My November 23 passive income

 Here is the list of passive income that I received on November 2023

Interest - $127.55 $TSLY - $62.84 $JEPI - $46.79 $ABBV - $43.42 $VZ - $23.75 $BMY - $15.95 $AAPL - $14.73 $O - $12.89 $PG - $10.24 $CAT - $4.05 $MA - $2.90 $FCX - $0.76 Total Income - $365.68

Monthly Dividend Update May 2020

Monthly Dividend Update May 2020

Hello everyone, today I am sharing my updated dividend growth portfolio at the end of May 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades. Using the spreadsheet, I will always be updated on my investment's past performance. I am saving 10% of my monthly salary for investing. I invest 80% of that to only dividend growth stocks, 10% to only non-dividend paying stocks such as Amazon, Google, Facebook, Tesla, etc. The rest 10% I invest in cryptos mainly in Bitcoin and Etherreum. I also buy very small percentages of XTZ and CHAINLINK. I don't sell stocks that often. I am invested in the longer term. In May, I have received $91 in dividends. I do DRIP of my positions. My top two dividend-paying stocks pay dividends at this part of the quarter. I have received $29 from ABBV and $25 from T. Other stocks that paid me good amounts of dividends are from AAPL and BMY. Recently I have added Caterpillar (CAT) and Starbux (SBUX). So in the future, I will receive dividends from these two companies.

The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing to these stocks, my income will only grow with time.

The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $91while in the same month in 2019 I received $73. My YOY growth is 24%. 

The next chart shows the total amount of dividends received on a quarterly basis. My previous two years had seen an increase in dividends every quarter. This year it may decrease because I have sold some stocks and holding cash because of the uncertainty going on in the world. In Q1, I have seen a 24$ YOY increase on a quarterly basis. However, in Q2 my income will drop because I have sold a good number of high dividend-paying stocks. 

On a yield basis, the current yield of my overall portfolio is 3.07% while my yield on cost (YOC) is 3.92%.  With time my YOC will only increase because most of the stocks that I own increase their dividends each year.

The chart below shows the YOC and current yield of my portfolio with time. You can see from the chart that my YOC is going up with time 

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividends paying stocks it will only grow with time.

The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t(T), and 3M (MMM). They are covering almost 30% of my total dividend source. So I have to diversify my positions that's why I will not add any more stocks from these 3 companies. I will look to add more stocks of Home Depot (HD) and Johnson and Johnson (JNJ).

Name	Ticker	Top Div. Source	Annual Income
AbbVie Inc	ABBV	10.88%	$120.76
AT&T Inc	T	9.18%	$101.84
3M Corp	MMM	7.97%	$88.42
Johnson & Johnson	JNJ	5.46%	$60.60
The Home Depot Inc	HD	5.41%	$60.00
	Others	61.10%	$677.99
			$1,109.62

Portfolio Update - April 2020

Portfolio Update - April 2020

Today I am going to show my portfolio at the end of April 2020. My investment strategy is I monthly invest 10% of my salary and I invest 80% of that money in on ly dividend growth stocks, 10% non-dividend paying stocks, and 10% in cryptos. This month I did not invest to any stocks. I am holding cash right now to buy at a discount. In this month I have sold 5 JPM stocks @$91. The table below shows my current portfolio distribution

The following pie chart shows the same distribution and currently AAPL is my maximum holding followed by MMM, JNJ, and ABBV. In future I will slowly add JNJ, HD, and MSFT. 

The sector distribution of my portfolio is shown in the following pie chart. The sectors are based on Yahoo Finance. Currently, my highest position is in the health sector followed by technology and consumer cyclical. 

The following tree map shows the sector distributions and the stocks under each stocks. 

I always update my transaction in the tipranks website and the figure below compares my portfolio performance against the S&P 500. In most of the cases my portfolio beat the market.

The following table shows my growth of my portfolio since 2017 and the comparison with the Vanguard 500 Index. I plotted this figure from portfoliovisualizer. I am slightly beating the index. 

from portfoliovisualizer.

My performance as a portfolio manager is also not bad. At the end of April I was ranked 1658 out of 27341 investors in tipranks which is at the top 6%. My portfolio has gained 47% since I started to invest since August 2017. My sharpe ratio is 1.4 while the average ratio among the tipranks investors is 0.3. 

My 12 month returns (TTM) is 3.88% while the YTD return is -6.58% which is due to the volatility of the market. I am investing for longer term so I am not worried of this downturn. This is actually good time for me to invest.

The table below shows the dividends that I received in April 2020. I have done DRIP of all the dividends that I received. 

The following table shows the detailed performances of my portfolio. The current prices are based on April 30, 2020. In the chart, I have shared my current positions, annual income through dividends, total received dividends from each companies so far, cost basis, YOC, current yield, and finally the total gain or loss including the dividend income. My biggest gains so far is from MSFT then MA, V

The following treemap shows my gains in every sector under each stock. I have a huge gain in the tech sectors followed by financial and consumer defensive.

Monthly Dividend Update - April 2020

April 2020 - Monthly Dividend Update

Hello everyone, today I am sharing my updated dividend growth portfolio at the end of April. I always keep track of my investing portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades. Using the spreadsheets, I will always be updated of my investments past performance. I am saving 10% of my monthly salary for investing. I invest 80% of that salary to dividend growth stocks, 10% to non-dividend paying stocks such as Google, Amazon, Facebook, Tesla etc. The rest 10% I invest in cryptos mainly Bitcoin and Ethereum. This part of the quarter is the lowest income in dividends compared to the other months. I have trimmed my position in Jp Morgan Chase (JPM) in April. That is the reason my income in this part of the quarter dropped. 

 

The following chart shows the dividends receievd monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing to these stocks, my income will only grow with time.

Monthly dividends received since June 2017

The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $54.36 while in the same month in 2019 I received  $75 which is a sharp drop compared to the last year. I have sold some high yield dividend paying stocks that I was owning at this time last year. I have sold all of my positions in AGNC and NLY. They were paying high yields and I have decided to sell all of them.

Comparison of Monthly dividends received in each year

The next chart shows the total amount of dividends received on a quarterly basis. My previous two years had seen an increase in dividends every quarter. this year I am not so sure. Some of my holdings may cut their dividends partially and completely. So this year is going to show a lots of uncertainty. In Q1, I have seen a 24% YOY increase on a quarterly basis. However, in Q2 my income will drop because I have sold bank and energy stocks and also some of my holdings may cut dividends. 

Dividend Income on a Quarterly Basis

On a yield basis, the current yield of my overall portfolio is 3.11% while my yield on cost (YOC) is 3.82%. My YOC dropped a little because I have sold my entire position in BP and partially in JPM.

YOC vs. current yield with time

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividends-paying stocks it will only grow with time.

The chart and table below summarize my dividend distribution in the portfolio. The most percetages of dividends I am receiving are from Abbvie (ABBV), At&t(T), and 3M (MMM). They are covering almost 30% of my total dividend income. I have to diversify my positions that's why I will not add any more stocks from these 3 companies. I will look to add more stocks of Home Depot(HD) and Johnson & johnson (JNJ). 

The following tree map shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the healthsector followed by the industrial sector and consumer cyclical.

The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

The next table shows the total amount of dividends received in 2020  from my stock positions. In April, I have received $54 and this chart will also help me to keep a record of my yearly income.

The next table shows my dividend growth performance in 2020. Out of my 36 stocks, 20 of them already increased their dividends this year while only 1 stocks (Volkswagen) suspended their dividends and The Kraft and Heinz (KHC) and Exxon Mobil (XOM) did not raise the dividends but maintaining the same amount of dividends. I cannot tell if all the companies will be able to keep their dividends safe. Last month Apple (AAPL) and Johnson and Johnson (JNJ) increased 6.5% and 6.3% dividends respectively.

My way of finding the buying opportunity of a stock during the Bear market

Finding the entry point of buying stock during the Bear market

The market is at the bear market as it fell more than 30% in March. I have created a list that contains all of my stocks in my portfolio and some other stocks which are on my watch list for quite a long time. I have made a price comparison chart of all those stocks which compares how much the price drops from their 52 weeks high. I have also added each stock PE ratio and Current yield although for many of them the PE and current yield will change significantly. I have also calculated the price of each stock at 20%, 30%, and 50% down from their highest price. The 52 weeks high has been extracted from google finance and the PE and current yield are from yahoo finance. The energy sector got hit the most with an average of around -60% from their recent highs. The next sector that got hurt is the financial sector which is down with an average of around -30%. The best sector is so far is the consumer defensive sectors. The table below shows the energy sector performance

Energy Sector:

All the major energy stocks dropped more than 50% except Chevron but very close to 50%. The prices are really attractive but in this situation, it's better to stay away from any energy stocks. In my portfolio, I am holding BP, CVX, and XOM. I am not selling them and holding them for the longer term.

REIT Sector:

The REIT sector was also down big until the recent rally recovered from the low prices. I have started my position in realty income (O) @40.5. I was watching the stock for a long time but the price was really high just a few months ago. I will add more O if the price drops below $40 which will be more than 50% down from its 52 weeks high.

Financial Sector:

The financial sector is also down big. I was so lucky to sell all of my BAC stocks in mid-february @$34.5. I took a good amount of profit from BAC. I am not planning to add any bank stocks now. Although their PE is very low, I am expecting more than 50% drop in JPM and BAC. Their earnings will drop for sure and the PE will increase. I will add JPM if it drops below $60 and BAC below $12.

Industrial Sector:

I was very active to buy stocks in this sector in mid-March. I have added CAT, EMR, HON, and MMM stocks while sold 75% of my DAL position in February @$49.5. The prices were very attractive and I am investing in those stocks for a longer-term. Emmerson (EMR) and 3M (MMM) are the dividend kings who are increasing their dividends for more than 60 years. I have added enough MMM, now I will gradually increase my position in CAT and HON in the next few weeks.

Consumer Cyclical:

This is another sector that I love to invest a lot. GM and LEG are down almost 50%. LEG is a dividend aristocrat. It raised its dividends for the last 47 years. I have added a few LEG @$25.5. I have also added MCD and SBUX in mid-march @$128.66 and @$52.5 respectively. I will add more SBUX if the price drops below $50. I am also watching HD. I will add them @$140. I am also watching Nike for a long time but unfortunately, the stock is always overvalued. I will look for an entry @$52.

Consumer Defensive:

This is the best performing sector so far in the market. Still, I don't see any buying opportunity in this sector as their PE ratio is still high. I may add PEP if the price drops below $100 and KO below $33.

Communication:

In this sector, two of my favorite stock is At&t(T) and Disney (DIS). Disney was down big before the recent rally. I have added a few DIS stocks @$82.5. I will add more DIS if it drops below $78. I have also added T in mid-March when the price dropped below $27.

Healthcare Sector:

In the healthcare sector, I already own too many stocks of ABBV and BMY. The only stock I am adding in this sector is JNJ. recently I have added JNJ @122. I will slowly add more JNJ if the price drops even more.

Technology Sector:

I own AAPL, MSFT, CSCO, and TXN in my portfolio. I am adding any AAPL and MSFT as their PE is still high. I will add more CSCO if the price drops below $30.

Utility Sector:

In this sector, I own D and PPL. I was watching SO and DUK for some time. Recently I have added SO @ $44.5 and DUK @ $70.5. I will add more SO and DUK if the price drops around 40% from their highs.

Portfolio Update - January 2020

Portfolio Update - January 2020

Today I am sharing my portfolio at the end of January 2020. This blog was written two weeks ago. I was very busy in the last few days so at the current situation of the market the prices of the stocks has a big difference. I will update my current portfolio as soon as possible. As of January I was holding 33 stocks. This month I have sold all of my positions in L Brands (LB). I sold them at $23.4 at the end of January which I bought at $17.4 in November 2019. I got 35% profit in just 2 months of holding. The chart below shows my current portfolio and sector distribution of the portfolio.

The pie chart below shows diversity. The chart indicates a well-diversified portfolio with Apple (AAPL) is my highest position. I bought them in December 2018 and since then it keep increasing. My other top holdings are JP Morgan (JPM) 5.9%, Home Depot (HD) 5.6%, Abbvie (ABBV) 5%, and J&J (JNJ) 4.8%. 

The sector distribution of my portfolio is shown in the following pie chart. The sectors are based on Yahoo finance. My highest position is in the consumer sector with 19.9% (combined). My next large sectors are the technology, financial, and health sectors with 16% each.

I always update my trades in the tipranks website. The figure below compares my portfolio performance against the S&P 500. Most of the cases my portfolio beats the market.

My performance as a portfolio manager is also good. I am ranked 725 out of 23,372 investors which is in the top 3%. My portfolio has gained 69% since I started to invest in the market in 2017 and my sharp ratio is 3.04 while the average is only 0.99. The sharpe ratio is "A measure of your returns and associated risk you take on compared to returns of risk-free assets".

My 12 month returns (TTM) is 30.84% while the YTD return is 7.97%. At the time of writing of the blog the market tumbled almost 10%. So this chart does not count the last 2 days drop.

The meter below shows my projected income in terms of dividends. On 31st January 2020, my projected income through were $1214.38. I have accomplished my first target of earning $100 monthly through dividends. My dividend income increased 3.4% compared to the last month. I have added some oil stocks in this month such as British Petroleum (BP), Chevron (CVX), and Exxon Mobil (XOM). All the oil stocks are down big and I am bullish about the future outlook of this sector. On the other hand I have sold my positions in Gaps (GPS) and L Brands (LB). I have got some nice profit from these two stocks in just 2 months of investment.

My current Yield on cost is 3.78% while my current portfolio yield is 2.99%. Because I am investing in dividend growth stocks so my YOC will continue to grow with time while the current yield depends with the market volatility. The yield will go up when the market is down and the vice versa.

The following figure shows the comparison of my current yield and the YOC with time. My YOC is higher than the current yield because of the bullish market. For longer term, if I keep investing in dividend growth stocks, my YOC will keep growing with time.

The following chart shows my growth in projected annual income with time. It is slowly but steadily increasing and this month it reached to my first goal of earning $100 per month.

The table below summarizes the dividends that I received in January 2020. This month I have received $62.34. My highest paying dividend paying for this part of the quarter is from Jp Morgan Chase ($16.24).

The following table shows the detailed performances of my portfolio. The current prices are based on January 31st 2020. So the prices do not reflect the current price in the market. In the chart, I shared my current positions, annual income that I will receive in a year, total recieved dividends from the companies, and finally the gain or loss for each company. Please note that I have added the total dividends received to calculate the gain or loss for each company. The top 3 stocks in terms of gain are Mastercard (MA), Microsoft (MSFT), and Apple (AAPL).