Showing posts with label dividend. Show all posts
Showing posts with label dividend. Show all posts

Saturday, December 2, 2023

My November 23 passive income

 Here is the list of passive income that I received on November 2023

Interest - $127.55 $TSLY - $62.84 $JEPI - $46.79 $ABBV - $43.42 $VZ - $23.75 $BMY - $15.95 $AAPL - $14.73 $O - $12.89 $PG - $10.24 $CAT - $4.05 $MA - $2.90 $FCX - $0.76 Total Income - $365.68

Sunday, July 2, 2023

Recent Dividend Increases

 Recently Kroger’s $KR raises the dividend by 11.5%. The yield is 2.5%, PE is 14.46, and the payout ratio is 32.6%.

General Mills’ $GIS raises the dividend by 9.3%. The yield is 2.82%, PE is 18.09, and the payout ratio is 50.94%.

Goldman Sachs raises the dividend by 10%. The FWD yield is 3.1%, PE is 10.65, and the payout ratio is 33.01%. 5 yr CAGR is 26.81%, A great dividend growth company.

Thursday, November 24, 2022

Opened a new position in Medtronics (MDT)


Medtronics ($MDT)


    Yesterday I have opened a new position in Medtronics ($MDT). It is a dividend aristocrat, raising dividends for the last 45 years. They are down 32% from 52 weeks high with a PE ratio of 14. The payout ratio is only 23%. 
The company is a $109 billion dollar medical device company. It's a buy for me for longer term.

I have purchased 15 shares at $77.57. Each share gives $2.72 annually in dividends and I will receive $30 yearly in dividends from this purchase.

    Its 5 year CAGR is 8% which is pretty good and because of its low payout ratio there are plenty of rooms to increase the dividends in the future.

Saturday, November 12, 2022

My projected dividend growth since 2017


    Hello all, I am sharing my projected yearly income form dividends. I have started to invest in 2017. Since then I am investing in dividend paying stocks. The advantage of dividend investing is that I will have yearly income from my investment which I am reinvesting to grow my wealth and every company increase their dividends yearly. So more yearly income, more stocks, and more dividends.


    The above figure shows my current yearly income from dividends. In 2017, I had no income from dividends and now in 5 years I am earning $2,408 yearly. 


    The above figure shows how my income increased since 2017. There is a big drop in 2020 as I had to sell some shares to finance my first home. 


    The above chart shows my dividend income monthly in the last 5 years. You can clearly see that my income is keep increasing yearly. The simplest rule is to reinvest the dividends and keep addning more stocks monthly.


    The above figure shows my quarterly income since 2018. In 2018, I was earning only $100 per quarter and in 2022 I am earning more than $400 quarterly which is more than 4 times.

Sunday, May 2, 2021

Dividend Income in April 2021

 Dividend Update April 2021


Hey guys, today I am sharing with you the amount of dividends I received in April 2021. Currently, I am maintaining three different portfolios. My main portfolio is only dividend stock portfolio. I also invest in Aggressive stocks and ETFs and a Roth IRA. In my blog you can see all the details of those portfolios. IN April, I have added Viatris (VTRS) which recently spin offed from Pfizer (PFE). They are going to initiate dividends from May 2021. They are down almost 30% from all time highs so I added them in my portfolio. The table below shows the dividends that I received in April 2021

       

I have received in total $68 in dividends and I did DRIP for all the positions. The highest amount of the dividends came from Kimberly Clark (KMB) and Merck (MRK). The following chart shows the dividends received monthly from my portfolio. The chart indicates how my dividends are growing with time.

        

The chart below compares my monthly dividends on a yearly basis. The dividends are growing every year in the same month

    

The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.

    

On yield basi, the current yield of my overall portfolio is 2.54% however, my yield on cost (YOC) is 3.8%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.

    

The following figure shows the YOC and the current yield comparison with time. MY YOC is gradually increasing as the companies are increasing their dividends annually. 

    

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.


The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), Kimberly Clark (KMB), The Home Depot (HD) etc. 


All the dividend sources in the table format

   

The next table shows my dividend growth performance in the year 2021. 


    

The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings cut their dividends and this month AAPL and CVX increased their dividends. 

    


Thursday, December 17, 2020

My dividend earnings in November 2020

 Monthly Dividend Update - November 2020

Hello everyone, today I am sharing my updated dividend growth portfolio at the end of November 2020. Last two months I did not update my portfolio because I was busy of buying my first home. I could not resist myself of buying my first ever home with a very low interest rate. Additionally, I had to sell some of my stocks to cover my closing costs and other expenses. I got a loan with 2.87% fixed rate interest conventional loan. I have sold all of my positions to PPL and a major portion of Pfizer (PFE) and 3M (MMM) back in October. All of my investments are for the longer term but this time I had to sell the positions. As I have mentioned in my previous blogs, I invest 10% of my salary in every month. Out of that money, 80% goes to dividend paying stocks, 10% in non-dividend paying stocks, and 10% in the cryptos. In the last two months I only bought At&t (T) stocks when it was really cheap. I bought them around $27. In my retirement accounts I have added a few Vanguard High Yield (VYM). The table below shows the dividends that I received in November 2020


       The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will grow with time.


     The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $87 while last year in the same month I received $89. I have sold some stocks in this year
, that's why the earnings dropped a little bit. 


     The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years. 


     On a yield basis, the current yield of my overall portfolio is 2.73% while my Yield on Cost (YOC) is 4.05%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then the yield will drop and it will increase when the market is in bear mode.


     The following figure shows the YOC and current yield comparison with time. My YOC is gradually increasing while the current yield fluctuated in the same range which is dependent on the market condition.


     The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.


     The chart and table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), Vanguard high yield (VYM), and At&t (T). They are the source of more than 30% of my total dividends.


 

    The following tree map shows the percentage of dividends that I am receiving from the individual stocks and also compares between the sectors. It helps me to understand which sectors are paying me the most in dividends. The map shows that I am getting the highest amount of dividends from the health sectors followed by the industrial sectors.

    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    The next table shows the total amount of dividends received in 2020 from my stocks positions. In November 2020, I have received $87. So far in 2020, I have received $1022 in dividends.

    

The next table shows my dividend growth performance in the year. Out of all of my positions, none of my holdings cut their dividends. Only 4 of them kept the dividends same otherwise all of them increased their dividends in 2020.






Saturday, September 12, 2020

My passive earnings in August 2020

 Monthly Dividend Update - August 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of August 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. For the last two months I did not invest anything. There two reasons for that. First reason is that I am looking to purchase my first home. The interest rates are really low and I am looking for a conventional loan with a fixed rate for 30 years. And the second is that the market is for quite a long time.. I think it should drop significantly. I am investing only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however, I also invest a very small percentages on non-dividend paying stocks and in the Cryptos. So every month out of that 10%, I invest 80% in dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in crypto currencies. All of my investments are for the longer term. I don't sell stocks that often. In August, I did not purchase any stocks but I have purchased Vanguard High Yield (VYM) ETF in my retirement accounts. My employer buys Florida Retirement System mutual funds which I don't like. So I have transferred 40% of my fund to a self-brokerage account and purchased VYM. I have raised $103 in dividends by adding VYM to my retirement funds. I have also added my wife's retirement account and she is buying Vanguard Admiral (VFIAX) through her employer. In the last month I have received $97.28 in dividends. Most of the dividends came from Abbvie (ABBV) and At&t (T). I have also received dividends from Bristol Myers (BMY), Apple (AAPL), Starbux (SBUX), Procter & Gamble (PG), Caterpillar (CAT), and MasterCard (MA). I have reinvested all the dividends that I received.


    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.


    The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $97.28 while in the same month in 2019 I have earned $81. 


    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter.  This year my income drops a little bit because I have sold my entire positions in BAC, JPM, and IRM. All the companies reported lower earnings but unfortunately the market is continuing its positive trend. The PE is going up so as the payout ratios. 

    

    On a yield basis, the current yield of my overall portfolio is 3.32% while the YOC is 4.01%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, the YOC will only keep going up unless any company cut their dividends. 


    From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.


    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.


    The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t(T), Vanguard High Yield (VYM), and 3M (MMM). They are the source of more than 30% of my total dividends.


    

    The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial, and consumer cyclical. 


    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.


    The next table shows the total amount of dividends received in 2020 from my stocks positions. In August I have received $97.28 and in 2020 I have received $711 in dividends. 



    The next table shows my dividend growth performance in the year. Out of 36 stocks 17 of them increased their dividends while BP is the only stock who cut their dividends to half.




Tuesday, August 11, 2020

Monthly Dividend Update - July 2020

 Monthly Dividend Update - July 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of July 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. I am not investing to retire early that's why I am investing only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however, I also invest a very small percent paying stocks such as GOOGL, AMZN, TSLA, FB, etc. I also invest in cryptocurrencies mostly Bitcoin and Ethereum. So monthly, 80% of my investment goes to dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in cryptos. All of my investments are for the long term. I don't sell stocks that often. In July, I did not purchase any stocks. I think there will be a drop in the market soon as the election is coming. So its better to pile up cash. I have received only $38 in dividends. The amount dropped due to the selling of my entire JPMorgan (JPM) stocks. JPM is a great stock to hold for longer time but I am thinking its not a good time to hold bank stocks. This month I have received dividends mostly from PPL Corp (PPL), Coca-Cola (KO), and Legget & Platt (LEG). I am currently doing DRIP to all of my positions except for NAT stocks.


    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.


    The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $38 while in the same month in 2019 I received $48. My income dropped in this part of the quarter because I have sold my positions in JPM, IRM, and MPW stocks.  

    
    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter. This year it may decrease as I have sold some stocks such as my bank and REIT positions such as BAC, JPM, MPW, and IRM. The companies have started to report their Q2 earnings and the reports are not quite good. However, the market is continuing its bull run resulting very high PE and Payout Ratios. I am expecting a market correction then I will invest a good amount of money in the market.


    On a yield basis, the current yield of my overall portfolio is 2.94% and my yield on cost (YOC) is 4.04%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, the YOC will only keep going up unless any company cut their dividends. 


    From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.

    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.

    The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t (T), and 3M (MMM). They are the source of almost 30% of my total dividend income. I have to diversify my position that's why I will not add any more stocks into these three companies. 



    The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial sector and consumer cyclical.


    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.


    The next table shows the total amount of dividends received in 2020 from my stocks positions. In July I have received $38 and so far in 2020, I have received $617 in dividends.


    The next table shows my dividend growth performance in the year. Out of my 34 stocks 18 of them increased dividends, 4 of them did not raise any dividends, and only BP cut their dividends by half. They raised the dividends in Match however, due to the pandemic they are forced to cut the dividend to half.


Saturday, June 6, 2020

Monthly Dividend Update May 2020

Monthly Dividend Update May 2020

Hello everyone, today I am sharing my updated dividend growth portfolio at the end of May 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades. Using the spreadsheet, I will always be updated on my investment's past performance. I am saving 10% of my monthly salary for investing. I invest 80% of that to only dividend growth stocks, 10% to only non-dividend paying stocks such as Amazon, Google, Facebook, Tesla, etc. The rest 10% I invest in cryptos mainly in Bitcoin and Etherreum. I also buy very small percentages of XTZ and CHAINLINK. I don't sell stocks that often. I am invested in the longer term. In May, I have received $91 in dividends. I do DRIP of my positions. My top two dividend-paying stocks pay dividends at this part of the quarter. I have received $29 from ABBV and $25 from T. Other stocks that paid me good amounts of dividends are from AAPL and BMY. Recently I have added Caterpillar (CAT) and Starbux (SBUX). So in the future, I will receive dividends from these two companies.


The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing to these stocks, my income will only grow with time.

The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $91while in the same month in 2019 I received $73. My YOY growth is 24%. 


The next chart shows the total amount of dividends received on a quarterly basis. My previous two years had seen an increase in dividends every quarter. This year it may decrease because I have sold some stocks and holding cash because of the uncertainty going on in the world. In Q1, I have seen a 24$ YOY increase on a quarterly basis. However, in Q2 my income will drop because I have sold a good number of high dividend-paying stocks. 


On a yield basis, the current yield of my overall portfolio is 3.07% while my yield on cost (YOC) is 3.92%.  With time my YOC will only increase because most of the stocks that I own increase their dividends each year.


The chart below shows the YOC and current yield of my portfolio with time. You can see from the chart that my YOC is going up with time 


The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividends paying stocks it will only grow with time.


The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t(T), and 3M (MMM). They are covering almost 30% of my total dividend source. So I have to diversify my positions that's why I will not add any more stocks from these 3 companies. I will look to add more stocks of Home Depot (HD) and Johnson and Johnson (JNJ).


NameTickerTop Div. SourceAnnual Income
AbbVie IncABBV10.88%$120.76
AT&T IncT9.18%$101.84
3M CorpMMM7.97%$88.42
Johnson & JohnsonJNJ5.46%$60.60
The Home Depot IncHD5.41%$60.00
Others61.10%$677.99
$1,109.62