Portfolio Update November 2019

Portfolio Update on November 2019

Today I am sharing my portfolio at the end of November 2019. I am holding 30 stocks in my portfolio. I will hold all the stocks for a longer time. My main aim is to invest in dividend growth company stocks and reinvest all the dividends that I am receiving. Last month I did not purchase any new stocks. Currently, I am holding cash and want to wait until the market pullbacks. I actually love to time the market rather buying stocks at random prices. It's always good to buy stocks at a discounted price because purchasing stocks at a lower price gives you the chance to purchase more stocks and hence more dividends. The chart below shows my current portfolio and sector distribution of my portfolio.

The pie chart below shows diversity. The chart indicates a well-diversified portfolio with Apple (AAPL) is my highest position. Apple's recent surge increased my holding percentage a little high. My next big holdings are JP Morgan (JPM), Abbvie (ABBV), Home Depot (HD), and 3M (MMM).

The sector distribution of my portfolio has been shown in the following pie chart. The sectors are based on Morningstar. My highest position is in the consumer sector with 21%. My second and third largest positions are in the healthcare and financial sectors respectively. Recent bull case in the healthcare sector pushed my position in healthcare to second position. My position in tech sector also went up because of the jump in Apple and Microsoft stocks in my portfolio.

The meter below shows my projected income in terms of dividends. On November 30th my projected income through dividend was $1079.89. I have set my first target to $100 per month from dividends which is $1200 per year. Compared to last month my dividend increased from $1068.32. The increase in dividends is due to the 10% increase in dividends from Abbvie (ABBV). 

The current yield of my portfolio is 2.91% while my Yield of cost (YOC) is 3.6%. 

The following figure shows the comparison of my current yield and the YOC with time. It shows that the YOC of my portfolio is going up while my current yield is below the YOC. Because I invest in dividend growth stocks that's why my YOC will keep increasing with time. However, Current yield depends on the market volatility. If the market is up the yield drops and if the market is down then the yield increases.

The following chart shows my growth in projected annual income with time. It is slowly but steadily increasing and reaching to achieve my first goal. 

The table below summarizes the dividends that I received in November 2019. This month I have received dividends from the top 2 largest paying companies Abbvie (ABBV) and At&t (T).

The following table shows the detailed performances of my portfolio. The current prices are based on November 30th 2019. So these prices does not reflect the current price in the market. In the chart, I have shared my current positions, annual income that I will receive in a year, total received dividends from the companies, and finally the gain or loss for each company. Please note that I have added the total dividends received to calculate the gain or loss. I am gaining almost all the stocks except KHC and ALB. My biggest gains so far are Mastercard (MA), Microsoft (MSFT), Procter & Gamble (PG), and Visa (V). I am invested for a long term in all the companies. 

Portfolio update on October 2019

Portfolio update on October 2019

Today I am updating and sharing my portfolio for the month of October 2019. All the prices in this article are based on November 1st, 2019. Currently, I am holding 30 stocks in my portfolio. I am looking to add new stocks in my portfolio to diversify my portfolio but I cannot find any stocks which are at a big discount. In October, I added MMM stocks in my portfolio. The market is up like crazy and I don't want to invest in this market. I am holding cash and have decided to wait for the market pullback. The chart below shows my current portfolio and sector distribution. 

The pie chart shows my portfolio diversity based on sectors from Morningstar. My highest position is in the consumer sector followed by the financial and healthcare sectors. 

The following chart shows my portfolio diversity and you can see that I have built a well-diversified portfolio with Apple (AAPL) my highest position followed by Home Depot (HD) and JP Morgan (JPM).

The meter below shows my projected annual income in terms of dividends. On October 31st my projected income through dividend was $1068.32. I have set my first target to $100 per month from dividends which is $1200 per year. Compared to last month my dividend increased from $1048 to $1068. The increased of $20 is due to the purchase of Exxon (XOM), 3M (MMM) stock and reinvestment of dividends. 

The current yield of my portfolio is 2.92% and the yield of cost is 3.6%. 

The figure below shows the comparison of my current yield and YOC with time. The curve shows that my YOC is higher than my current yield. The current yield depends on the dividend rises or drops and also on the bear or bull market. If the market is in bull mode then the yield will drop and in the bear market, it is vice versa. The yield on cost depends on the dividend rise and cut. So for longer-term YOC will gain and will be well above the current yield.

The following chart shows my growth in projected annual income with time. It is slowly but steadily increasing and reaching to achieve my first goal.

The mini table below summarizes the dividends that I received in the month of October 2019. My month was mainly dominated by dividends from JPM and Medical Prop. (MPW).

The following table shows the detailed performances of my portfolio. The current prices are based on October 31st, 2019, so the prices will vary compared to the current market. From the chart, you can see that my biggest gained stocks are Mastercard (MA), Microsoft (MSFT), Procter & Gamble (PG), and Visa (V). The only two stocks that I am losing are Albemarle (ALB) and Kraft & Heinz (KHC). However, I am expecting of a positive run of these two companies in the near future.

Dividend Received on October 2019

Dividends received in October 2019

In October 2019, I have received a total of $60.83 in dividends. The chart below shows the dividends that I received each month in 2019. This cycle I used to receive the least income compared to the other quarters. The majority amount of dividends I received in the last month was from JP Morgan (JPM) and Medical Properties (MPW). This month I have received dividends from my new addition PPL Corp (PPL) for the first time. 

The next table shows the total dividends received in 2019 from my portfolio. In total, I have received $753.48. 

The next table shows my dividend growth performance so far in 2019. The last column of the chart shows the change in dividends compared to the previous year. The box marked green indicates the percentage of dividends increased in the current year while the box with red means a decrease in dividends this year. In the last month, I got a dividend raise from Visa (V). They raised their dividends 20%. This year all the stocks in my portfolio raised their dividends except Kraft and Heinz (KHC). 

The chart and table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from ABBV and At&t (T) with 10.1 and 8.6% respectively.

The following chart shows the dividends received monthly from my portfolio. The chart clearly indicates the growth of my monthly dividends with time.

The following chart compares my monthly dividends on a yearly basis. In October 2019, I have received $60.83 while in 2018 in the same month I received $42.62 which is 42.73% YOY growth.

The next chart shows the total amount of dividends received on a quarterly basis. This year my quarterly income remains the same but I am expecting an increase with this quarter because I sold some of my high yield BDC and REIT stocks in May and June and it took me some time to buy new stocks. the recent time I invested in MMM, PPL, and XOM, so I am expecting a good increase in my dividends this quarter.

So far my current yield is 2.98% and my yield on cost (YOC) is 3.59%. The increase in YOC is due to the dividend increase of some of my stocks. However, the current yield dropped because of the bullish market.

My projected annual dividends in October 2019 is $1068. My first goal is to earn $100 monthly which is $1200 a year. I am moving towards my goal gradually every month as you can see from the chart below. I am investing 8% of my salary monthly and also reinvesting all the dividends that I am receiving.

Portfolio Update September 2019

Portfolio update on September 2019

Today I am updating and sharing my portfolio for the month of September 2019. All the prices in this article are based on October 1st, 2019. Currently, I am holding 30 stocks in my portfolio. This month I have added PPL Corporation (PPL) in my portfolio for the first time. I was looking for a utility stock at a cheaper price but unfortunately, most of the utility stocks are expensive. PPL looked to be a good utility stock with fair value. Its P/E ratio and the payout ratio is much lower compared to its peers. I added this stock after its ex-dividend date when the price dropped to $29. This is the only stock purchase I made this month. I haven't sold any stocks. I am investing defensively. I am waiting for a market pull-back that's why I am holding cash. 

Below is the pie chart of my portfolio diversity based on sectors from Morningstar. Last month I have my position in the utility stock. My highest position is in the consumer sector followed by the financial and healthcare sector. 

The chart below shows my portfolio diversity and you can see that Apple (AAPL), Home Depot (HD) and JP Morgan (JPM) are my majority holdings.

The meter below shows my projected annual income in terms of dividends. On September 30th my projected income through dividend was $1048.51. I have set my first target to earn $100 per month from dividends which is $1200 per year. In the previous month, my yearly income was $1010.42. So in one month, my income increased $38 (3.76%) which is mostly from the purchase of PPL stock. Other than that my other holdings such as McDonald's (MCD), Microsoft(MSFT), Texas Instruments(TXN), and Honeywell (HON) increased their dividends.

The current yield of my portfolio is 3.12% and the yield on cost (YOC) is 3.55% which is good for my target yield.

The figure below shows the comparison of my current yield and YOC with time. The curve shows that my YOC is higher than my current yield. The current yield depends on the dividend rises or drops and also on the bear or bull market. If the market is in bull mode then the yield will drop and in a bear market, the yield goes up. The yield on cost depends on the dividend rise and cut. So for long term scale YOC will gain and goes well above the current yield.

My projected annual income through dividends with time is shown in the following chart. My income is growing every month steadily.

The mini table below shows the dividends that I received in the month of September 2019. My month was mainly dominated by dividends from KHC, HD, JNJ, and MMM. 

The following chart summarizes the performance of my stocks. The prices are based on October 1st, 2019. So the prices will vary with the current market price. From the chart, you will see my biggest gained stocks are Mastercard (MA), Visa (V), Microsoft (MSFT), The Procter & Gamble (PG), and Apple (AAPL). Currently, only two stocks in my portfolio are lagging the market gain. These stocks are KHC and ALB. I am a long term for both the stocks. I am really confident that these stocks will bounce back in the future.