dividend increase are Visa (<a class="ax pp" href="https://seekingalpha.com/symbol/V" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">V</a>) 20%, Black Rock (<a class="ax pp" href="https://seekingalpha.com/symbol/BLK" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">BLK</a>) 18%, and Home Depot (<a class="ax pp" href="https://seekingalpha.com/symbol/HD" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">HD</a>) 15%.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="qr qs abx" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 550px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 550px" srcset="https://miro.medium.com/max/640/1*8xTozfps2r5Ll8X7Hju73w.webp 640w, https://miro.medium.com/max/720/1*8xTozfps2r5Ll8X7Hju73w.webp 720w, https://miro.medium.com/max/750/1*8xTozfps2r5Ll8X7Hju73w.webp 750w, https://miro.medium.com/max/786/1*8xTozfps2r5Ll8X7Hju73w.webp 786w, https://miro.medium.com/max/828/1*8xTozfps2r5Ll8X7Hju73w.webp 828w, https://miro.medium.com/max/1100/1*8xTozfps2r5Ll8X7Hju73w.webp 1100w, https://miro.medium.com/max/1100/1*8xTozfps2r5Ll8X7Hju73w.webp 1100w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 550px" srcset="https://miro.medium.com/max/640/1*8xTozfps2r5Ll8X7Hju73w.png 640w, https://miro.medium.com/max/720/1*8xTozfps2r5Ll8X7Hju73w.png 720w, https://miro.medium.com/max/750/1*8xTozfps2r5Ll8X7Hju73w.png 750w, https://miro.medium.com/max/786/1*8xTozfps2r5Ll8X7Hju73w.png 786w, https://miro.medium.com/max/828/1*8xTozfps2r5Ll8X7Hju73w.png 828w, https://miro.medium.com/max/1100/1*8xTozfps2r5Ll8X7Hju73w.png 1100w, https://miro.medium.com/max/1100/1*8xTozfps2r5Ll8X7Hju73w.png 1100w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="1672" loading="lazy" role="presentation" src="https://miro.medium.com/max/550/1*8xTozfps2r5Ll8X7Hju73w.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 550px;" width="550" /></picture></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Dividend Raise in 2022</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="f958" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="sl nl" style="box-sizing: inherit; font-weight: 700;">November Purchase:</span></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="788a" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">In November, I opened a position in Medtronics (<a class="ax pp" href="https://seekingalpha.com/symbol/MDT" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">MDT</a>). This is a $102B Irish company that develops and manufactures medical therapy devices for healthcare systems worldwide. The company has a long history of success and a solid business model. Recently the price of the stock dropped significantly. I was watching the stock for a good entry price. I have added at $77.2 average price. Holding this stock for the long term will give a good return. Also, the price of the stock was 42% lower than its all-time high ($135.16). The yield is 3.53%, the payout ratio 51.13%, PE ratio is 14.5, and the 5-year CAGR is 8.62% which makes the stock a buy for me.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="qr qs aby" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 420px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 420px" srcset="https://miro.medium.com/max/640/1*AVTrsQj55Xf0uiR49g0hTA.webp 640w, https://miro.medium.com/max/720/1*AVTrsQj55Xf0uiR49g0hTA.webp 720w, https://miro.medium.com/max/750/1*AVTrsQj55Xf0uiR49g0hTA.webp 750w, https://miro.medium.com/max/786/1*AVTrsQj55Xf0uiR49g0hTA.webp 786w, https://miro.medium.com/max/828/1*AVTrsQj55Xf0uiR49g0hTA.webp 828w, https://miro.medium.com/max/1100/1*AVTrsQj55Xf0uiR49g0hTA.webp 1100w, https://miro.medium.com/max/840/1*AVTrsQj55Xf0uiR49g0hTA.webp 840w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 420px" srcset="https://miro.medium.com/max/640/1*AVTrsQj55Xf0uiR49g0hTA.png 640w, https://miro.medium.com/max/720/1*AVTrsQj55Xf0uiR49g0hTA.png 720w, https://miro.medium.com/max/750/1*AVTrsQj55Xf0uiR49g0hTA.png 750w, https://miro.medium.com/max/786/1*AVTrsQj55Xf0uiR49g0hTA.png 786w, https://miro.medium.com/max/828/1*AVTrsQj55Xf0uiR49g0hTA.png 828w, https://miro.medium.com/max/1100/1*AVTrsQj55Xf0uiR49g0hTA.png 1100w, https://miro.medium.com/max/840/1*AVTrsQj55Xf0uiR49g0hTA.png 840w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="377" loading="lazy" role="presentation" src="https://miro.medium.com/max/420/1*AVTrsQj55Xf0uiR49g0hTA.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 420px;" width="420" /></picture></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Medtronic important numbers</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="83b2" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The current low price and the high dividend yield make this stock very interesting. I will keep adding until it reaches 2.5% of my portfolio.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs abz" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 816px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*S0tElVEp3C7OTPk_z2oNmg.webp 640w, https://miro.medium.com/max/720/1*S0tElVEp3C7OTPk_z2oNmg.webp 720w, https://miro.medium.com/max/750/1*S0tElVEp3C7OTPk_z2oNmg.webp 750w, https://miro.medium.com/max/786/1*S0tElVEp3C7OTPk_z2oNmg.webp 786w, https://miro.medium.com/max/828/1*S0tElVEp3C7OTPk_z2oNmg.webp 828w, https://miro.medium.com/max/1100/1*S0tElVEp3C7OTPk_z2oNmg.webp 1100w, https://miro.medium.com/max/1400/1*S0tElVEp3C7OTPk_z2oNmg.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*S0tElVEp3C7OTPk_z2oNmg.png 640w, https://miro.medium.com/max/720/1*S0tElVEp3C7OTPk_z2oNmg.png 720w, https://miro.medium.com/max/750/1*S0tElVEp3C7OTPk_z2oNmg.png 750w, https://miro.medium.com/max/786/1*S0tElVEp3C7OTPk_z2oNmg.png 786w, https://miro.medium.com/max/828/1*S0tElVEp3C7OTPk_z2oNmg.png 828w, https://miro.medium.com/max/1100/1*S0tElVEp3C7OTPk_z2oNmg.png 1100w, https://miro.medium.com/max/1400/1*S0tElVEp3C7OTPk_z2oNmg.png 1400w" style="box-sizing: inherit;"></source><img alt="" class="ad zl zm c" height="524" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*S0tElVEp3C7OTPk_z2oNmg.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="610" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Stock price, TTM Dividend payout, and TTM Dividend Yield for $MDT. Source: Macrotrend</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="4240" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">The stock’s free cash flow is 3.598 per share. Free cash flow indicates a company’s ability to pay dividends, increase dividends in the future, pay down dividends, and also to grow the business. Although the cash flow decreased recently, it is still higher compared to the beginning of 2021. The price to free cash flow also increased higher recently to 21.43 which is a little bit higher. Generally, 15 to 20 is good. Also, the company’s debt-to-equity ratio dropped, and currently, the value is 0.458 which is not great but anything below 0.5 is considered good.</p><figure class="abl abm abn abo xl zg qr qs paragraph-image" style="box-sizing: inherit; clear: both; margin: 56px auto 0px;"><div class="zh zi ct zj ad zk" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="qr qs aca" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 802px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*eJnNhVw-CioWPPVOVBZA_Q.webp 640w, https://miro.medium.com/max/720/1*eJnNhVw-CioWPPVOVBZA_Q.webp 720w, https://miro.medium.com/max/750/1*eJnNhVw-CioWPPVOVBZA_Q.webp 750w, https://miro.medium.com/max/786/1*eJnNhVw-CioWPPVOVBZA_Q.webp 786w, https://miro.medium.com/max/828/1*eJnNhVw-CioWPPVOVBZA_Q.webp 828w, https://miro.medium.com/max/1100/1*eJnNhVw-CioWPPVOVBZA_Q.webp 1100w, https://miro.medium.com/max/1400/1*eJnNhVw-CioWPPVOVBZA_Q.webp 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/1*eJnNhVw-CioWPPVOVBZA_Q.png 640w, https://miro.medium.com/max/720/1*eJnNhVw-CioWPPVOVBZA_Q.png 720w, https://miro.medium.com/max/750/1*eJnNhVw-CioWPPVOVBZA_Q.png 750w, https://miro.medium.com/max/786/1*eJnNhVw-CioWPPVOVBZA_Q.png 786w, https://miro.medium.com/max/828/1*eJnNhVw-CioWPPVOVBZA_Q.png 828w, https://miro.medium.com/max/1100/1*eJnNhVw-CioWPPVOVBZA_Q.png 1100w, https://miro.medium.com/max/1400/1*eJnNhVw-CioWPPVOVBZA_Q.png 1400w" style="box-sizing: inherit;"></source><img class="ad zl zm c" height="136" loading="lazy" role="presentation" src="https://miro.medium.com/max/700/1*eJnNhVw-CioWPPVOVBZA_Q.png" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="559" /></picture></div></div><figcaption class="py lh xd qr qs zn zo bu b bv bw hj" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Source: Macrotrends.</figcaption></figure><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="e8ff" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I have used Macrotrends for the charts. They are free to use.</p><div class="vf vh xh xj acb acc" style="box-shadow: rgb(230, 230, 230) 0px 0px 0px 1px inset; box-sizing: inherit; margin-top: 32px;"><a href="https://www.macrotrends.net/stocks/charts/MDT/medtronic/stock-price-history" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank"><div class="mw al md" style="box-sizing: inherit; display: flex; flex: 0 0 auto; padding: 0px;"><div class="acd al cx am jv ace" style="box-sizing: inherit; display: flex; flex-direction: column; flex: 1 1 auto; justify-content: center; padding: 16px 20px;"><h2 class="bu nl eb bw cs nm nn no np nq ns fk bx" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; box-sizing: inherit; color: #292929; display: -webkit-box; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; letter-spacing: 0px; line-height: 20px; margin: 0px; max-height: 40px; overflow: hidden; text-overflow: ellipsis;">Medtronic - 41 Year Stock Price History | MDT</h2><div class="acf y" style="box-sizing: inherit; margin-top: 8px;"><h3 class="bu b eb bw cs nm nn no np nq ns hj" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; box-sizing: inherit; color: #757575; display: -webkit-box; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 16px; font-weight: 400; line-height: 20px; margin: 0px; max-height: 40px; overflow: hidden; text-overflow: ellipsis;">Historical daily share price chart and data for Medtronic since 1981 adjusted for splits. The latest closing stock…</h3></div><div class="ra y" style="box-sizing: inherit; margin-top: 12px;"><p class="bu b hw bw cs nm nn no np nq ns hj" style="-webkit-box-orient: vertical; -webkit-line-clamp: 2; box-sizing: inherit; color: #757575; display: -webkit-box; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 13px; line-height: 20px; margin: 0px; max-height: 40px; overflow: hidden; text-overflow: ellipsis;">www.macrotrends.net</p></div></div></div></a></div><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="e310" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="sl nl" style="box-sizing: inherit; font-weight: 700;">Conclusion:</span></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="b1a9" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I have shared my dividend growth portfolio to make an interesting topic about dividend investing for new investors to grow wealth and earn passive income by just investing in those stocks. I have also highlighted the importance of dividend reinvesting and compounding interest. I have also shared my November purchase. I purchased Medtronic Inc. (<a class="ax pp" href="https://seekingalpha.com/symbol/MDT" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">MDT</a>) in my dividend portfolio and I am holding it for long-term.</p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="1a5b" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><em class="acg" style="box-sizing: inherit;">Disclaimer: I am not a financial advisor and I am not advising anyone to buy or sell any stocks. This author will not be liable for any type of financial damage that may occur by following my articles. I am just sharing my portfolio with everyone if anyone likes my strategy and gives me feedback. Please do your own analysis before investing in any companies.</em></p><p class="pw-post-body-paragraph zp zq yg sl b zr zs vq zt zu zv vt zw zx zy zz aba abb abc abd abe abf abg abh abi abj nu bx" data-selectable-paragraph="" id="1a5b" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><em class="acg" style="box-sizing: inherit;"><span color="rgba(0, 0, 0, 0.8)" face="medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif" style="font-size: medium; font-style: normal; letter-spacing: normal;">This blog was originally written on <a href="https://medium.com/@mattsworld/top-interest-paying-savings-account-in-december-2022-ca7a2c2cda6" target="_blank">Medium</a> by the author.</span></em></p></div></div></section></div></div></article></div></div></div><div class="al am" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); display: flex; font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; justify-content: center;"><div class="at ad jw jx jy jz" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><div class="ach aci al er" style="box-sizing: inherit; display: flex; flex-wrap: wrap; margin-bottom: 26px; margin-top: 6px;"><div class="acf al" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="gn ip be mv" href="https://medium.com/tag/dividends?source=post_page-----c9232078648e---------------dividends-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="qa ct em lz qb qc bu b bv bw bx qd" style="background-color: #f2f2f2; border-radius: 100px; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; transition: background 300ms ease 0s; white-space: nowrap;">Dividends</div></a></div><div class="acf al" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="gn ip be mv" href="https://medium.com/tag/dividend-investing?source=post_page-----c9232078648e---------------dividend_investing-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="qa ct em lz qb qc bu b bv bw bx qd" style="background-color: #f2f2f2; border-radius: 100px; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; transition: background 300ms ease 0s; white-space: nowrap;">Dividend Investing</div></a></div><div class="acf al" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="gn ip be mv" href="https://medium.com/tag/dividend-investing-ideas?source=post_page-----c9232078648e---------------dividend_investing_ideas-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="qa ct em lz qb qc bu b bv bw bx qd" style="background-color: #f2f2f2; border-radius: 100px; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; transition: background 300ms ease 0s; white-space: nowrap;">Dividend Investing Ideas</div></a></div><div class="acf al" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="gn ip be mv" href="https://medium.com/tag/dividend-portfolio?source=post_page-----c9232078648e---------------dividend_portfolio-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="qa ct em lz qb qc bu b bv bw bx qd" style="background-color: #f2f2f2; border-radius: 100px; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; transition: background 300ms ease 0s; white-space: nowrap;">Dividend Portfolio</div></a></div><div class="acf al" style="box-sizing: inherit; display: flex; margin-top: 8px;"><a class="gn ip be mv" href="https://medium.com/tag/dividend-stocks?source=post_page-----c9232078648e---------------dividend_stocks-----------------" rel="noopener follow" style="-webkit-tap-highlight-color: transparent; border: none; box-sizing: inherit; cursor: pointer; margin-right: 8px; padding: 0px; text-decoration-line: none;"><div class="qa ct em lz qb qc bu b bv bw bx qd" style="background-color: #f2f2f2; border-radius: 100px; box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; padding: 8px 16px; position: relative; transition: background 300ms ease 0s; white-space: nowrap;">Dividend Stocks</div></a></div></div></div></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-38871588304225723642022-12-28T18:43:00.001-08:002022-12-28T18:43:01.758-08:00Why you should invest in Dividend Paying Stocks<p> </p><div class="zz aba abb abc abd s" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; margin-bottom: 68px;"><div class="n p" style="box-sizing: inherit; display: flex; justify-content: center;"><div class="ah ai od oe of og" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><article style="box-sizing: inherit;"><div class="s" style="box-sizing: inherit;"><div class="s" style="box-sizing: inherit;"><section style="box-sizing: inherit;"><div style="box-sizing: inherit;"><div class="rk ach lc aci acj" style="box-sizing: inherit; overflow-wrap: break-word; word-break: break-word;"><div class="" style="box-sizing: inherit;"><h1 class="pw-post-title ack gy acl at ec acm acn aco acp acq acr acs act acu acv acw acx acy acz ada adb adc add ade adf adg by" data-selectable-paragraph="" id="494b" style="box-sizing: inherit; color: #292929; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 32px; letter-spacing: -0.016em; line-height: 40px; margin: 0.6em 0px -0.27em;">Why you should invest in Dividend Paying Stocks</h1></div><figure class="abk abl adi adj adk adl sq ea paragraph-image" style="box-sizing: inherit; clear: both; margin: 40px auto 0px;"><div class="adm adn ca ado ai adp" role="button" style="box-sizing: inherit; cursor: zoom-in; position: relative; transition: transform 300ms cubic-bezier(0.2, 0, 0.2, 1) 0s; width: 680px; z-index: auto;" tabindex="0"><div class="sq ea adh" style="box-sizing: inherit; margin-left: auto; margin-right: auto; max-width: 6720px;"><picture style="box-sizing: inherit;"><source sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/0*OLvYT75a7U20IgYl 640w, https://miro.medium.com/max/720/0*OLvYT75a7U20IgYl 720w, https://miro.medium.com/max/750/0*OLvYT75a7U20IgYl 750w, https://miro.medium.com/max/786/0*OLvYT75a7U20IgYl 786w, https://miro.medium.com/max/828/0*OLvYT75a7U20IgYl 828w, https://miro.medium.com/max/1100/0*OLvYT75a7U20IgYl 1100w, https://miro.medium.com/max/1400/0*OLvYT75a7U20IgYl 1400w" style="box-sizing: inherit;" type="image/webp"></source><source data-testid="og" sizes="(min-resolution: 4dppx) and (max-width: 700px) 50vw, (-webkit-min-device-pixel-ratio: 4) and (max-width: 700px) 50vw, (min-resolution: 3dppx) and (max-width: 700px) 67vw, (-webkit-min-device-pixel-ratio: 3) and (max-width: 700px) 65vw, (min-resolution: 2.5dppx) and (max-width: 700px) 80vw, (-webkit-min-device-pixel-ratio: 2.5) and (max-width: 700px) 80vw, (min-resolution: 2dppx) and (max-width: 700px) 100vw, (-webkit-min-device-pixel-ratio: 2) and (max-width: 700px) 100vw, 700px" srcset="https://miro.medium.com/max/640/0*OLvYT75a7U20IgYl 640w, https://miro.medium.com/max/720/0*OLvYT75a7U20IgYl 720w, https://miro.medium.com/max/750/0*OLvYT75a7U20IgYl 750w, https://miro.medium.com/max/786/0*OLvYT75a7U20IgYl 786w, https://miro.medium.com/max/828/0*OLvYT75a7U20IgYl 828w, https://miro.medium.com/max/1100/0*OLvYT75a7U20IgYl 1100w, https://miro.medium.com/max/1400/0*OLvYT75a7U20IgYl 1400w" style="box-sizing: inherit;"></source><img alt="" class="ai jg adq c" height="467" loading="eager" role="presentation" src="https://miro.medium.com/max/700/0*OLvYT75a7U20IgYl" style="box-sizing: inherit; height: auto; max-width: 100%; vertical-align: middle; width: 680px;" width="700" /></picture></div></div><figcaption class="yn je abj sq ea adr ads at b au av aw" data-selectable-paragraph="" style="box-sizing: inherit; color: #757575; font-family: sohne, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; line-height: 20px; margin-left: auto; margin-right: auto; margin-top: 10px; max-width: 728px; text-align: center;">Photo by <a class="ce ff" href="https://unsplash.com/@sorttercom?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Sortter</a> on <a class="ce ff" href="https://unsplash.com/?utm_source=medium&utm_medium=referral" rel="noopener ugc nofollow" style="-webkit-tap-highlight-color: transparent; box-sizing: inherit;" target="_blank">Unsplash</a></figcaption></figure><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="5c28" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">In this article, I want to show examples of how one can build wealth by investing in dividend-paying stocks over the long term by sharing the dividend income in my portfolio. I started investing in dividend-paying stocks in 2017 with no income from dividends. In 2022, I am earning $2,583 yearly from dividends. How much money am I adding monthly to my portfolio? I invest 10% of my salary in dividend stocks and reinvest all the dividends to buy back the stocks. The best part of dividend stocks is the yearly increase of dividend $ amounts and reinvesting dividends to buy additional stocks of the company’s stock which generates more income from dividends yearly. A good dividend company increases at least 5% dividends a year; some companies with high growth may increase by 20% or more. So on average, a dividend investor can see approximately ~7% increase in income from dividends which must be higher than your 9 to 5 job. To identify a good company that will keep increasing dividends, you must go through the company’s financial health and business model.</p><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="954a" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="tt ec" style="box-sizing: inherit; font-weight: 700;">Why dividend stocks:</span></p><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="50d3" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">There are several reasons that tell why one should invest in dividend stocks:</p><ul class="" style="box-sizing: inherit; list-style: none none; margin: 0px; padding: 0px;"><li class="gx aeo acl tt b adv adw ady adz aeb aep aef aeq aej aer aen aes aet aeu pe by" data-selectable-paragraph="" id="b349" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Potential for long-term growth:</em> Many dividend-paying stocks have a history of paying dividends for quite a long time. These companies have already established themselves as a stable and growing company. If one keeps reinvesting the dividends, one can benefit from compounding interest and long-term growth.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="89b5" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Regular source of income:</em> The potential long-term growth dividend stocks will generate a much higher income in dividends with time which will be an attractive option for investors who are retired or looking for passive income.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="3cec" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Potential to outperform non-dividend-paying stocks:</em> When we talk about investing for the longer term, it has been found that dividend-paying stocks outperformed non-dividend-paying stocks.</li></ul><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="b610" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="tt ec" style="box-sizing: inherit; font-weight: 700;">Identifying the stocks:</span></p><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="095f" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">I follow a few simple steps to identify good dividend-paying stocks that will keep increasing their dividends yearly.</p><ul class="" style="box-sizing: inherit; list-style: none none; margin: 0px; padding: 0px;"><li class="gx aeo acl tt b adv adw ady adz aeb aep aef aeq aej aer aen aes aet aeu pe by" data-selectable-paragraph="" id="d8ab" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Consistent in paying and increasing dividends:</em> The first thing I look for in a dividend-paying stock is the company is consistent in paying dividends. A company that pays dividends consistently is more likely to continue paying dividends and keep increasing dividends in the future.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="45ea" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">The dividend yield and payout ratio:</em> The dividend yield and the payout ratio is very important for dividend investors. The dividend yield is the annual dividend per share divided by the stock price and the payout ratio is the percentage of a company’s earnings that are paid out as dividends. I always look for companies that pay a reasonable dividend yield and a payout ratio not higher than 80%.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="595e" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">PE ratio:</em> Price to earning ratio is also another parameter to look into. It helps to identify if the stock price is fairly valued or not. For dividend investors, this is very important as if you buy at a lower PE ratio then you are buying at a higher yield and you are buying more stocks that will generate more dividend income.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="acd0" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Company’s financial health:</em> Every investor should read the company’s financial statements that they are invested in. Look for the company’s profitability, debt levels, and cash flow. A company’s financial strength will indicate if it will be able to sustain and increase its dividends over time.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="3788" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Company’s business model:</em> Always look at the company’s business model and how it generates revenue. Also, understand the strength of the company’s competitive advantage and its potential for future growth.</li></ul><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="62a2" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;"><span class="tt ec" style="box-sizing: inherit; font-weight: 700;">The growth: Keep patience and hold your investment for long-term</span></p><p class="pw-post-body-paragraph adt adu acl tt b adv adw xp adx ady adz xs aea aeb aec aed aee aef aeg aeh aei aej aek ael aem aen rk by" data-selectable-paragraph="" id="4ec4" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 32px; margin: 2em 0px -0.46em; word-break: break-word;">There are several benefits of holding dividend-paying stocks for the longer term.</p><ul class="" style="box-sizing: inherit; list-style: none none; margin: 0px; padding: 0px;"><li class="gx aeo acl tt b adv adw ady adz aeb aep aef aeq aej aer aen aes aet aeu pe by" data-selectable-paragraph="" id="f386" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 2.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Potential for higher return:</em> This is true for all types of stock investors. Over the long term, the stock market has historically generated higher returns than other asset classes such as bonds and cash. by investing for the long term, the investor can take advantage of these higher potential returns. Picking an excellent growth stock is very important in this case.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="5d79" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">Time to weather market fluctuations:</em> In the short term, the market can be volatile, but over the long term, it tends to go upward. By investing for the long term investors can ride out market fluctuations and potentially get a higher return. Most of the time it also beats inflations.</li><li class="gx aeo acl tt b adv aew ady aex aeb aey aef aez aej afa aen aes aet aeu pe by" data-selectable-paragraph="" id="d48d" style="box-sizing: inherit; color: #292929; font-family: source-serif-pro, Georgia, Cambria, "Times New Roman", Times, serif; font-size: 20px; letter-spacing: -0.003em; line-height: 28px; list-style-type: disc; margin-bottom: -0.46em; margin-left: 30px; margin-top: 1.14em; padding-left: 0px;"><em class="aev" style="box-sizing: inherit;">The benefit of compounding:</em> In long-term investing in dividend-paying stocks, investors can potentially see the miracle of compounding interest. This is the process where the dividend is reinvested so that the investment earns more dividends from both the original principal and the accumulated dividends. This will help to grow wealth faster over time.</li></ul></div></div></section></div></div></article></div></div></div><div class="s" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif;"></div><footer class="afb afc afd afe aff afg afh afi sr n o afj afk c" style="align-items: center; background-color: white; border-top: none; box-sizing: content-box; color: rgba(0, 0, 0, 0.8); display: flex; font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; height: 52px; margin-bottom: 26px; max-height: 52px; position: static; z-index: 1;"><div class="s am" style="box-sizing: inherit; flex: 1 0 auto;"><div class="n p" style="box-sizing: inherit; display: flex; justify-content: center;"><div class="ah ai od oe of og" style="box-sizing: inherit; 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border: inherit; box-sizing: inherit; fill: inherit; font-family: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; margin: 0px; overflow: visible; padding: 8px;"><svg fill="none" height="24" viewbox="0 0 24 24" width="24"><path clip-rule="evenodd" d="M4.39 12c0 .55.2 1.02.59 1.41.39.4.86.59 1.4.59.56 0 1.03-.2 1.42-.59.4-.39.59-.86.59-1.41 0-.55-.2-1.02-.6-1.41A1.93 1.93 0 0 0 6.4 10c-.55 0-1.02.2-1.41.59-.4.39-.6.86-.6 1.41zM10 12c0 .55.2 1.02.58 1.41.4.4.87.59 1.42.59.54 0 1.02-.2 1.4-.59.4-.39.6-.86.6-1.41 0-.55-.2-1.02-.6-1.41a1.93 1.93 0 0 0-1.4-.59c-.55 0-1.04.2-1.42.59-.4.39-.58.86-.58 1.41zm5.6 0c0 .55.2 1.02.57 1.41.4.4.88.59 1.43.59.57 0 1.04-.2 1.43-.59.39-.39.57-.86.57-1.41 0-.55-.2-1.02-.57-1.41A1.93 1.93 0 0 0 17.6 10c-.55 0-1.04.2-1.43.59-.38.39-.57.86-.57 1.41z" fill-rule="evenodd" fill="#000"></path></svg></button></div></div></div></div></div></div></div><div class="n p" style="background-color: white; box-sizing: inherit; color: rgba(0, 0, 0, 0.8); display: flex; font-family: medium-content-sans-serif-font, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Open Sans", "Helvetica Neue", sans-serif; justify-content: center;"><div class="ah ai od oe of og" style="box-sizing: inherit; margin: 0px 24px; max-width: 680px; min-width: 0px; width: 680px;"><div class="aig aih zt s" style="border-top: 1px solid rgb(26, 137, 23); box-sizing: inherit; margin-bottom: 24px; padding: 24px 0px 36px;">This blog was originally written on Medium by the author.</div></div></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-69993623216673220342022-12-28T18:37:00.005-08:002022-12-28T18:37:49.580-08:00Recent Stock Purchase And Dividend Portfolio Update<p> Hello all, I have started to write my dividend portfolio on Medium. Please follow the link below for the portfolio update</p><p>https://medium.com/me/stats/post/d60b417cd0f3</p><p><a href="https://medium.com/me/stats/post/d60b417cd0f3" target="_blank">Dividend Update in November 22</a><br /></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-11952407253740524872022-11-30T13:58:00.001-08:002022-11-30T13:58:59.566-08:00Bought Ultra pro QQQ short<p> </p><p>Hello everyone, Today I purchased pro shares leveraged ETF ultra pro QQQ short (<a href="https://seekingalpha.com/symbol/SQQQ" target="_blank">SQQQ</a>). It is very risky stock to hold but I decided to take a risk. I am planning to hold until the summer 2023. Everybody is talking about a moderate to severe recession so I decided to take the big risk. I was accumulating cash for the last few months. </p><p>I have added 20 shares @$43.3. Currently, I am holding 45 shares with an average cost of $44.5.</p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-39386387131836013032022-11-24T09:44:00.006-08:002022-11-24T09:44:48.635-08:00Opened a new position in Medtronics (MDT)<div><br /></div><div>Medtronics ($MDT)</div><div><br /></div><div><br /></div><span> </span>Yesterday I have opened a new position in Medtronics ($MDT). It is a dividend aristocrat, raising dividends for the last 45 years. They are down 32% from 52 weeks high with a PE ratio of 14. The payout ratio is only 23%. <div><div>The company is a $109 billion dollar medical device company. It's a buy for me for longer term.</div><div><br /></div><div>I have purchased 15 shares at $77.57. Each share gives $2.72 annually in dividends and I will receive $30 yearly in dividends from this purchase.</div></div><div><br /></div><div><span> Its 5 year CAGR is 8% which is pretty good and because of its low payout ratio there are plenty of rooms to increase the dividends in the future.</span><br /></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-18569285088995487282022-11-21T11:27:00.047-08:002022-11-21T14:07:09.020-08:00My current portfolio distribution<div style="text-align: center;"><b><u><span style="font-size: large;">Portfolio mid November 2022</span></u></b></div><div><br /></div><div><b><span style="font-size: medium;">My current portfolio:</span></b></div><div>In the picture below you can see my current portfolio distribution as of November 2022. My highest percentage is in real estate. It is the highest because the housing prices went up in the last year. The next position is in the dividend paying stocks with 28%. My third highest position is my 401A. I am also holding 4% cash and 4% in crypto. Well the 4% is in crypto should be around 10%. I am loosing money in crypto right now. I am also investing very small amount in Amazon, Google, Facebook, Nvidia, and Tesla stocks which don't pay dividend. I also have a Roth IRA. I don't invest a lot into that account because I want to keep cash with me.</div>
<div><br /></div><iframe frameborder="0" height="524" seamless="" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubchart?oid=1007690962&format=interactive" width="700"></iframe><div><br /></div><div><b><span style="font-size: medium;"><u>Percentage of return since March 2022</u></span></b></div><div><br /></div><div>Since March 2022 you can see that all of my portfolios are down this year except my real estate. This is a proof that you need to diversify. Among the stock portfolios, my Roth IRA and 401A is beating the s&p 500 while the rest are down. I have a long term vision. I don't want to sell anything. I am holding them at least for 20 more years.</div><div><br /></div>
<iframe width="700" height="524" seamless frameborder="0" scrolling="yes" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubchart?oid=67465679&format=interactive"></iframe>
Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-37381479075859602182022-11-12T17:36:00.002-08:002022-11-12T17:36:28.716-08:00My projected dividend growth since 2017<p><br /></p><p><span> </span>Hello all, I am sharing my projected yearly income form dividends. I have started to invest in 2017. Since then I am investing in dividend paying stocks. The advantage of dividend investing is that I will have yearly income from my investment which I am reinvesting to grow my wealth and every company increase their dividends yearly. So more yearly income, more stocks, and more dividends.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjS9deBZ6BN3T1FhXBnvZyUB0qipUx5R9qahJAzePSauMsu72OG8_b0a82J9lLjc4FXuUjlnGWn2sWfEJE4HN21_TE4NUMPgVNPEIH6CaLlXfDTxIEO4RQU7pQgLOW1gohHxKH0qzYZ5BRz2QQOkRkAdIPjPFhcXTHcXy1txXEMgtcxa1IuNlDz7kTn/s658/Screen%20Shot%202022-11-12%20at%201.21.50%20AM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="658" data-original-width="604" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjS9deBZ6BN3T1FhXBnvZyUB0qipUx5R9qahJAzePSauMsu72OG8_b0a82J9lLjc4FXuUjlnGWn2sWfEJE4HN21_TE4NUMPgVNPEIH6CaLlXfDTxIEO4RQU7pQgLOW1gohHxKH0qzYZ5BRz2QQOkRkAdIPjPFhcXTHcXy1txXEMgtcxa1IuNlDz7kTn/s320/Screen%20Shot%202022-11-12%20at%201.21.50%20AM.png" width="294" /></a></div><br /><p><span> The above figure shows my current yearly income from dividends. In 2017, I had no income from dividends and now in 5 years I am earning $2,408 yearly.
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</span><br /></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCkJKMBe2MHnjdm-cMjERx7SVj5ShWbotRmcBhQ602wBHlkvIoVWIUtMi3FWGnVPt_owVMrZmsZ0Ud8cqlQyGSUj60oioDyyYDpI6KwInqlXl7AK6IQeBauu6tJFTMbpsSL8PEbasd-aLc1McvK-B-1hUV0ql1jvOd7wGqAfXJYnIJmfEFfaRPlYh2/s1194/Screen%20Shot%202022-11-12%20at%201.26.25%20AM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="690" data-original-width="1194" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhCkJKMBe2MHnjdm-cMjERx7SVj5ShWbotRmcBhQ602wBHlkvIoVWIUtMi3FWGnVPt_owVMrZmsZ0Ud8cqlQyGSUj60oioDyyYDpI6KwInqlXl7AK6IQeBauu6tJFTMbpsSL8PEbasd-aLc1McvK-B-1hUV0ql1jvOd7wGqAfXJYnIJmfEFfaRPlYh2/s320/Screen%20Shot%202022-11-12%20at%201.26.25%20AM.png" width="320" /></a></div><br /><span><span> The above figure shows how my income increased since 2017. There is a big drop in 2020 as I had to sell some shares to finance my first home. </span><br /></span><p></p><p><span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOc2JR2gxA1B18Wg5f7xrgl-YQcPSk1p4N3FabLrxwJvx2kpyF6s1mH76ksb0QCDzNgWe1G9foYZvfOp8KZ8dPXkfuiEFz4vNOvSQIuCB1cH56HEVyzFE9wEcZfqL3yhm4HH0AdHw322fkeJd4vzXFQ_-yEkkcs6bQRQHj3D3xyvBumj5W9VC-24nc/s1252/Screen%20Shot%202022-11-12%20at%201.26.59%20AM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="740" data-original-width="1252" height="189" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgOc2JR2gxA1B18Wg5f7xrgl-YQcPSk1p4N3FabLrxwJvx2kpyF6s1mH76ksb0QCDzNgWe1G9foYZvfOp8KZ8dPXkfuiEFz4vNOvSQIuCB1cH56HEVyzFE9wEcZfqL3yhm4HH0AdHw322fkeJd4vzXFQ_-yEkkcs6bQRQHj3D3xyvBumj5W9VC-24nc/s320/Screen%20Shot%202022-11-12%20at%201.26.59%20AM.png" width="320" /></a></div><br /><span><span>
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The above chart shows my dividend income monthly in the last 5 years. You can clearly see that my income is keep increasing yearly. The simplest rule is to reinvest the dividends and keep addning more stocks </span>monthly.</span><p></p><p><span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVERSE-PZaxboMjOwHTWi-6yu2w8UA4_eySv7dbQuihkcwb9fQ7QJYYJ-Qq7AQvheGneElpgo1OdzKiqe9rDuroxvO4Yw_2mpSt_3QrNXTjOp0pgkyfnI78O0Wj-bW5AY47ismD5nxB_odzvaaiWj4-1AAl4cPFCwQs8zalovgziNbwOgSilrD1imo/s1202/Screen%20Shot%202022-11-12%20at%201.26.43%20AM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="736" data-original-width="1202" height="196" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVERSE-PZaxboMjOwHTWi-6yu2w8UA4_eySv7dbQuihkcwb9fQ7QJYYJ-Qq7AQvheGneElpgo1OdzKiqe9rDuroxvO4Yw_2mpSt_3QrNXTjOp0pgkyfnI78O0Wj-bW5AY47ismD5nxB_odzvaaiWj4-1AAl4cPFCwQs8zalovgziNbwOgSilrD1imo/s320/Screen%20Shot%202022-11-12%20at%201.26.43%20AM.png" width="320" /></a></div><br /><span><span> The above figure shows my quarterly income since 2018. In 2018, I was earning only $100 per quarter and in 2022 I am earning more than $400 quarterly which is more than 4 times.</span><br /></span><p></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-30642420969848273732022-06-05T11:03:00.003-07:002022-06-05T11:03:30.254-07:00Dividend Income Update May 2022<p style="text-align: center;"> Dividend Update May 2022</p><p style="text-align: center;"><br /></p><p style="text-align: left;">Hello Guys, today I am sharing the total amount of dividends I that I have received in May 2022. Currently, I am maintaining four different portfolios. My main portfolio is dividend paying stocks as my focus is in dividend paying stocks only. I also maintain a non-dividend paying stocks with massive growth. I invest in AMZN, GOOG, FB, NVDA, and TSLA. My third portfolio is the crypto currencies. Currently it got hammered but in the last year I have got enough profit from the cryptos. I have gradually started to buy cryptos again. My plan is to hold all the stocks for longer time. After my retirement I will sell all the non-dividend paying stocks and will invest those money to buy only dividend paying stocks to get a good monthly income during my retirement. In May, I was active in the market as I have added $SBUX, $JPM and $MPW in my dividend portfolio. In my non-dividend portfolio I have sold out $TWTR and with that money I have added $GOOG, $AMZN, and $NVDA. The table below shows the dividends I have received in May.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBkN4GVso2hGrWbmJyy4raZW2kcNEPDw25_311Y93-yT3xw8Qdk0K6vSLRsfnXA37OLGGS2pxsWyFbKiQBuGVqcwuSky0AHfexh1-DquAbpKNi02smdWFW2e0rFVWCn-BJWCCD1bnMBpzCtbJCkkyHjLy2T0-LMmCPYANlBA7-iwSAfbT1u9anT4x6/s990/Screen%20Shot%202022-06-05%20at%2012.58.59%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="990" data-original-width="216" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBkN4GVso2hGrWbmJyy4raZW2kcNEPDw25_311Y93-yT3xw8Qdk0K6vSLRsfnXA37OLGGS2pxsWyFbKiQBuGVqcwuSky0AHfexh1-DquAbpKNi02smdWFW2e0rFVWCn-BJWCCD1bnMBpzCtbJCkkyHjLy2T0-LMmCPYANlBA7-iwSAfbT1u9anT4x6/w87-h400/Screen%20Shot%202022-06-05%20at%2012.58.59%20PM.png" width="87" /></a></div><br /><p style="text-align: left;">In the last month, I have received $122.5 in dividends. I have received $39 from $ABBV followed by $VZ ($14), $BMY ($14), $APPL ($14), and $T ($12). I used to received a big amount of dividends from $T but unfortunately they have slashed the dividends 50%. In the coming months I will add $SBUX and $JPM stocks. </p><p style="text-align: left;">The next chart shows monthly dividend track sheet in a year. It helps me to understand how my dividends are being distributed monthly.</p><div class="separator" style="clear: both; text-align: center;"><a
href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmQWbu0OQviIQgLjIWdmG9kuyAY3EVx-XNoXLdJPZjJBfnh-6r5Ff6TtT6jK6WYhXca6_SGTLqzfpQV4KyX1ACmJSSaecGr7le-lAnzmbWyVhiQ2TnmtLs0CVrREppoGPyjg6mTCQ8wB86J--O_09PsdMrbm75LeiyNJp-A2hciagEpmQb3hV7vVpF/s1702/Screen%20Shot%202022-06-05%20at%201.11.52%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1702" data-original-width="1108" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmQWbu0OQviIQgLjIWdmG9kuyAY3EVx-XNoXLdJPZjJBfnh-6r5Ff6TtT6jK6WYhXca6_SGTLqzfpQV4KyX1ACmJSSaecGr7le-lAnzmbWyVhiQ2TnmtLs0CVrREppoGPyjg6mTCQ8wB86J--O_09PsdMrbm75LeiyNJp-A2hciagEpmQb3hV7vVpF/w416-h640/Screen%20Shot%202022-06-05%20at%201.11.52%20PM.png" width="416" /></a></div><p style="text-align: left;">The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the ETFs (SCHD and VYM). From individual stocks, I am receiving dividends from ABBV, JNJ, MMM, UL, PEP, HD etc. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnETRDW4ssi3irinFaLf5RpL9tgluo6GWavuMsd9psL7cMbZIl6DufOLNlo5M-Sx0OdjlgZ9QYn09Hm1lAcJTCiEze5Hx0GFGksRBDK3c19GQNKcX019hHkvfhvPHUDtTK7zngTQHOsCrPm-xD8BnIDTUtNAlIRRk7wahQ_qqB2cYEW-SMKhXfO88-/s1352/Screen%20Shot%202022-06-05%20at%201.34.38%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="842" data-original-width="1352" height="249" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnETRDW4ssi3irinFaLf5RpL9tgluo6GWavuMsd9psL7cMbZIl6DufOLNlo5M-Sx0OdjlgZ9QYn09Hm1lAcJTCiEze5Hx0GFGksRBDK3c19GQNKcX019hHkvfhvPHUDtTK7zngTQHOsCrPm-xD8BnIDTUtNAlIRRk7wahQ_qqB2cYEW-SMKhXfO88-/w400-h249/Screen%20Shot%202022-06-05%20at%201.34.38%20PM.png" width="400" /></a></div><br /><p style="text-align: left;">The table below shows the detailed distribution of my total dividends.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgu5nsajI8wRT7VTWRwbvkcSdDktEOgYQyf54xRh5XTw4FrJ8FGSmfbqh4vr1mtbUxhppNLG5Li0GIC8KM-FbOXpuxdlDQUZpy8-wv_cwdnr_3FFLFt-nuMy_qAYTgD9AFwp-SmduLsCS3Nl9j04rBCogbshsjtsWFQtfw_-sCfN4Vvap55xcAAZ4AX/s1630/Screen%20Shot%202022-06-05%20at%201.38.05%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1630" data-original-width="1226" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgu5nsajI8wRT7VTWRwbvkcSdDktEOgYQyf54xRh5XTw4FrJ8FGSmfbqh4vr1mtbUxhppNLG5Li0GIC8KM-FbOXpuxdlDQUZpy8-wv_cwdnr_3FFLFt-nuMy_qAYTgD9AFwp-SmduLsCS3Nl9j04rBCogbshsjtsWFQtfw_-sCfN4Vvap55xcAAZ4AX/w482-h640/Screen%20Shot%202022-06-05%20at%201.38.05%20PM.png" width="482" /></a></div><br />
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<p style="text-align: left;">The dividends that I have received in May, did the DRIP for all of them. The following chart shows how my dividends are growing with time.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUoa3QOPKtyTpr8fjgaQGdK0JeRNwBeuUr1jXvg-efqGKLwCx-LZ79X-znh8XKPtoAd_FBPEps7aZItznzbpJXM-WuyQV0qER-m1hbNop267vE4vaSg9aogvu22soWC5UK-3fLxZrgtf94TIwvKiERE53EoZ72YHa2dOPgAYV8f2_REi1Nq_lapUPl/s1162/Screen%20Shot%202022-06-05%20at%201.20.07%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="724" data-original-width="1162" height="249" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUoa3QOPKtyTpr8fjgaQGdK0JeRNwBeuUr1jXvg-efqGKLwCx-LZ79X-znh8XKPtoAd_FBPEps7aZItznzbpJXM-WuyQV0qER-m1hbNop267vE4vaSg9aogvu22soWC5UK-3fLxZrgtf94TIwvKiERE53EoZ72YHa2dOPgAYV8f2_REi1Nq_lapUPl/w400-h249/Screen%20Shot%202022-06-05%20at%201.20.07%20PM.png" width="400" /></a></div><br /><p style="text-align: left;">The chart below shows the average dividend income and the average amount of dividends received monthly. You will see that my dividend income is increasing with time (red color). </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH1TmcYwrvrlNMzmoKntwcTphfhRLJGAFe6a4OJ7R_CMVV_TU-tsZT59upcXTfUeEixEGgTbNJDqLPt53qHdx7LXukqUJ7BZ-bIfRRMA30vV3-QevadQ81Y8t8C8JLBm36oXu87gbfTsz0T8OgHbzebpiXMdUa5S5x_AEbujLGMYXzTU63yzf836Bt/s1220/Screen%20Shot%202022-06-05%20at%201.28.05%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="762" data-original-width="1220" height="250" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH1TmcYwrvrlNMzmoKntwcTphfhRLJGAFe6a4OJ7R_CMVV_TU-tsZT59upcXTfUeEixEGgTbNJDqLPt53qHdx7LXukqUJ7BZ-bIfRRMA30vV3-QevadQ81Y8t8C8JLBm36oXu87gbfTsz0T8OgHbzebpiXMdUa5S5x_AEbujLGMYXzTU63yzf836Bt/w400-h250/Screen%20Shot%202022-06-05%20at%201.28.05%20PM.png" width="400" /></a></div><br /><p style="text-align: left;">The chart below shows the comparison of my monthly dividends on a yearly basis. The dividends are growing every year as I am adding new stocks and each company is increasing dividends on an avg of 6-7% a year. If I keep investing for longer run, just think about how much money this portfolio will generate. All you need is the patience. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsEvceGn_gSW8Lu9wc96_kdl1GiE5W9k02DOQEC2kdFartqaDnvbyWlcz6KAnKMm4jGGhXuS8kCwI-PYyMaaJ7XvQych97fjl0ec_xoeRTxievTnWNq0k523ADiJ-wMMZG3TlEDRybtVVNdbuX7Ghwzpu2SQJyNglLhIZzy19LtNrjZqVpswreDDuf/s1932/Screen%20Shot%202022-06-05%20at%201.44.35%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1206" data-original-width="1932" height="250" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsEvceGn_gSW8Lu9wc96_kdl1GiE5W9k02DOQEC2kdFartqaDnvbyWlcz6KAnKMm4jGGhXuS8kCwI-PYyMaaJ7XvQych97fjl0ec_xoeRTxievTnWNq0k523ADiJ-wMMZG3TlEDRybtVVNdbuX7Ghwzpu2SQJyNglLhIZzy19LtNrjZqVpswreDDuf/w400-h250/Screen%20Shot%202022-06-05%20at%201.44.35%20PM.png" width="400" /></a></div><br /><p style="text-align: left;">The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqWp-QeQimT2AWhVRQbwZ2ADJ201ugSb8UPpgO9Ws3d6p7GNwMjiFU6HX2IshVfogNHEG4MT9Kb4gsb8d5q0dMP_XmlsYcjVSYetx1rgmJyGAKLoeuzS9yiXlloX_tbhrJkpMF6IgqNixaOB0xGwGOrOhibnqLcs5YCYT0E8cdWL_FnaKkdVJFiTMy/s1884/Screen%20Shot%202022-06-05%20at%201.48.10%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1166" data-original-width="1884" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqWp-QeQimT2AWhVRQbwZ2ADJ201ugSb8UPpgO9Ws3d6p7GNwMjiFU6HX2IshVfogNHEG4MT9Kb4gsb8d5q0dMP_XmlsYcjVSYetx1rgmJyGAKLoeuzS9yiXlloX_tbhrJkpMF6IgqNixaOB0xGwGOrOhibnqLcs5YCYT0E8cdWL_FnaKkdVJFiTMy/w400-h248/Screen%20Shot%202022-06-05%20at%201.48.10%20PM.png" width="400" /></a></div><br /><p style="text-align: left;">On yield basis, the current yield of my overall portfolio is 2.53% while my YOC is 3.49%. The increase in YOC is because of the increase in dividends by each company. This yield only increase with time unless a company cuts the dividend. So it is very important to invest in only great companies. The current yield is dependent with he market. In bull market the yield drops while in the bear market the yield goes up.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifN130hLdxllFsBZaU58DaTGG3awEP-4zsrTSJim8kISvund4dV-YYed4m1dfM13BPPCboqTAGmSf9Ijp-VGtUCzG15kCPmxxPWUeU26WDfnofTGx9NlwwCbJYad-b2fSDBIs2oItvnkt2MTVJG_OUMA8gpyPHoFHBiiL_p8p9eFya_5yxfKqsTK58/s1388/Screen%20Shot%202022-06-05%20at%201.51.25%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="930" data-original-width="1388" height="268" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifN130hLdxllFsBZaU58DaTGG3awEP-4zsrTSJim8kISvund4dV-YYed4m1dfM13BPPCboqTAGmSf9Ijp-VGtUCzG15kCPmxxPWUeU26WDfnofTGx9NlwwCbJYad-b2fSDBIs2oItvnkt2MTVJG_OUMA8gpyPHoFHBiiL_p8p9eFya_5yxfKqsTK58/w400-h268/Screen%20Shot%202022-06-05%20at%201.51.25%20PM.png" width="400" /></a></div><br />
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<p style="text-align: left;">The following curve shows the YOC and the current yield comparison with time. The YOC is gradually increasing as the companies are increasing their dividends annually.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5JBzxEvAi0_SPiUjg0DNYW7am3LfGyBn-jHLGrkFtGurxQExrJNiPBZ58ewuPH_VVKSGzfcadQY2oQbuHNGhDh-8QfSmXPtvAMH97nkG7GckXUHmOIJ-Ntfs5Y-RNweDl8yOjy-WOcCuu1oOKSv1SZGpFhVfBTVZJBcG49TF1LKEy1c-un2d_5fZA/s1822/Screen%20Shot%202022-06-05%20at%201.56.29%20PM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1122" data-original-width="1822" height="246" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi5JBzxEvAi0_SPiUjg0DNYW7am3LfGyBn-jHLGrkFtGurxQExrJNiPBZ58ewuPH_VVKSGzfcadQY2oQbuHNGhDh-8QfSmXPtvAMH97nkG7GckXUHmOIJ-Ntfs5Y-RNweDl8yOjy-WOcCuu1oOKSv1SZGpFhVfBTVZJBcG49TF1LKEy1c-un2d_5fZA/w400-h246/Screen%20Shot%202022-06-05%20at%201.56.29%20PM.png" width="400" /></a></div><br /><p style="text-align: left;"><br /></p>
Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com1tag:blogger.com,1999:blog-6960012754146784087.post-17180485709279857792022-03-17T17:56:00.001-07:002022-03-17T17:56:05.677-07:00Overall performance of my total portfolio since August 2017<div style="text-align: left;"> <span> </span>Hey investors, my overall portfolio growth is 109% with a Sharpe ratio of 2.79. In tip ranks, I am currently ranked 2,915 out of 140,628 portfolio managers which is top 2% of the all portfolio managers.</div><div style="text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgSk2mE_PL4oyIwCUUMIjvE-XDwXz2FwDcEYhbiZHCzLZU1NkAa1SITkb0qSz6EUMRC-zfBDHmFgy2FlFDvhZLEo-WawflkgerbyuUYl5CZdBdx0Rfd38GWBVFETKghPdJ1e2JmvSWUpowzVgjvQY2iPFUs0O8pL9cP0toqEuAh-41ShSsMBXXSfbXZ=s776" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="776" data-original-width="682" height="320" src="https://blogger.googleusercontent.com/img/a/AVvXsEgSk2mE_PL4oyIwCUUMIjvE-XDwXz2FwDcEYhbiZHCzLZU1NkAa1SITkb0qSz6EUMRC-zfBDHmFgy2FlFDvhZLEo-WawflkgerbyuUYl5CZdBdx0Rfd38GWBVFETKghPdJ1e2JmvSWUpowzVgjvQY2iPFUs0O8pL9cP0toqEuAh-41ShSsMBXXSfbXZ=s320" width="281" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><span> </span>The average portfolio manager's Sharpe ratio is 0.07. My last 12 months return is so far 12.69% and YTD return is 2.30%.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEiSS3UXE7hl6S3c_u_ncGLneuJqTRF1lvWOZWRGTGyuyRpGNCzYdn4cMpj4_EfkQJIi4gYq9CsMFDeUU4gpEOmuU95KzsSGgXgzTCox-fO3zezEp1Caskn2GKSUZq-UfGiWLwI_VqOXNKwFimWo_7U7gRh4pxUV3ThNuxX4009AB5wDRs4T761_g80x=s682" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="304" data-original-width="682" height="143" src="https://blogger.googleusercontent.com/img/a/AVvXsEiSS3UXE7hl6S3c_u_ncGLneuJqTRF1lvWOZWRGTGyuyRpGNCzYdn4cMpj4_EfkQJIi4gYq9CsMFDeUU4gpEOmuU95KzsSGgXgzTCox-fO3zezEp1Caskn2GKSUZq-UfGiWLwI_VqOXNKwFimWo_7U7gRh4pxUV3ThNuxX4009AB5wDRs4T761_g80x=s320" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;"><br /></div><span> It is very important to focus on long term investment if you are interested in dividend paying stocks.</span><br /><div style="text-align: left;"><br /></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-30185029852071376632021-09-04T18:13:00.002-07:002021-09-04T18:13:22.150-07:00Dividend Income August 2021<p style="text-align: center;">Dividend Update August 2021</p><p style="text-align: center;"><br /></p><p style="text-align: justify;">Hello guys, today I am sharing the total amount of dividends that I have received in August 2021. Currently, I am maintaining three different portfolio. My major investment is in dividend paying stocks. I am also in some non-dividend stocks which are growth companies with the tremendous potential to grow. In my blog you can see all the details of those portfolios. In August, I have opened three new positions in Verizon (VZ), Newmont (NEM), and Intel Corp. (INTC). I have also added Clorox (CLX) and Campbell Soup (CPB) into my position. The table below shows the dividends that I have received in August 2021.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwfwgTz7ED1Rl2yCjJTrZC0w4lf8I7Rdgyi0F6zclqpQnoPQlt_RiHwiadShk5VOU1ckjaFnrmvmv5gQEsKdVPwIA7nm2O5adAJOakVt0xZHDlaZfH59dyz5UyWwHQG2s6DVfGk9b9lVQ/s934/Screen+Shot+2021-09-04+at+6.21.47+PM.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="934" data-original-width="234" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwfwgTz7ED1Rl2yCjJTrZC0w4lf8I7Rdgyi0F6zclqpQnoPQlt_RiHwiadShk5VOU1ckjaFnrmvmv5gQEsKdVPwIA7nm2O5adAJOakVt0xZHDlaZfH59dyz5UyWwHQG2s6DVfGk9b9lVQ/w100-h400/Screen+Shot+2021-09-04+at+6.21.47+PM.png" width="100" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">The chart below shows the dividends received in 2021 so far. I am maintaining a google sheet to record all of my investments. </div><div class="separator" style="clear: both; text-align: center;"><br /></div>
<iframe height="300" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubhtml?gid=1045606777&single=true&widget=true&headers=false" width="600"></iframe><div><br /></div><div>I have received in total $132.98 in August in dividends and I did DRIP for all the positions. The highest amount of the dividends came from Abbvie (ABBV) and At&t (T). The following chart shows the dividends received monthly from my portfolio. The chart shows how my dividends are growing with time</div><div><br /></div><div><br /></div>
<iframe height="355" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1539558781&format=interactive" width="575"></iframe><div><br /></div><div>
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The chart below compares my monthly dividends on a yearly basis. The dividends are growing every year in the same month because of my continuous investment and the yearly dividend growth by the companies that I am in invested. </div><div><br /></div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1359792494&format=interactive" width="600"></iframe>
<div><br /></div><div>The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.</div><div><br /></div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1610494202&format=interactive" width="600"></iframe>
<div><br /></div><div>On yield basis, the current yield of my overall portfolio is 2.51% however, my yield on cost (YOC) is 3.7%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.</div><div><br /></div>
<iframe height="400" scrolling="no" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubchart?oid=1136301753&format=interactive" width="600"></iframe><div><br /></div><div>The following figure shows the YOC and the current yield comparison with time. The YOC is gradually increasing as the companies are increasing their dividends annually.</div><div><br /></div><div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1524932587&format=interactive" width="600"></iframe>
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<div><br /></div></div><div>The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.</div><div><br /></div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=308885929&format=interactive" width="600"></iframe><div><span style="background-color: #b2b2b2;"><br /></span></div><div>The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), and Kimberly Clark (KMB).</div><div><br /></div><div><br /></div><div><div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubchart?oid=873631428&format=interactive" width="600"></iframe></div><div><br /></div><div>All the dividend sources in the table format</div><div><div><br /></div></div></div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubhtml?gid=2144560113&single=true&widget=true&headers=false" width="600"></iframe>
<div><br /></div><div>The next table shows my dividend growth performance in the year of 2021.</div><div><br /></div>
<iframe height="400" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubhtml?gid=935056181&single=true&widget=true&headers=false" width="600"></iframe>
<div><br /></div><div>The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings cut their dividends.</div><div><br /></div><div><br /></div>
<iframe height="400" width="600" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubhtml?gid=0&single=true&widget=true&headers=false"></iframe>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-50014738757932495402021-05-02T05:15:00.000-07:002021-05-02T05:15:22.509-07:00Dividend Income in April 2021<p style="text-align: center;"> <b><u><span style="color: #2b00fe; font-size: medium;">Dividend Update April 2021</span></u></b></p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Hey guys, today I am sharing with you the amount of dividends I received in April 2021. Currently, I am maintaining three different portfolios. My main portfolio is only dividend stock portfolio. I also invest in Aggressive stocks and ETFs and a Roth IRA. In my blog you can see all the details of those portfolios. IN April, I have added Viatris (VTRS) which recently spin offed from Pfizer (PFE). They are going to initiate dividends from May 2021. They are down almost 30% from all time highs so I added them in my portfolio. The table below shows the dividends that I received in April 2021</p>
<iframe height="500" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubhtml?gid=1045606777&single=true&widget=true&headers=false" width="600"></iframe><div><br /></div><div>I have received in total $68 in dividends and I did DRIP for all the positions. The highest amount of the dividends came from Kimberly Clark (KMB) and Merck (MRK). The following chart shows the dividends received monthly from my portfolio. The chart indicates how my dividends are growing with time.</div><div><br /></div>
<iframe frameborder="0" height="355" scrolling="no" seamless="" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1539558781&format=interactive" width="575"></iframe>
<div><br /></div><div>The chart below compares my monthly dividends on a yearly basis. The dividends are growing every year in the same month</div><div><br /></div>
<iframe height="397" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1359792494&format=interactive" width="600"></iframe><div><br /></div><div>The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.</div><div><br /></div>
<iframe height="387" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1610494202&format=image" width="600"></iframe><div><br /></div><div>On yield basi, the current yield of my overall portfolio is 2.54% however, my yield on cost (YOC) is 3.8%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.</div><div><br /></div>
<iframe height="371" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubchart?oid=1136301753&format=image" width="600"></iframe><div><br /></div><div>The following figure shows the YOC and the current yield comparison with time. MY YOC is gradually increasing as the companies are increasing their dividends annually. </div><div><br /></div>
<iframe height="376" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=1524932587&format=image" width="600"></iframe>
<div><br /></div><div>The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.</div><div><br /></div>
<iframe height="376" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubchart?oid=308885929&format=image" width="600"></iframe><div><br /></div><div>The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), Kimberly Clark (KMB), The Home Depot (HD) etc. </div><div><br /></div>
<iframe height="419" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubchart?oid=873631428&format=image" width="600"></iframe><div><br /></div><div>All the dividend sources in the table format</div><div><br /></div>
<iframe height="700" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vSz-FqopB-oQh9uiOc6DlaborK8NV6l3quoT0gimG8J5dOolMaBsHBjL4NbAPOcgNWbJHGLxWw0j6Ge/pubhtml?gid=2144560113&single=true&widget=true&headers=false" width="600"></iframe><div><br /></div><div>The next table shows my dividend growth performance in the year 2021. </div><div><br /></div><div><br /></div>
<iframe height="800" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubhtml?gid=935056181&single=true&widget=true&headers=false" width="600"></iframe>
<div><br /></div><div>The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings cut their dividends and this month AAPL and CVX increased their dividends. </div><div><br /></div>
<iframe height="800" src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQvzYEv5ZwlnUxaMuhDk40WiR0TTP19g477T9cuQJj29LJkzMvQpxwj_0zWbgQMFHqoG1DEo3HxYtXD/pubhtml?gid=0&single=true&widget=true&headers=false" width="600"></iframe><div><br /></div><div><br /></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-75583984421875015022021-03-29T18:46:00.004-07:002021-03-29T18:46:27.130-07:00How much money I am getting from my Dividend Stocks portfolio<p style="text-align: center;"><span style="color: #2b00fe; font-size: medium;"><u><b> Portfolio Update - February 2021</b><b> </b></u></span> </p><p style="text-align: center;"><span><br /></span></p><p style="text-align: justify;"><span>Hey guys, today I am going to share with you how much money I am getting from my dividend investment portfolio. I maintain three different portfolios. The 80% of my investment goes to this portfolio. Other 10% goes to aggressive investment like TQQQ, QLD, UPRO, and ARK funds. The rest 10% goes to crypto. I have sold 50% of my crypto holdings and took some mind-blowing profit. Now comes the headache of estimated tax filing for quarter 1. Ok lets dig into my dividend stock portfolio. In this portfolio I invest into stocks which has record of paying dividends and increase the dividend rate every year. Investing in dividend paying stocks are sometimes boring but it helps to grow your wealth gradually. By investing in more dividend stock your income will increase in two different ways. Investing in dividend stocks will increase your income and the second source of increase is the dividend rate increase. The dividend stocks in my portfolio increase their dividends on average 4% per year. So if you think about longer term with a larger investment this increase every year will boost your income significantly. By following this rule, Warren Buffett is earning $3.8 billion per year in dividends according to NASDAQ website. Now lets jump into the stocks in my portfolio:</span></p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix38_utSjrQvUCNKBwPuLnhY9MwXt8i47bxyKf5Z5jRjSqJoewQ0wRUKawm-5pMt8_TpsZoSK8GL9bCu112Hgxzb_q_uks5SRv7fNMvrnlHgoaxJxLkIuK49HC_osnEX3L-cGZ7kHSwWY/s1772/portfolio.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1772" data-original-width="690" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix38_utSjrQvUCNKBwPuLnhY9MwXt8i47bxyKf5Z5jRjSqJoewQ0wRUKawm-5pMt8_TpsZoSK8GL9bCu112Hgxzb_q_uks5SRv7fNMvrnlHgoaxJxLkIuK49HC_osnEX3L-cGZ7kHSwWY/w250-h640/portfolio.jpg" width="250" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">I own 41 stocks in my portfolio where AAPL is my highest position followed by Vanguard High Yield (VYM), Abbvie (ABBV), Home Depot (HD), etc. The top 10 holdings in my portfolio represents 54% of my portfolio. The following pie chart also shows my portfolio.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTaFBMBIKDh3qE0toGdpr8Y6DwKs5biygtWXCPMTX7iNlGWR8WsfFLDo9VoR-T5E1mT-ggvmZG12GOVzL4CZZN0nJYKfAP7ipuhiGhdnapikeP7MZLvfEhmkbkjLwKPxPDL9Pqfpw5TWU/s1706/Portfolio+%2525.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1054" data-original-width="1706" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTaFBMBIKDh3qE0toGdpr8Y6DwKs5biygtWXCPMTX7iNlGWR8WsfFLDo9VoR-T5E1mT-ggvmZG12GOVzL4CZZN0nJYKfAP7ipuhiGhdnapikeP7MZLvfEhmkbkjLwKPxPDL9Pqfpw5TWU/w640-h396/Portfolio+%2525.jpg" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;"> I diversify my portfolio by investing in different sectors. Warren Buffett famously said that "Don't put all your eggs in the same basket". If the basket falls then all of your eggs will be broken. You have to put eggs in different baskets so that if one basket fells other eggs will not be broken. Its very important to diversify your portfolio in different sectors. The following pie chart shows the sector distribution of my portfolio.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe-VJFDKo_jpO1-2n_jVFMJ1Of8GqFRQV53-xgzt4IhH7YItxyle34M7jAAk3MCyE9cDM8-s_8oqqr9PXXFCuBBXoDxOdpZl8exzhIQVADgjn3SAakixuBuelWhXZef9FBDevme76yRfA/s1632/Sector+Distribution.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1008" data-original-width="1632" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe-VJFDKo_jpO1-2n_jVFMJ1Of8GqFRQV53-xgzt4IhH7YItxyle34M7jAAk3MCyE9cDM8-s_8oqqr9PXXFCuBBXoDxOdpZl8exzhIQVADgjn3SAakixuBuelWhXZef9FBDevme76yRfA/w640-h396/Sector+Distribution.jpg" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;">The sectors are selected based on yahoo finance. My highest position is in the tech sector (19.4%) followed by the healthcare (15.7%), consumer defensive (15.6%), ETFs (14%) etc.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">The following tree map shows the stocks that I am holding the most under each sector. I really like tree maps as it gives me more in depth about my portfolio. </div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBSxYmSGKx6mPOitW7ueQJXpeIIq-tn5c6fpSYwlcECpyx1Fc_cojnf1ySxqeAC0IDlRWAXSTf2aszn7z7bL9Dj68P7utCGOqd7F8gaW8LANOmbwAdnzjQVvbM8wpmZryCTirir_dh8lQ/s2048/portfolio+tree+map.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1333" data-original-width="2048" height="416" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhBSxYmSGKx6mPOitW7ueQJXpeIIq-tn5c6fpSYwlcECpyx1Fc_cojnf1ySxqeAC0IDlRWAXSTf2aszn7z7bL9Dj68P7utCGOqd7F8gaW8LANOmbwAdnzjQVvbM8wpmZryCTirir_dh8lQ/w640-h416/portfolio+tree+map.jpg" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;">For example, the previous pie chart was showing that my highest holdings are in the tech sector but it was not showing which stocks I am holding the most under the tech sector. The tree map shows that my highest position is in the tech sector and AAPL is the highest position in the sector followed by MSFT and CSCO.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">The table below shows the dividends that I have received in February 2021. I have received $104.62 in dividends mostly from ABBV, T, AAPL, and BMY. </div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjK9CX_L6eKW-_OD2V7gq1hIUlDQqhcKjImzl7_I6iWl_TVHUvqlJyrUv8DlzCfQ-Rno5U4EjvDQpMCC4_t_eK0RvWlHzsRMtl-VHnapD6P8tcAdK5m7sNYg6I2DSX2mONTmrGdv6x0ayU/s1102/dividends+February.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1102" data-original-width="310" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjK9CX_L6eKW-_OD2V7gq1hIUlDQqhcKjImzl7_I6iWl_TVHUvqlJyrUv8DlzCfQ-Rno5U4EjvDQpMCC4_t_eK0RvWlHzsRMtl-VHnapD6P8tcAdK5m7sNYg6I2DSX2mONTmrGdv6x0ayU/w180-h640/dividends+February.jpg" width="180" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">On average I am currently earning $119 per month in dividends totaling $1479 per year. If I continue to invest regularly then it will keep growing and the companies will keep increasing dividends every year. This will compound the income and after few years I will start to see snowball effect. This is the magic of investing in dividends paying stocks.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVYguAIfeTq0IV579FX4jcCawPfeKf4RY5bNBzYM8K2VnGpI41DmzIcV945nySRrnLoJ-faHcgMG_b-PWgjZK1WvY_goJehw10J7WkSispolE96MN2E40IpSl3rMWmndmlg9QuuLHuw9E/s1902/bar+and+avg+bar+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1176" data-original-width="1902" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVYguAIfeTq0IV579FX4jcCawPfeKf4RY5bNBzYM8K2VnGpI41DmzIcV945nySRrnLoJ-faHcgMG_b-PWgjZK1WvY_goJehw10J7WkSispolE96MN2E40IpSl3rMWmndmlg9QuuLHuw9E/w640-h396/bar+and+avg+bar+chart.jpg" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">The following table shows the detailed performance of my portfolio. The current price in the table is based on the price on February 28th 2021. In the table, I have shared my current positions, annual income through dividends, total received dividends from each company's far, cost basis, YOC, current yield, and finally gain or loss with including the income from dividends. My top 5 performers are AAPL (190%), Microsoft (179%), MasterCard (140%), Caterpillar (122%), and Starbux (100%). </div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiGVZU60lg-mAZ_TSVKoiO4vtwqhKrvV7PrOmMaedddApnAI1JPw1cbZEKO9r2RH5oJIAf4SGaWWh8ZIUdmxYO1apDFMErIEuyzog0KIgQ_1O6CD9v6zYjlcT3A6tw37EbMqZWwRBSL3o/s1422/Blog+portfolio.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1422" data-original-width="1330" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgiGVZU60lg-mAZ_TSVKoiO4vtwqhKrvV7PrOmMaedddApnAI1JPw1cbZEKO9r2RH5oJIAf4SGaWWh8ZIUdmxYO1apDFMErIEuyzog0KIgQ_1O6CD9v6zYjlcT3A6tw37EbMqZWwRBSL3o/w598-h640/Blog+portfolio.jpg" width="598" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;"><br /></div><p style="text-align: justify;">The chart below shows the gain vs. tickers. The stocks that I am losing are mostly new investments. The least growth stocks that I am holding for long time is At&t (T) and Ppl (PPL). </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizwlRm2JBlnZBV8scdWHgMMZszcCzIj4qZlyDXR75Q4KI-Coo0eL3eljfCzZElII8qc04kIVqxwv-_Pbl0X6PtlsscC-r6yQvjvSRGeDgvBFZPz70Ewo4IJKmZv5cIWm_cARm0suh0rA0/s2048/Dividend+Gain+%2525+vs.+Ticker.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1268" data-original-width="2048" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizwlRm2JBlnZBV8scdWHgMMZszcCzIj4qZlyDXR75Q4KI-Coo0eL3eljfCzZElII8qc04kIVqxwv-_Pbl0X6PtlsscC-r6yQvjvSRGeDgvBFZPz70Ewo4IJKmZv5cIWm_cARm0suh0rA0/w640-h396/Dividend+Gain+%2525+vs.+Ticker.jpg" width="640" /></a></div><br /><p style="text-align: justify;"><br /></p>The following tree-map shows my gains in stocks under each sector. I have a huge gain in the tech although the techs are down a bit at the recent times. In the tech my highest gains are from AAPL and MSFT, in the industrial sector the highest gain is from Caterpillar, in financial sector its Mastercard, in the consumer cyclical SBUX, In the consumer defensive Procter & Gamble, In the Healthcare its ABBV, in the energy sector its Exxon Mobil, and in the real estate its Store capital.<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhsWCvjodyp10sJc25-PcyHLfKUo9i3ZBsmC7Bs9pzj7i2D-XKRuzpjuqtlIBQYzF6netfG2ZS8hUyjHkbvh-8WXFKL9WT5GTjRXpsmPMRByEtwFkzKKjrjkvpzeJw9762sk_R1SOHhzw/s2048/gain.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1280" data-original-width="2048" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhhsWCvjodyp10sJc25-PcyHLfKUo9i3ZBsmC7Bs9pzj7i2D-XKRuzpjuqtlIBQYzF6netfG2ZS8hUyjHkbvh-8WXFKL9WT5GTjRXpsmPMRByEtwFkzKKjrjkvpzeJw9762sk_R1SOHhzw/w640-h400/gain.jpg" width="640" /></a></div><br /><p style="text-align: justify;"><br /></p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><br /><span><br /></span><p></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-91676436495273276782021-03-12T21:27:00.000-08:002021-03-12T21:27:00.662-08:00Monthly Dividend Update - February 2021<p style="text-align: center;"> Monthly Dividend Update - February 2021</p><p style="text-align: center;"><br /></p><p style="text-align: justify;">Hey Guys, today I am going to share my dividend status of my portfolio. I am maintaining three different portfolios. The other portfolios are based on aggressive growth portfolio which has much higher risk but will have chance to get much higher return and the last portfolio is for the cryptos. 80% of these investment goes to my dividend portfolio and the 10% for the aggressive growth and crypto portfolio. In February, I have added PepsiCo ($PEP) $PPL, Merck ($MRK), and Unilever (UL) in my dividend portfolio. In my retirement account I have added Vanguard High Yield ($VYM). The table below shows the dividends that I have received in February 2021. This month my major incomes are from ABBV and T. I have also earned from AAPL and BMY.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUbXB8VOVL2w7tBRZGwtCZvKeQfyLD1rm74NRxA6xrxDgNUakOiKqFvbQAsaIpr4SO6omae0GwgjI4ZlxHy1sVXsCt1Qy3ur3ISNiR3QyTTs9WLAQnbQjd8Er32lsxNUhGj6_yLtoW9KE/s1102/dividends+February.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1102" data-original-width="310" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUbXB8VOVL2w7tBRZGwtCZvKeQfyLD1rm74NRxA6xrxDgNUakOiKqFvbQAsaIpr4SO6omae0GwgjI4ZlxHy1sVXsCt1Qy3ur3ISNiR3QyTTs9WLAQnbQjd8Er32lsxNUhGj6_yLtoW9KE/w180-h640/dividends+February.jpg" width="180" /></a></div><br /><p style="text-align: justify;">The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing and hold in these great companies, my income will continue to grow with time.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnzcbp7o1Bjs1Ormf_4R85oo7Mm5oKw30rKKIUHYp35BaLt3v5LzRnud9KW1-osVAt1T77dTu2oV57VtXn0IhDbdq-ePnjlYBzxDJIwy2AF9bwr6yP9J_nQd-nntR7D4EEjkA2pzr0LQw/s1676/monthly+dividend+bar+charts.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1036" data-original-width="1676" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnzcbp7o1Bjs1Ormf_4R85oo7Mm5oKw30rKKIUHYp35BaLt3v5LzRnud9KW1-osVAt1T77dTu2oV57VtXn0IhDbdq-ePnjlYBzxDJIwy2AF9bwr6yP9J_nQd-nntR7D4EEjkA2pzr0LQw/w640-h396/monthly+dividend+bar+charts.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $104.62. Last year, I received around $80 in the same month. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWSN7q9zHZAWFX599Eli8ozlMYEc6AS3diMEc_2G1_-tmlRBXiM9BsrfCo-duOtcUcZW66ctNWhm595NYlKEqvKxfiZJHYs835yzQV5_4w3RI0yoPn9MEkaYw_mSWf22w06FKOUXW3irQ/s1808/monthly+div+bar+charts.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1118" data-original-width="1808" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWSN7q9zHZAWFX599Eli8ozlMYEc6AS3diMEc_2G1_-tmlRBXiM9BsrfCo-duOtcUcZW66ctNWhm595NYlKEqvKxfiZJHYs835yzQV5_4w3RI0yoPn9MEkaYw_mSWf22w06FKOUXW3irQ/w640-h396/monthly+div+bar+charts.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The next chart shows the total amount of dividends that I have received quarterly. My income is gradually increasing in every year.</p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqp9UYTdwWAFS3JF4Z1avP8zZER3zjsoLW3ejnbHw5xM8fJgSAIy1RnPpy0uOIFBV2dNUMKKV0Oyq2VxfyPB1Rbjll-jYlN0KQvdkP7dxSkEmGc8gOJLQOtLGf_HLw0mh3QQBeeiJ75Z4/s1476/Quarterly+Income.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="912" data-original-width="1476" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqp9UYTdwWAFS3JF4Z1avP8zZER3zjsoLW3ejnbHw5xM8fJgSAIy1RnPpy0uOIFBV2dNUMKKV0Oyq2VxfyPB1Rbjll-jYlN0KQvdkP7dxSkEmGc8gOJLQOtLGf_HLw0mh3QQBeeiJ75Z4/w640-h396/Quarterly+Income.jpg" width="640" /></a></div><p style="text-align: justify;">On yield basis, the current yield of my overall portfolio is 2.72% however, my yield on cost (YOC) is 3.77%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop but will increase if the market is in bear mode. The later condition means its a buying market. That's why I always hold cash to utilize the opportunity.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAdn16T9qldeZfQ6D-dYhKa_2taYioXny8LbAfu3hcS4Z62fUxch1V94XxeTCpfXc4OJoTEtz4fo4fG5FfpEDYFdQ-eIqYNSFAY6IBg0a0Rblrg7eL7kH-de2ZMvdpz-WdbLu3r4mOY5I/s614/+++++++++++++YOC++++++++++++++++++++++++Cur.+Y.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="371" data-original-width="614" height="386" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAdn16T9qldeZfQ6D-dYhKa_2taYioXny8LbAfu3hcS4Z62fUxch1V94XxeTCpfXc4OJoTEtz4fo4fG5FfpEDYFdQ-eIqYNSFAY6IBg0a0Rblrg7eL7kH-de2ZMvdpz-WdbLu3r4mOY5I/w640-h386/+++++++++++++YOC++++++++++++++++++++++++Cur.+Y.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The following figure shows the YOC and current yield comparison with time. My YOC is gradually increasing with time while the current yield fluctuated in the same range which depends on the market condition. On the other hand the YOC increases with time because most of the companies increase their dividends yearly and it does not fluctuate with the market condition.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHdtAVdri8NTtfQcsKt5ucbHrEh8s1bg8oQdRhvIUcTp2rC-W9XAu24E0o_i1qJcKfoMClE3Zqmzc08_r0oBNoU-A0TLoXcZe4Fi4bJbA_QqBF7UZAinbzNK0JNg-TlWK9b6BaYKwPYgI/s1930/Current+Yield+and+Yield+on+Cost.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1192" data-original-width="1930" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgHdtAVdri8NTtfQcsKt5ucbHrEh8s1bg8oQdRhvIUcTp2rC-W9XAu24E0o_i1qJcKfoMClE3Zqmzc08_r0oBNoU-A0TLoXcZe4Fi4bJbA_QqBF7UZAinbzNK0JNg-TlWK9b6BaYKwPYgI/w640-h396/Current+Yield+and+Yield+on+Cost.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. This chart helps me to understand my monthly dividends and total yearly projected dividends. I am slowly investing in dividend paying stocks and if I continue to do like this income will continue to grow. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVirMd8yKhOArBfShVefBrS_WlbyvWtROvN0nRg4euI5BVUq1R6ib5ibExaX415KbLdoDocESmf85BgXOSPCVFzoQQ_AGjDzBRggMVMVa56LRLjNHSmk4Wnm2SBrZdmC-SnnOPNoazL6k/s1902/bar+and+avg+bar+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1176" data-original-width="1902" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVirMd8yKhOArBfShVefBrS_WlbyvWtROvN0nRg4euI5BVUq1R6ib5ibExaX415KbLdoDocESmf85BgXOSPCVFzoQQ_AGjDzBRggMVMVa56LRLjNHSmk4Wnm2SBrZdmC-SnnOPNoazL6k/w640-h396/bar+and+avg+bar+chart.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), AbbVie (ABBV), At&t (T), and Kimberly Clark (KMB). They are 35% of my total dividends that I receive yearly. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjn7FQphPwP5eOnfw7IdSSjcf3RZkUcWJ3qSuI3D44yC-tiJnIuyrCIpq8p8H3cZyL1EONo4CblnWkSrzZ-4830fPYDqIhDU3yJyD5sZ9w5Lfp0mFhiLwyHMhklC8_r-oNEj86GHucTYOE/s1690/dividend+pie+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1046" data-original-width="1690" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjn7FQphPwP5eOnfw7IdSSjcf3RZkUcWJ3qSuI3D44yC-tiJnIuyrCIpq8p8H3cZyL1EONo4CblnWkSrzZ-4830fPYDqIhDU3yJyD5sZ9w5Lfp0mFhiLwyHMhklC8_r-oNEj86GHucTYOE/w640-h396/dividend+pie+chart.jpg" width="640" /></a></div><br /><p style="text-align: justify;">Dividend sources in the table format:</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZUa_ZuM37NouPztMMhYoUyR4DQ2PyVK2Wr9dLpVC1sqeUI2tgVXawSAVjowd7m2myrljT4itkoiRIykqkNGNIg7PFlsWOAHOoo3oOmgeaoGg7qF4ChyphenhyphenlklaAFiqHNi21Ceev2mHXgMMc/s1722/dividend+percentage+table.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1722" data-original-width="1266" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgZUa_ZuM37NouPztMMhYoUyR4DQ2PyVK2Wr9dLpVC1sqeUI2tgVXawSAVjowd7m2myrljT4itkoiRIykqkNGNIg7PFlsWOAHOoo3oOmgeaoGg7qF4ChyphenhyphenlklaAFiqHNi21Ceev2mHXgMMc/w470-h640/dividend+percentage+table.jpg" width="470" /></a></div><br /><p style="text-align: justify;">The following tree-map shows the percentages of dividends that I am receiving from the individual stocks and also compares between the sectors. it help me to understand which sectors are paying me the most in dividends. The map shows that I am getting the highest amount of dividends from the health sectors followed by consumer defensive, ETFs, and consumer cyclical. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfn4g4QsMbAe65awQ7NA9RPtiboDy3W6a2t4aHPSiXlMjOa38na7Z_4GcAjNHTBzG2TDsbedZJ8dl_6aXYeyMqn3oHjOmWq1mMOEpVuALEDj-wryzTPzsi9U2xWjzZ7zjhGWtRtL6HFak/s2048/div+source.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1340" data-original-width="2048" height="418" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjfn4g4QsMbAe65awQ7NA9RPtiboDy3W6a2t4aHPSiXlMjOa38na7Z_4GcAjNHTBzG2TDsbedZJ8dl_6aXYeyMqn3oHjOmWq1mMOEpVuALEDj-wryzTPzsi9U2xWjzZ7zjhGWtRtL6HFak/w640-h418/div+source.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVCKyFpNadFuB6y7t21bAOlQhhywEwPFW2r4EqzF3JcW_KJkEoQJR0fCWbuYKzNA-Rg3cOYlFjR6py3x81RgJ4459KRXzXmDWUCTsJKYzNy4g7ESZ30OeoO7Xg8kGUOzfzJpMcN367z4Y/s1796/dividend+track+sheet.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1796" data-original-width="1414" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVCKyFpNadFuB6y7t21bAOlQhhywEwPFW2r4EqzF3JcW_KJkEoQJR0fCWbuYKzNA-Rg3cOYlFjR6py3x81RgJ4459KRXzXmDWUCTsJKYzNy4g7ESZ30OeoO7Xg8kGUOzfzJpMcN367z4Y/w504-h640/dividend+track+sheet.jpg" width="504" /></a></div><br /><p style="text-align: justify;">The next table shows the total amount of dividends received so far in 2021. In February, I have received $104 which is the highest so far in this part of the quarter.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhq1c02vvP3leU4Op1Udup1KcuMpd3O5mcj6ogFcKw5gYqVHfUXszqrHkIlbEurOLHEwdEmEeh8pCBOoLqIOsvPi0VBZvjkdxGEsouZpc-x6HyZNY1Zd6SdC2zhkbEjCnreSO5C0InCEW8/s1470/dividend+table+2021.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1248" data-original-width="1470" height="544" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhq1c02vvP3leU4Op1Udup1KcuMpd3O5mcj6ogFcKw5gYqVHfUXszqrHkIlbEurOLHEwdEmEeh8pCBOoLqIOsvPi0VBZvjkdxGEsouZpc-x6HyZNY1Zd6SdC2zhkbEjCnreSO5C0InCEW8/w640-h544/dividend+table+2021.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The next table shows my dividend growth performance in the year 2021. last year, none of my holdings cut their dividends. </p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicqePU3qcAElLVlIfPVzWp4qTDMuPrTt7qkPg2cmCqOg0ROACV_8O8A0qFwhwag4R7qkkq53g3Z_X38e14OP65TflKFQH3Xu4Y1ktUj0KZlkNYiBt4vDxOw_9NjeaPSyC2L7YdIaPmAcg/s1470/dividend+growth+table.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1368" data-original-width="1470" height="596" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicqePU3qcAElLVlIfPVzWp4qTDMuPrTt7qkPg2cmCqOg0ROACV_8O8A0qFwhwag4R7qkkq53g3Z_X38e14OP65TflKFQH3Xu4Y1ktUj0KZlkNYiBt4vDxOw_9NjeaPSyC2L7YdIaPmAcg/w640-h596/dividend+growth+table.jpg" width="640" /></a></div><br /> <p></p> <p></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-29098305454936715922021-02-14T17:45:00.002-08:002021-02-14T17:45:25.219-08:00Stocks that will give you peace in your retirement<p style="text-align: center;"><b><u><span style="font-size: medium;"> <span> Portfolio Update - January 2021</span></span></u></b></p><p style="text-align: center;"><span><br /></span></p><p style="text-align: justify;"><span>Today I am going to share the status of my portfolio at the end of January 2021. My plan is to gradually invest in the stocks that pay dividends and increase the dividends in every year. Investing in dividend stocks is kind of boring but it will help your wealth grow effectively with time with less risk compared to non-dividend paying stocks. They perform good when the market foes to bear mode. Because I am young so I have decide to invest 20% of my invest into aggressive stocks and in the cryptos. I invest a small portion in non-dividend paying stocks like Amazon (AMZN), Google (GOOG), Tesla (TSLA) etc. I also invest a small percentage in the cryptos. I mostly invest in Bitcoin and Ehteruem. Other notable cryptos that I am invested in is Binance Coin (BNB), Chainlink (LINK), Crypto.com (CRO), and VeChain (VET). </span>Recently I have sold some of the cryptos to take profit. Currently I am only buying USDC. These risky positions will help me to build my wealth faster than the dividend paying stocks considering my age. When I will be close to my retirement I can sell these positions and will be able to buy a lot of dividend paying stocks for the retirement income. The table below shows my current portfolio distribution:</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhK02ES84hKE57cmyx9hVFS-dLTXZbuZ9Ze85krLJMhZMebgsKFLmtSkXAR05utgfXUoAChtDFnZ8I4D7CWsVuu4Q2OuoEXbaA2_i8gO7TcGJYnqBTq1Ov6ZP7XIRFS1PGgWXo2wJXozWA/s1768/portfolio+table.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1768" data-original-width="736" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhK02ES84hKE57cmyx9hVFS-dLTXZbuZ9Ze85krLJMhZMebgsKFLmtSkXAR05utgfXUoAChtDFnZ8I4D7CWsVuu4Q2OuoEXbaA2_i8gO7TcGJYnqBTq1Ov6ZP7XIRFS1PGgWXo2wJXozWA/w266-h640/portfolio+table.jpg" width="266" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">The following pie chart also shows my portfolio and you can see that currently Apple (AAPL) is my largest holding followed by Vanguard High Yield (VYM), The Home Depot (HD). The two ETFs that I am holding they are actually from my retirement fund. </div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgz0aQTVDdgu5BIhhtgSDZ8L4JqTeoDtXoNN3K-Qe3ZM12-SOsclrJKVe3GsHGAu0dLVACPfK9mH3XPB2kBqQDqW_1LeWGzqOqkh8Ge0WbROvkEHrbO-vz7okwRbt7Skn9Uf55ARKkFETo/s1712/portfolio+pie+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1058" data-original-width="1712" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgz0aQTVDdgu5BIhhtgSDZ8L4JqTeoDtXoNN3K-Qe3ZM12-SOsclrJKVe3GsHGAu0dLVACPfK9mH3XPB2kBqQDqW_1LeWGzqOqkh8Ge0WbROvkEHrbO-vz7okwRbt7Skn9Uf55ARKkFETo/w640-h396/portfolio+pie+chart.jpg" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;">The sector distribution of my portfolio is shown in the following pie chart. I have selected the sectors based on Yahoo Finance. Currently my highest percentage of portfolio are in the tech sector as they are performing superbly for the last few years. My next two largest holdings are in the healthcare and ETFs. </div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjP4RH6hyphenhyphenKqoggQzQmtcnEjgir3Ys0vrZHES2SyCHMvJ4fu3LVp9zi-yZjsEccO3iR92Z6LPLBgC8Ou0vPWzF4jQA-BpeBJr_AF8dJZzOfHn6MnOuzVx3QncCdcute_QqeuhDB_T6S66I4/s1638/div+sector+pie+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1012" data-original-width="1638" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjP4RH6hyphenhyphenKqoggQzQmtcnEjgir3Ys0vrZHES2SyCHMvJ4fu3LVp9zi-yZjsEccO3iR92Z6LPLBgC8Ou0vPWzF4jQA-BpeBJr_AF8dJZzOfHn6MnOuzVx3QncCdcute_QqeuhDB_T6S66I4/w640-h396/div+sector+pie+chart.jpg" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;"><br /></div>The following tree-map shows the sectors that I am holding the most and also the shares under each sector. I like the tree-maps as it helps to understand the portfolio much better. I am holding the most in the tech sector followed by the healthcare.<div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjX3n-w_C6Am7tR6G8FnKsllKayAJGa8653aZa7pyLN3G0Yq8sv2Fpz8fhJ3blRWCrV0k_5faqkSKXI8JibBkZRVsXr-TVL1ThqXyzvhw5g7AmVAxS0FWDZ9EA7tu8HOKeQ3jXg9a0hHVM/s2048/portfolio+tree.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1335" data-original-width="2048" height="418" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjX3n-w_C6Am7tR6G8FnKsllKayAJGa8653aZa7pyLN3G0Yq8sv2Fpz8fhJ3blRWCrV0k_5faqkSKXI8JibBkZRVsXr-TVL1ThqXyzvhw5g7AmVAxS0FWDZ9EA7tu8HOKeQ3jXg9a0hHVM/w640-h418/portfolio+tree.jpg" width="640" /></a></div><br /><div>I also keep updated my portfolio in TipRanks where I can track my overall gain of my capital since I started to invest in 2017. So far my capital gain is 84.89% and my Sharpe ratio is 2.28. I am ranked among the top 15% of the total investor in the website.</div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgecq3ipQQDrqRwK3Wr-bmBgaV_-PDHH43AtZr24jKysanzmqH1AA9I8k1GAbrPnYpt7hcuyvgZWJXapDIbpjslv2XsahMEAYD7PE6TFvP2woSnhR06qeW8YoKLo1qBsZ__8-usQkn2mok/s764/tipranks+performance.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="764" data-original-width="674" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgecq3ipQQDrqRwK3Wr-bmBgaV_-PDHH43AtZr24jKysanzmqH1AA9I8k1GAbrPnYpt7hcuyvgZWJXapDIbpjslv2XsahMEAYD7PE6TFvP2woSnhR06qeW8YoKLo1qBsZ__8-usQkn2mok/w564-h640/tipranks+performance.jpg" width="564" /></a></div><br /><div>My 12 month return (TTM) is 13.29% and the last 6 months return is 11.99%. I am investing for longer term. I have no intention to sell them unless if I need for any emergency.</div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6VUZDUIGRTP4uhvEQPz64BYm7Uiv0KOHWGZjOVHbaxuNp8LWQhk8qVUe4hRtJfqCeXU5xBvsw1Z1BCP_JdToqNaxrsakZVRW46Xf2VRCktcUG117HQwlRBJ7hdjBS3yOvLkte6PR6_8k/s652/portfoliogain.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="280" data-original-width="652" height="274" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6VUZDUIGRTP4uhvEQPz64BYm7Uiv0KOHWGZjOVHbaxuNp8LWQhk8qVUe4hRtJfqCeXU5xBvsw1Z1BCP_JdToqNaxrsakZVRW46Xf2VRCktcUG117HQwlRBJ7hdjBS3yOvLkte6PR6_8k/w640-h274/portfoliogain.jpg" width="640" /></a></div><br /><div>The table below shows the dividends that I have received in January 2021. I have received only $23 because I have sold a good number of stocks to purchase my first home. However, I have purchased KMB, MRK, and PPL recently. So my income at this period of the quarter will increase. </div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5K8Au4sB_K4EhWBrH2udJAuryV3BV_rQfZXhMGHyPWZiyNx0YEJrNSTwgAtOlyKC8uE956s1xluc_7UbLx-Zwthg-X-t74xn4j1QPX_boTmAHCS4XRzQE5cveK1eosfKjRzmBsPDrpyM/s1100/monthly+divies.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1100" data-original-width="328" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5K8Au4sB_K4EhWBrH2udJAuryV3BV_rQfZXhMGHyPWZiyNx0YEJrNSTwgAtOlyKC8uE956s1xluc_7UbLx-Zwthg-X-t74xn4j1QPX_boTmAHCS4XRzQE5cveK1eosfKjRzmBsPDrpyM/w190-h640/monthly+divies.jpg" width="190" /></a></div><br /><div>On average I am currently earning around $110 monthly in dividends totaling $1329 a year. If I continue to invest regularly then it will keep growing and the companies will keep increasing their dividends every year. This will compound the income and after few years I will start to see snowball effect. This is the magic of investing in dividend paying stocks.</div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9Wxo8Ex8-yJPrCCO0T3WGevuhGUX5K5AD2E1-3H_uxVlLJ6y19DJpEDtVvlrfG5TnPqfm_AfB-d9nz-QjZlTb-NEhQ4cIZciZpPN6TyeTBP2hESfDvz8Q-IzV7piLsnrvS_VRwfZx8VU/s1876/projected+div+bar+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1132" data-original-width="1876" height="386" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9Wxo8Ex8-yJPrCCO0T3WGevuhGUX5K5AD2E1-3H_uxVlLJ6y19DJpEDtVvlrfG5TnPqfm_AfB-d9nz-QjZlTb-NEhQ4cIZciZpPN6TyeTBP2hESfDvz8Q-IzV7piLsnrvS_VRwfZx8VU/w640-h386/projected+div+bar+chart.jpg" width="640" /></a></div><br /><div>The following table shows the detailed performance of my portfolio. The current price in the table is based on the price on January 31st 2021. In the table, I have shared my current positions, annual income through dividends, total received dividends from each company so far, cost basis, YOC, current yield, and finally the total gain or loss including the dividend income. My top 5 performers in terms of gain are AAPL (216%), MSFT (179%), MA (114%), CAT (86%), and STOR (85%). I am only loosing in CVX (-1.84%) and recently purchased C (-3.37%). The total gain of my current holdings are 48%. </div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVBBLmV723ERJoiv5UyrRk739ihZr_bJQOowxw18oYn0SAikfNfj9YK8hq00FKx-eCZJUjxzZrSCyc3dlQ27IEIVJ28tHNASTXbHHVOJ_hVEw7dWNlg20sST3jw4rs7a1Ow59rIkk_0Cg/s1426/blog+portfolio.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1426" data-original-width="1274" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVBBLmV723ERJoiv5UyrRk739ihZr_bJQOowxw18oYn0SAikfNfj9YK8hq00FKx-eCZJUjxzZrSCyc3dlQ27IEIVJ28tHNASTXbHHVOJ_hVEw7dWNlg20sST3jw4rs7a1Ow59rIkk_0Cg/w572-h640/blog+portfolio.jpg" width="572" /></a></div><br /><div>The following tree-map shows my gains in every sector under each stock. I have a huge gain in the tech, consumer, industrial, and financial sectors. In the tech I have big gain in AAPL and MSFT. In the consumer sector I have gain mostly in SBUX and HD. In the industrial sector I have big gain in CAT stock. I am also gaining a lot in MA, V, STOR, and PG.</div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6KrQtUzvZahajPgMmylZRb-MBl3IHxujtUmq9ZWBM9auudTJow43JqEGKUBUlrDSIsoPCP8Et5o6LBnBWIRuErLutnUWq7FOB_g4RuNMJzCAH28_zljH1QdAQDByDvO9YDTcYv73nys8/s2048/portfolio+gain.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1270" data-original-width="2048" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6KrQtUzvZahajPgMmylZRb-MBl3IHxujtUmq9ZWBM9auudTJow43JqEGKUBUlrDSIsoPCP8Et5o6LBnBWIRuErLutnUWq7FOB_g4RuNMJzCAH28_zljH1QdAQDByDvO9YDTcYv73nys8/w640-h396/portfolio+gain.jpg" width="640" /></a></div><br /><div><br /><p style="text-align: justify;"><br /></p></div>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0tag:blogger.com,1999:blog-6960012754146784087.post-55302176878564361372021-02-06T18:58:00.004-08:002021-02-06T18:58:49.945-08:00Monthly Dividend Update - January 2021<p style="text-align: center;"> Monthly Dividend Update - January 2021</p><p style="text-align: center;"><br /></p><p style="text-align: justify;">Hey guys, today I am sharing with you my dividend status of my portfolio at the end of January 2021. In January, I was very active in buying stocks. I have initiated my positions in General Mills (GIS), Hormel Foods (HRL), and Citi Bank (C). I have also purchased Kimberley Clark (KMB) and PPL Corp (PPL) stocks in my portfolio. I have also purchased Vanguard High Yield (VYM) in my retirement portfolio. As I have written in my previous blogs that I invest 80% in dividend paying stocks, 10% in non-dividend paying stocks, and the rest 10% in the Cryptos. At this current condition, I am not adding any cryptos. I am investing that money into non-dividend paying stocks. The table below shows the dividends that I received in January 2021. This month my income was too little as I sold a good number of stocks to get cash to buy my first home. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG4DTfUIMcZEHXVw_zZ7q8L_gZGlt4NOBVB2Qh21vnY3Uqp-LNzvVcJmJMeW-byhAdfwMEWm1dx4pIUSDK_VdiUz2_SRlkC1ZYfXJSALlChookNUoTGS_zZwyQvR_CAs7-KKBdK9l1uEc/s1100/monthly+divies.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1100" data-original-width="328" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgG4DTfUIMcZEHXVw_zZ7q8L_gZGlt4NOBVB2Qh21vnY3Uqp-LNzvVcJmJMeW-byhAdfwMEWm1dx4pIUSDK_VdiUz2_SRlkC1ZYfXJSALlChookNUoTGS_zZwyQvR_CAs7-KKBdK9l1uEc/w190-h640/monthly+divies.jpg" width="190" /></a></div><br /><p style="text-align: justify;">The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing and hold in these great companies my income will continue to grow with time. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiug5mlha4i45rQGIZItMxm3VL9kLEhgPb6LNOZHMBX6tqYs3m0w7Uf_hVtkY29v7J01h8REq-vEOQmUhdNdRCiuSD990COxyD_tbNyIjcQOVl_1wndcZzGGj3lAH6t-UnMNsa4qsF_QC0/s1660/monthly+dividend+bar+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1008" data-original-width="1660" height="388" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiug5mlha4i45rQGIZItMxm3VL9kLEhgPb6LNOZHMBX6tqYs3m0w7Uf_hVtkY29v7J01h8REq-vEOQmUhdNdRCiuSD990COxyD_tbNyIjcQOVl_1wndcZzGGj3lAH6t-UnMNsa4qsF_QC0/w640-h388/monthly+dividend+bar+chart.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The following chart compares my monthly dividends on a yearly basis. In the last month, I have received only $23 while last year in the same month I received around $60. It dropped significantly because I sold some of my major holdings such as JP Morgan (JPM), Medical Properties (MPW), and PPL Corporation (PPL).</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9ihcplKX0XBessF8_UDJXNI3PRF-786mXdOqtxqR6Ynh8FzvmfUHCum7ucmQ9ffuLcxfLioHdee2gr2yirsZlJtXhaySY6-1SaHgo7ttXiBGnwKHSTSoiApLc-a_1D1K2sMN396mWLI0/s1786/monthly+dividend+comparison.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1106" data-original-width="1786" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9ihcplKX0XBessF8_UDJXNI3PRF-786mXdOqtxqR6Ynh8FzvmfUHCum7ucmQ9ffuLcxfLioHdee2gr2yirsZlJtXhaySY6-1SaHgo7ttXiBGnwKHSTSoiApLc-a_1D1K2sMN396mWLI0/w640-h396/monthly+dividend+comparison.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjy54-AaqofbMJiQChdCflQOuF_djdnhFPYwsXRTxMLRfQ1qQYbAHZL4WR8EGsAX6vVJJjdVLqPvEp1Lm4Ifkp5agUYC55LbywjIWPzlLaGe7LJXc1RmW6X4DOHbNOM5FpjdAyHmJf-9lY/s1474/quarterely+dividend+comparison.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="908" data-original-width="1474" height="394" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjy54-AaqofbMJiQChdCflQOuF_djdnhFPYwsXRTxMLRfQ1qQYbAHZL4WR8EGsAX6vVJJjdVLqPvEp1Lm4Ifkp5agUYC55LbywjIWPzlLaGe7LJXc1RmW6X4DOHbNOM5FpjdAyHmJf-9lY/w640-h394/quarterely+dividend+comparison.jpg" width="640" /></a></div><br /><p style="text-align: justify;">On yield basis, the current yield of my overall portfolio is 2.68% however, my yield on cost (YOC) is 3.82%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcQQ7d3tNYiIofrZhgouHH5h86gFxL-yOVqBunmnyM6hFQ6rqWmJeZTozZnPc3m8htlUFGr0H6CX8x7jICKGTgXhXZC5lYs3ICLhDQm2mDZAWMex56wZmn8swgr8DrNwqiSiOw01PmRnk/s1076/YOC+Yield.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="724" data-original-width="1076" height="430" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcQQ7d3tNYiIofrZhgouHH5h86gFxL-yOVqBunmnyM6hFQ6rqWmJeZTozZnPc3m8htlUFGr0H6CX8x7jICKGTgXhXZC5lYs3ICLhDQm2mDZAWMex56wZmn8swgr8DrNwqiSiOw01PmRnk/w640-h430/YOC+Yield.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The following figure shows the YOC and current yield comparison with time. My YOC is gradually increasing with time while the current yield fluctuated in the same range which depends on the market condition. On the other hand the YOC increases with time because most of the companies increase their dividends yearly and it does not fluctuate with the market condition.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhlkG61PFHbo-QvIvJQfDXcwnNjgYh2PR8PZcDKk5k1MSNiic83u8dGHrXARjOtNNt5uVL1uitEtKtwDi_5HL_TVw73R2xSK6FkSyU0VR22ZmoT_7udA2IaY-f6YRZy7_ipFSOy-FuOCrM/s1898/yield+growth.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1144" data-original-width="1898" height="386" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhlkG61PFHbo-QvIvJQfDXcwnNjgYh2PR8PZcDKk5k1MSNiic83u8dGHrXARjOtNNt5uVL1uitEtKtwDi_5HL_TVw73R2xSK6FkSyU0VR22ZmoT_7udA2IaY-f6YRZy7_ipFSOy-FuOCrM/w640-h386/yield+growth.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0sUn_OePIyrZ-PQWOg1GyihC80gGa5FLtDtcDlNLsaw9I58kzcXU0YjtUejiqR3i1xmFki6dAW5ZwfkR397ANYIdxSMcEp6HK17M-mTI5Uig2BrT9JllD0aWbZCDkBoEAldYMpmtzIz8/s1876/projected+div+bar+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1132" data-original-width="1876" height="386" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0sUn_OePIyrZ-PQWOg1GyihC80gGa5FLtDtcDlNLsaw9I58kzcXU0YjtUejiqR3i1xmFki6dAW5ZwfkR397ANYIdxSMcEp6HK17M-mTI5Uig2BrT9JllD0aWbZCDkBoEAldYMpmtzIz8/w640-h386/projected+div+bar+chart.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), Johnson & Johnson (JNJ), and Home Depot (HD) etc. They are the 40% of my total dividend incomes. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcQ_W8s_HlhEN7mlZ-wIfTPuco5JwCq47IvZvKd5msjQN2xuu6DlETMyRpk2s0MRxPbMHw_01siZbJtwgE34yfqoGIjR9No5vm_uIJFPwML0kox4x_-jBKr3kki9JscfDuLyoTUI-Y5MU/s1692/div+source+pie+chart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1044" data-original-width="1692" height="394" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcQ_W8s_HlhEN7mlZ-wIfTPuco5JwCq47IvZvKd5msjQN2xuu6DlETMyRpk2s0MRxPbMHw_01siZbJtwgE34yfqoGIjR9No5vm_uIJFPwML0kox4x_-jBKr3kki9JscfDuLyoTUI-Y5MU/w640-h394/div+source+pie+chart.jpg" width="640" /></a></div><br /><p style="text-align: justify;"><b>Dividend Source in the table format:</b></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf5Pu3IL2HiVKvcJhWw1Ns32auvFhYiC0TxAB-QSDH1oHa3TsUhGlt5jm6h3e7WdHyX_whRF8fnMxBqB-bdzKakf2zDtZ1zvmRfjPsdWG1OGggPxdnZsBcaoKj2TM8veyEvEBk4IZpdQE/s1760/div+source+table.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1760" data-original-width="1038" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjf5Pu3IL2HiVKvcJhWw1Ns32auvFhYiC0TxAB-QSDH1oHa3TsUhGlt5jm6h3e7WdHyX_whRF8fnMxBqB-bdzKakf2zDtZ1zvmRfjPsdWG1OGggPxdnZsBcaoKj2TM8veyEvEBk4IZpdQE/w378-h640/div+source+table.jpg" width="378" /></a></div><br /><p style="text-align: justify;">The following tree map shows the percentage of dividends that I am receiving from the individual stocks and also compares between the sectors. It helps me to understand which sectors are paying me the most in dividends. The map shows that I am getting the highest amount of dividends from the health sectors followed by the consumer defensive, ETFs and consumer cyclical.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicRAiGwyNWBjYWV_LhGAq_h5nCUc0STAPP5ChhRYKX9D7NCmCJuNxlLutgU561MxzoQ3GVk-sYSJTvM1hEWZNuQzDUI6zP9U_HAKG0IHSdveVtQlCEsAkb6MkoH9JGPv297ddnnu-0psw/s2048/div+source+tree.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1345" data-original-width="2048" height="420" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicRAiGwyNWBjYWV_LhGAq_h5nCUc0STAPP5ChhRYKX9D7NCmCJuNxlLutgU561MxzoQ3GVk-sYSJTvM1hEWZNuQzDUI6zP9U_HAKG0IHSdveVtQlCEsAkb6MkoH9JGPv297ddnnu-0psw/w640-h420/div+source+tree.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQr1Dz4h5EAjmtl6iXwBWPzysw-n3m0GzfI1vfFspzl4wk6UzAS8NO2pOctGZk7VqCAIx5INcopPOk0XdQyVzIjhVjn2GE9EFCvKFFBgmpZdqDW3vra69VWZHIkNY6yF_OXj2jDggM5BM/s1824/dividend+track+sheet.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1824" data-original-width="1408" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQr1Dz4h5EAjmtl6iXwBWPzysw-n3m0GzfI1vfFspzl4wk6UzAS8NO2pOctGZk7VqCAIx5INcopPOk0XdQyVzIjhVjn2GE9EFCvKFFBgmpZdqDW3vra69VWZHIkNY6yF_OXj2jDggM5BM/w494-h640/dividend+track+sheet.jpg" width="494" /></a></div><br /><p style="text-align: justify;">The next table shows the total amount of dividends received so far in 2021. In January, I have received a small amount of dividends but in the next cycle I will receive more dividends because I invested in KMB and PPL.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi48L0GH4TYRJGvpNLWYvaVKFFiVGQxJ4db2ptBrxUgDo-W5j5EQfcByR3xI3UdYB6zf6zrZkBGG5MwCkrUHPUT5pqwrnR28OfURiNwa5wkndH8UaruVcknU4lnzlz-bGlrED8T-uVB9qM/s1468/2021+divs.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1254" data-original-width="1468" height="546" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi48L0GH4TYRJGvpNLWYvaVKFFiVGQxJ4db2ptBrxUgDo-W5j5EQfcByR3xI3UdYB6zf6zrZkBGG5MwCkrUHPUT5pqwrnR28OfURiNwa5wkndH8UaruVcknU4lnzlz-bGlrED8T-uVB9qM/w640-h546/2021+divs.jpg" width="640" /></a></div><br /><p style="text-align: justify;">The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings cut their dividends. Only 4 of them did not raise their dividends other than that all of them raised dividends. </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrGgNY-EJlb-Z9PHbF81JVYPsbQJgpQuzJXt9-Woft7f5Lj5TbbUWAB3j13vgYj7yda6Ow9HCdCyqCxIK6AZT2tFr4uDstrGNlNg7_xc2f17x_T5TB_4RVg6hRj5g8zrUgG7W9aBzCk68/s1468/div+raaise.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1196" data-original-width="1468" height="522" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrGgNY-EJlb-Z9PHbF81JVYPsbQJgpQuzJXt9-Woft7f5Lj5TbbUWAB3j13vgYj7yda6Ow9HCdCyqCxIK6AZT2tFr4uDstrGNlNg7_xc2f17x_T5TB_4RVg6hRj5g8zrUgG7W9aBzCk68/w640-h522/div+raaise.jpg" width="640" /></a></div><br /><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p>Matt's Investing Journeyhttp://www.blogger.com/profile/02760613842648754700noreply@blogger.com0