Monthly Dividend Update - July 2020

 Monthly Dividend Update - July 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of July 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. I am not investing to retire early that's why I am investing only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however, I also invest a very small percent paying stocks such as GOOGL, AMZN, TSLA, FB, etc. I also invest in cryptocurrencies mostly Bitcoin and Ethereum. So monthly, 80% of my investment goes to dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in cryptos. All of my investments are for the long term. I don't sell stocks that often. In July, I did not purchase any stocks. I think there will be a drop in the market soon as the election is coming. So its better to pile up cash. I have received only $38 in dividends. The amount dropped due to the selling of my entire JPMorgan (JPM) stocks. JPM is a great stock to hold for longer time but I am thinking its not a good time to hold bank stocks. This month I have received dividends mostly from PPL Corp (PPL), Coca-Cola (KO), and Legget & Platt (LEG). I am currently doing DRIP to all of my positions except for NAT stocks.

    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.

    The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $38 while in the same month in 2019 I received $48. My income dropped in this part of the quarter because I have sold my positions in JPM, IRM, and MPW stocks.  

    

    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter. This year it may decrease as I have sold some stocks such as my bank and REIT positions such as BAC, JPM, MPW, and IRM. The companies have started to report their Q2 earnings and the reports are not quite good. However, the market is continuing its bull run resulting very high PE and Payout Ratios. I am expecting a market correction then I will invest a good amount of money in the market.

    On a yield basis, the current yield of my overall portfolio is 2.94% and my yield on cost (YOC) is 4.04%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, the YOC will only keep going up unless any company cut their dividends. 

    From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.

    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.

    The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t (T), and 3M (MMM). They are the source of almost 30% of my total dividend income. I have to diversify my position that's why I will not add any more stocks into these three companies. 

    The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial sector and consumer cyclical.

    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    The next table shows the total amount of dividends received in 2020 from my stocks positions. In July I have received $38 and so far in 2020, I have received $617 in dividends.

    The next table shows my dividend growth performance in the year. Out of my 34 stocks 18 of them increased dividends, 4 of them did not raise any dividends, and only BP cut their dividends by half. They raised the dividends in Match however, due to the pandemic they are forced to cut the dividend to half.

Monthly Dividend update June 2020

Monthly Dividend update June 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of June 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. I am not investing to retire early that's why I am saving monthly only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however I also invest a very small percent in non-dividend paying stocks such as GOOGL, AMZN, TSLA, and FB and also in cryptocurrencies. I invest 80% in dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in the crypto. All of my investments are in the long run. I don't sell stocks that often. In June, I have received $133.99 in dividends. Out of 35 stocks in my portfolio, 17 of them pay dividends in this part of the quarter. The highest amount of dividend I received from 3M (MMM), then followed by The Home Depot (HD), and Johnson & Johnson (JNJ). The following table summarizes the total amount of dividends that I received in June 2020. I am currently dripping 95% of my stocks except for NAT stocks.

        

Jun , 2020
HD	$15.00
JNJ	$15.15
PFE	$13.30
HON	$7.20
KHC	$10.00
EMR	$7.04
MCD	$12.54
MSFT	$5.61
D	$4.93
MMM	$23.57
PEP	$3.07
V	$1.50
SO	$3.20
CVX	$5.29
O	$1.88
DUK	$2.84
XOM	$1.87
	$133.99

           

    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.

            The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $133.99 while in the same month in 2019 I received $83. My YOY growth is 60%.

    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter. This year it may decrease as I have sold some stocks such as my bank stocks (JPM and BAC). Currently, I am holding cash because I am thinking the market is overpriced compared to the current economic conditions. The current PE and payout ratio is kind of meaningless as many companies are struggling in the current situation to survive and in my opinion, the PE and payout ratios will significantly increase when the companies will start to report their Q2 earnings from July 2020. 

    On a yield basis, the current yield of my overall portfolio is 3.13% and my Yield on Cost (YOC) is 4.05%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, this YOC will only keep going up unless any company cut their dividends.

From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.

    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.

The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbv(ABBV), at&t (T), and 3M (MMM). They are covering almost 30 % of my total dividend income. I have to diversify my position that's why I will not add any more stocks from these 3 companies. I will look to add more stocks of The HomeDepot (HD) and Johnson & Johnson (JNJ).

    

 

The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial sector and consumer cyclical.

The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    

        The next table shows the total amount of dividends received in 2020 from my stocks positions. 

In June I have received $133.99 and so far in 2020, my income is $577.

 

The next table shows my dividend growth performance in the year. Out of my 35 stocks, 21 of them already increased their dividends this year. No dividend cut so far. However, The Kraft & Heinz (KHC) and Exxon Mobil (XOM) did not raise their dividends.

Monthly Dividend Update May 2020

Monthly Dividend Update May 2020

Hello everyone, today I am sharing my updated dividend growth portfolio at the end of May 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades. Using the spreadsheet, I will always be updated on my investment's past performance. I am saving 10% of my monthly salary for investing. I invest 80% of that to only dividend growth stocks, 10% to only non-dividend paying stocks such as Amazon, Google, Facebook, Tesla, etc. The rest 10% I invest in cryptos mainly in Bitcoin and Etherreum. I also buy very small percentages of XTZ and CHAINLINK. I don't sell stocks that often. I am invested in the longer term. In May, I have received $91 in dividends. I do DRIP of my positions. My top two dividend-paying stocks pay dividends at this part of the quarter. I have received $29 from ABBV and $25 from T. Other stocks that paid me good amounts of dividends are from AAPL and BMY. Recently I have added Caterpillar (CAT) and Starbux (SBUX). So in the future, I will receive dividends from these two companies.

The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing to these stocks, my income will only grow with time.

The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $91while in the same month in 2019 I received $73. My YOY growth is 24%. 

The next chart shows the total amount of dividends received on a quarterly basis. My previous two years had seen an increase in dividends every quarter. This year it may decrease because I have sold some stocks and holding cash because of the uncertainty going on in the world. In Q1, I have seen a 24$ YOY increase on a quarterly basis. However, in Q2 my income will drop because I have sold a good number of high dividend-paying stocks. 

On a yield basis, the current yield of my overall portfolio is 3.07% while my yield on cost (YOC) is 3.92%.  With time my YOC will only increase because most of the stocks that I own increase their dividends each year.

The chart below shows the YOC and current yield of my portfolio with time. You can see from the chart that my YOC is going up with time 

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividends paying stocks it will only grow with time.

The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t(T), and 3M (MMM). They are covering almost 30% of my total dividend source. So I have to diversify my positions that's why I will not add any more stocks from these 3 companies. I will look to add more stocks of Home Depot (HD) and Johnson and Johnson (JNJ).

Name	Ticker	Top Div. Source	Annual Income
AbbVie Inc	ABBV	10.88%	$120.76
AT&T Inc	T	9.18%	$101.84
3M Corp	MMM	7.97%	$88.42
Johnson & Johnson	JNJ	5.46%	$60.60
The Home Depot Inc	HD	5.41%	$60.00
	Others	61.10%	$677.99
			$1,109.62

Portfolio Update - April 2020

Portfolio Update - April 2020

Today I am going to show my portfolio at the end of April 2020. My investment strategy is I monthly invest 10% of my salary and I invest 80% of that money in on ly dividend growth stocks, 10% non-dividend paying stocks, and 10% in cryptos. This month I did not invest to any stocks. I am holding cash right now to buy at a discount. In this month I have sold 5 JPM stocks @$91. The table below shows my current portfolio distribution

The following pie chart shows the same distribution and currently AAPL is my maximum holding followed by MMM, JNJ, and ABBV. In future I will slowly add JNJ, HD, and MSFT. 

The sector distribution of my portfolio is shown in the following pie chart. The sectors are based on Yahoo Finance. Currently, my highest position is in the health sector followed by technology and consumer cyclical. 

The following tree map shows the sector distributions and the stocks under each stocks. 

I always update my transaction in the tipranks website and the figure below compares my portfolio performance against the S&P 500. In most of the cases my portfolio beat the market.

The following table shows my growth of my portfolio since 2017 and the comparison with the Vanguard 500 Index. I plotted this figure from portfoliovisualizer. I am slightly beating the index. 

from portfoliovisualizer.

My performance as a portfolio manager is also not bad. At the end of April I was ranked 1658 out of 27341 investors in tipranks which is at the top 6%. My portfolio has gained 47% since I started to invest since August 2017. My sharpe ratio is 1.4 while the average ratio among the tipranks investors is 0.3. 

My 12 month returns (TTM) is 3.88% while the YTD return is -6.58% which is due to the volatility of the market. I am investing for longer term so I am not worried of this downturn. This is actually good time for me to invest.

The table below shows the dividends that I received in April 2020. I have done DRIP of all the dividends that I received. 

The following table shows the detailed performances of my portfolio. The current prices are based on April 30, 2020. In the chart, I have shared my current positions, annual income through dividends, total received dividends from each companies so far, cost basis, YOC, current yield, and finally the total gain or loss including the dividend income. My biggest gains so far is from MSFT then MA, V

The following treemap shows my gains in every sector under each stock. I have a huge gain in the tech sectors followed by financial and consumer defensive.

Monthly dividend update - January 2020

January 2020 - Monthly Dividend Update

In January 2020, I have received a total of $62.34 in dividends. The table below shows the amount of dividends that I have received from the companies. This part of the quarter I receive the least amount of dividends. My highest paying company is JP Morgan (JPM) stock then followed by Medical Properties (MPW). This month my YOY is only 13%. I have added a few stocks of PPL corp and added GAP Inc (GPS) for a short time. Because of the addition, my dividends increased from the last quarter. 

The following chart shows the dividends received monthly from my portfolio. The chart clearly indicates the growth of my monthly dividends with time.

The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $62.34 while in the same month in 2019 I received $54.7 which is 13% YOY growth in income through dividends.

The next chart shows the total amount of dividends received on a quarterly basis. My previous two years had seen an increase in dividends every quarter. This year I am also expecting a similar increase in dividends. 

On a yield basis, the current yield of my overall portfolio is 2.99% while my yield on cost (YOC) is 3.78%. For a dividend investor like me, YOC is an actual yield than the current yield. The current yield varies with the market condition. The bull market moves the yield lower and vice versa for the bear market. However, the YOC only increases with time if you invest in dividend growth stocks. If you only invest in these types of companies your YOC will only increase with time. 

My projected annual income in January 2020 is $1214.38. This month my dividend income increased by $40 in total. This is the first time my annual income crossed $1200 limit which was my first goal to earn $100 monthly from dividend income. That's a real passive income. I will keep investing every month and just imagine how much my monthly income will grow as time passes by.

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow. At the time of retirement, I don't need to rely only on my social security income.

The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from ABBV and T. I also invested in BP this month so my 3rd highest paying dividend stock is BP. I am planning to add more BP this month. I am also worried about the Kraft & Heinz (KHC) stock. They lowered their dividends last year and some analysts are saying that they will again lower the dividends. If they again decrease then my income will be lower. Its dividend safety score is only 29 so there is a high chance that they will cut their dividend again. So I am planning to make my position to less than half and will buy BP with that money. 

The following table shows the dividends that I received from my positions in each month. In January 20 I have received dividends from JPM, MPW, IRM, and PPL mostly. 

The next table shows the total dividends received in 2020 from my positions. So far this month I have received $62.34. This chart will help me to keep a record of my yearly income.

The next table shows my dividend growth performance in 2020. Out of my 33 stocks, 10 of them already increased their dividends. Bristol-Myers Squibb (BMY) and Chevron (CVX) increased their dividends 9.8 and 8.4% respectively compared to the last years 4 and 6% increase. ABBV, Mastercard (MA), and Comcast (CMCSA) also increase their dividends 10.3%, 21.2%, and 9.5% respectively.