My dividend earnings in November 2020

 Monthly Dividend Update - November 2020

Hello everyone, today I am sharing my updated dividend growth portfolio at the end of November 2020. Last two months I did not update my portfolio because I was busy of buying my first home. I could not resist myself of buying my first ever home with a very low interest rate. Additionally, I had to sell some of my stocks to cover my closing costs and other expenses. I got a loan with 2.87% fixed rate interest conventional loan. I have sold all of my positions to PPL and a major portion of Pfizer (PFE) and 3M (MMM) back in October. All of my investments are for the longer term but this time I had to sell the positions. As I have mentioned in my previous blogs, I invest 10% of my salary in every month. Out of that money, 80% goes to dividend paying stocks, 10% in non-dividend paying stocks, and 10% in the cryptos. In the last two months I only bought At&t (T) stocks when it was really cheap. I bought them around $27. In my retirement accounts I have added a few Vanguard High Yield (VYM). The table below shows the dividends that I received in November 2020

       The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will grow with time.

     The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $87 while last year in the same month I received $89. I have sold some stocks in this year, that's why the earnings dropped a little bit. 

     The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years. 

     On a yield basis, the current yield of my overall portfolio is 2.73% while my Yield on Cost (YOC) is 4.05%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then the yield will drop and it will increase when the market is in bear mode.

     The following figure shows the YOC and current yield comparison with time. My YOC is gradually increasing while the current yield fluctuated in the same range which is dependent on the market condition.

     The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.

     The chart and table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), Vanguard high yield (VYM), and At&t (T). They are the source of more than 30% of my total dividends.

 

    The following tree map shows the percentage of dividends that I am receiving from the individual stocks and also compares between the sectors. It helps me to understand which sectors are paying me the most in dividends. The map shows that I am getting the highest amount of dividends from the health sectors followed by the industrial sectors.

    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    The next table shows the total amount of dividends received in 2020 from my stocks positions. In November 2020, I have received $87. So far in 2020, I have received $1022 in dividends.

    

The next table shows my dividend growth performance in the year. Out of all of my positions, none of my holdings cut their dividends. Only 4 of them kept the dividends same otherwise all of them increased their dividends in 2020.

My passive earnings in August 2020

 Monthly Dividend Update - August 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of August 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. For the last two months I did not invest anything. There two reasons for that. First reason is that I am looking to purchase my first home. The interest rates are really low and I am looking for a conventional loan with a fixed rate for 30 years. And the second is that the market is for quite a long time.. I think it should drop significantly. I am investing only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however, I also invest a very small percentages on non-dividend paying stocks and in the Cryptos. So every month out of that 10%, I invest 80% in dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in crypto currencies. All of my investments are for the longer term. I don't sell stocks that often. In August, I did not purchase any stocks but I have purchased Vanguard High Yield (VYM) ETF in my retirement accounts. My employer buys Florida Retirement System mutual funds which I don't like. So I have transferred 40% of my fund to a self-brokerage account and purchased VYM. I have raised $103 in dividends by adding VYM to my retirement funds. I have also added my wife's retirement account and she is buying Vanguard Admiral (VFIAX) through her employer. In the last month I have received $97.28 in dividends. Most of the dividends came from Abbvie (ABBV) and At&t (T). I have also received dividends from Bristol Myers (BMY), Apple (AAPL), Starbux (SBUX), Procter & Gamble (PG), Caterpillar (CAT), and MasterCard (MA). I have reinvested all the dividends that I received.

    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.

    The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $97.28 while in the same month in 2019 I have earned $81. 

    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter.  This year my income drops a little bit because I have sold my entire positions in BAC, JPM, and IRM. All the companies reported lower earnings but unfortunately the market is continuing its positive trend. The PE is going up so as the payout ratios. 

    

    On a yield basis, the current yield of my overall portfolio is 3.32% while the YOC is 4.01%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, the YOC will only keep going up unless any company cut their dividends. 

    From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.

    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.

    The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t(T), Vanguard High Yield (VYM), and 3M (MMM). They are the source of more than 30% of my total dividends.

    

    The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial, and consumer cyclical. 

    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    The next table shows the total amount of dividends received in 2020 from my stocks positions. In August I have received $97.28 and in 2020 I have received $711 in dividends. 

    The next table shows my dividend growth performance in the year. Out of 36 stocks 17 of them increased their dividends while BP is the only stock who cut their dividends to half.

How to become rich by investing in Dividend paying stocks - Portfolio Update

 Portfolio Update - July 2020

Today I am going to show the status of my portfolio at the end of July 2020. Every month I am investing 10% of my salary. Out of that 10%, I invest 80% of it into dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in Cryptos. I am not investing aggressively. This month I did not buy any stocks. I am saving cash. I am planning to buy my first house so maybe I will have to sell some of my holdings to pay for the downpayment. The following table shows my current portfolio distribution:

The following pie chart shows the same distribution and currently, Apple (AAPL) is my maximum holding followed by The Home Depot (HD), Abbvie (ABBV), and 3M (MMM). Recently, the price of AAPL, HD, and MSFT moved to an all-time high and because of this my position in these stocks increased and outpaced MMM and JNJ from the top 5 holdings.

The sector distribution of my portfolio is shown in the following pie chart. The sectors are based on Yahoo Finance. Currently, my highest position is in the tech sector followed by healthcare and consumer cyclical. Recent surge in Apple and Microsoft stock pushed the tech sector to the top.

The following treemap shows the sector distributions and the stocks under each sector.

I keep track of my portfolio on the Tipranks website and the figure below compares my portfolio performance against the S&P 500. In most of the cases, my portfolio beat the market. This month my performance is lower than the S&P 500.

My performance as a portfolio manager is also impressive. At the end of July 2020, I was ranked 4112 out of 36,039 portfolio managers in the TipRanks which is at the top 11.4%. My portfolio has gained 65% since I started investing in 2017. My Sharpe ratio is 1.84 while the average ratio among the TipRanks investors is 0.66.

My 12-month returns (TTM) is 23.54% and YTD return is 9.31%. I am investing in stocks with a long term vision. 

The table below shows the dividends that I received in July 2020. I have done DRIP of all the dividends that I received.

The following table shows the detailed performances of my portfolio. The current price in the table is based on the price on July 31st, 2020. In the chart, I have shared my current positions, annual income through dividends, total received dividends from each company so far, cost basis, YOC, current yield, and finally the total gain or loss including the dividend income. My top 5 performers based on gain so far are AAPL (156%), MSFT (147%), MA (109%),  PG (84%), and V(74%). I am in loss with all of the energy stocks.

The following treemap shows my gains in every sector under each stock. I have a huge gain in the tech sector followed by financial, and consumer cyclical. 

Monthly Dividend Update - July 2020

 Monthly Dividend Update - July 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of July 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. I am not investing to retire early that's why I am investing only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however, I also invest a very small percent paying stocks such as GOOGL, AMZN, TSLA, FB, etc. I also invest in cryptocurrencies mostly Bitcoin and Ethereum. So monthly, 80% of my investment goes to dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in cryptos. All of my investments are for the long term. I don't sell stocks that often. In July, I did not purchase any stocks. I think there will be a drop in the market soon as the election is coming. So its better to pile up cash. I have received only $38 in dividends. The amount dropped due to the selling of my entire JPMorgan (JPM) stocks. JPM is a great stock to hold for longer time but I am thinking its not a good time to hold bank stocks. This month I have received dividends mostly from PPL Corp (PPL), Coca-Cola (KO), and Legget & Platt (LEG). I am currently doing DRIP to all of my positions except for NAT stocks.

    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.

    The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $38 while in the same month in 2019 I received $48. My income dropped in this part of the quarter because I have sold my positions in JPM, IRM, and MPW stocks.  

    

    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter. This year it may decrease as I have sold some stocks such as my bank and REIT positions such as BAC, JPM, MPW, and IRM. The companies have started to report their Q2 earnings and the reports are not quite good. However, the market is continuing its bull run resulting very high PE and Payout Ratios. I am expecting a market correction then I will invest a good amount of money in the market.

    On a yield basis, the current yield of my overall portfolio is 2.94% and my yield on cost (YOC) is 4.04%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, the YOC will only keep going up unless any company cut their dividends. 

    From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.

    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.

    The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbvie (ABBV), At&t (T), and 3M (MMM). They are the source of almost 30% of my total dividend income. I have to diversify my position that's why I will not add any more stocks into these three companies. 

    The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial sector and consumer cyclical.

    The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    The next table shows the total amount of dividends received in 2020 from my stocks positions. In July I have received $38 and so far in 2020, I have received $617 in dividends.

    The next table shows my dividend growth performance in the year. Out of my 34 stocks 18 of them increased dividends, 4 of them did not raise any dividends, and only BP cut their dividends by half. They raised the dividends in Match however, due to the pandemic they are forced to cut the dividend to half.

Monthly Dividend update June 2020

Monthly Dividend update June 2020

    Hello everyone, today I am sharing my updated dividend growth portfolio at the end of June 2020. I always keep track of my investment portfolio in google sheet. It helps me to understand my portfolio performance so that I can make the right decision of my trades and in which direction my portfolio is going. I am not investing to retire early that's why I am saving monthly only 10% of my salary for investing. My main investing strategy is to invest in dividend-paying stocks however I also invest a very small percent in non-dividend paying stocks such as GOOGL, AMZN, TSLA, and FB and also in cryptocurrencies. I invest 80% in dividend-paying stocks, 10% in non-dividend paying stocks, and 10% in the crypto. All of my investments are in the long run. I don't sell stocks that often. In June, I have received $133.99 in dividends. Out of 35 stocks in my portfolio, 17 of them pay dividends in this part of the quarter. The highest amount of dividend I received from 3M (MMM), then followed by The Home Depot (HD), and Johnson & Johnson (JNJ). The following table summarizes the total amount of dividends that I received in June 2020. I am currently dripping 95% of my stocks except for NAT stocks.

        

Jun , 2020
HD	$15.00
JNJ	$15.15
PFE	$13.30
HON	$7.20
KHC	$10.00
EMR	$7.04
MCD	$12.54
MSFT	$5.61
D	$4.93
MMM	$23.57
PEP	$3.07
V	$1.50
SO	$3.20
CVX	$5.29
O	$1.88
DUK	$2.84
XOM	$1.87
	$133.99

           

    The following chart shows the dividends received monthly from my portfolio. The chart indicates the growth of my monthly dividends with time. If I keep investing in these stocks, my income will only grow with time.

            The following chart compares my monthly dividends on a yearly basis. In the last month, I have received $133.99 while in the same month in 2019 I received $83. My YOY growth is 60%.

    The next chart shows the total amount of dividends received on a quarterly basis. My previous two years have seen an increase in dividends every quarter. This year it may decrease as I have sold some stocks such as my bank stocks (JPM and BAC). Currently, I am holding cash because I am thinking the market is overpriced compared to the current economic conditions. The current PE and payout ratio is kind of meaningless as many companies are struggling in the current situation to survive and in my opinion, the PE and payout ratios will significantly increase when the companies will start to report their Q2 earnings from July 2020. 

    On a yield basis, the current yield of my overall portfolio is 3.13% and my Yield on Cost (YOC) is 4.05%. The YOC is higher than the current yield because the companies in my portfolio increase their dividend payouts on a yearly basis. So for the longer run, this YOC will only keep going up unless any company cut their dividends.

From the following curve, we can see a comparison of the current yield vs. the YOC and it is clear that the YOC is slowly increasing with time.

    The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend-paying stocks it will only grow with time.

The chart and table below summarize my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from Abbv(ABBV), at&t (T), and 3M (MMM). They are covering almost 30 % of my total dividend income. I have to diversify my position that's why I will not add any more stocks from these 3 companies. I will look to add more stocks of The HomeDepot (HD) and Johnson & Johnson (JNJ).

    

 

The following treemap shows the dividends I am receiving from individual stocks and also compares between the sectors. I am getting the highest amount of dividends from the health sector followed by the industrial sector and consumer cyclical.

The following table shows the dividends that I received from my positions in each month. This chart is very helpful to track my monthly income through dividends.

    

        The next table shows the total amount of dividends received in 2020 from my stocks positions. 

In June I have received $133.99 and so far in 2020, my income is $577.

 

The next table shows my dividend growth performance in the year. Out of my 35 stocks, 21 of them already increased their dividends this year. No dividend cut so far. However, The Kraft & Heinz (KHC) and Exxon Mobil (XOM) did not raise their dividends.