Wednesday, November 30, 2022

Bought Ultra pro QQQ short

 

Hello everyone, Today I purchased pro shares leveraged ETF ultra pro QQQ short (SQQQ). It is very risky stock to hold but I decided to take a risk. I am planning to hold until the summer 2023. Everybody is talking about a moderate to severe recession so I decided to take the big risk. I was accumulating cash for the last few months. 

I have added 20 shares @$43.3. Currently, I am holding 45 shares with an average cost of $44.5.

Thursday, November 24, 2022

Opened a new position in Medtronics (MDT)


Medtronics ($MDT)


    Yesterday I have opened a new position in Medtronics ($MDT). It is a dividend aristocrat, raising dividends for the last 45 years. They are down 32% from 52 weeks high with a PE ratio of 14. The payout ratio is only 23%. 
The company is a $109 billion dollar medical device company. It's a buy for me for longer term.

I have purchased 15 shares at $77.57. Each share gives $2.72 annually in dividends and I will receive $30 yearly in dividends from this purchase.

    Its 5 year CAGR is 8% which is pretty good and because of its low payout ratio there are plenty of rooms to increase the dividends in the future.

Monday, November 21, 2022

My current portfolio distribution

Portfolio mid November 2022

My current portfolio:
In the picture below you can see my current portfolio distribution as of November 2022. My highest percentage is in real estate. It is the highest because the housing prices went up in the last year. The next position is in the dividend paying stocks with 28%. My third highest position is my 401A. I am also holding 4% cash and 4% in crypto. Well the 4% is in crypto should be around 10%. I am loosing money in crypto right now. I am also investing very small amount in Amazon, Google, Facebook, Nvidia, and Tesla stocks which don't pay dividend. I also have a Roth IRA. I don't invest a lot into that account because I want to keep cash with me.


Percentage of return since March 2022

Since March 2022 you can see that all of my portfolios are down this year except my real estate. This is a proof that you need to diversify. Among the stock portfolios, my Roth IRA and 401A is beating the s&p 500 while the rest are down. I have a long term vision. I don't want to sell anything. I am holding them at least for 20 more years.

Saturday, November 12, 2022

My projected dividend growth since 2017


    Hello all, I am sharing my projected yearly income form dividends. I have started to invest in 2017. Since then I am investing in dividend paying stocks. The advantage of dividend investing is that I will have yearly income from my investment which I am reinvesting to grow my wealth and every company increase their dividends yearly. So more yearly income, more stocks, and more dividends.


    The above figure shows my current yearly income from dividends. In 2017, I had no income from dividends and now in 5 years I am earning $2,408 yearly. 


    The above figure shows how my income increased since 2017. There is a big drop in 2020 as I had to sell some shares to finance my first home. 


    The above chart shows my dividend income monthly in the last 5 years. You can clearly see that my income is keep increasing yearly. The simplest rule is to reinvest the dividends and keep addning more stocks monthly.


    The above figure shows my quarterly income since 2018. In 2018, I was earning only $100 per quarter and in 2022 I am earning more than $400 quarterly which is more than 4 times.

Sunday, June 5, 2022

Dividend Income Update May 2022

 Dividend Update May 2022


Hello Guys, today I am sharing the total amount of dividends I that I have received in May 2022. Currently, I am maintaining four different portfolios. My main portfolio is dividend paying stocks as my focus is in dividend paying stocks only. I also maintain a non-dividend paying stocks with massive growth. I invest in AMZN, GOOG, FB, NVDA, and TSLA. My third portfolio is the crypto currencies. Currently it got hammered but in the last year I have got enough profit from the cryptos. I have gradually started to buy cryptos again. My plan is to hold all the stocks for longer time. After my retirement I will sell all the non-dividend paying stocks and will invest those money to buy only dividend paying stocks to get a good monthly income during my retirement. In May, I was active in the market as I have added $SBUX, $JPM and $MPW in my dividend portfolio. In my non-dividend portfolio I have sold out $TWTR and with that money I have added $GOOG, $AMZN, and $NVDA. The table below shows the dividends I have received in May.


In the last month, I have received $122.5 in dividends. I have received $39 from $ABBV followed by $VZ ($14), $BMY ($14), $APPL ($14), and $T ($12). I used to received a big amount of dividends from $T but unfortunately they have slashed the dividends 50%. In the coming months I will add $SBUX and $JPM stocks. 

The next chart shows monthly dividend track sheet in a year. It helps me to understand how my dividends are being distributed monthly.

The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the ETFs (SCHD and VYM). From individual stocks, I am receiving dividends from ABBV, JNJ, MMM, UL, PEP, HD etc.  


The table below shows the detailed distribution of my total dividends.


The dividends that I have received in May, did the DRIP for all of them. The following chart shows how my dividends are growing with time.


The chart below shows the average dividend income and the average amount of dividends received monthly. You will see that my dividend income is increasing with time (red color). 


The chart below shows the comparison of my monthly dividends on a yearly basis. The dividends are growing every year as I am adding new stocks and each company is increasing dividends on an avg of 6-7% a year. If I keep investing for longer run, just think about how much money this portfolio will generate. All you need is the patience. 


The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years. 


On yield basis, the current yield of my overall portfolio is 2.53% while my YOC is 3.49%. The increase in YOC is because of the increase in dividends by each company. This yield only increase with time unless a company cuts the dividend. So it is very important to invest in only great companies. The current yield is dependent with he market. In bull market the yield drops while in the bear market the yield goes up.


The following curve shows the YOC and the current yield comparison with time. The YOC is gradually increasing as the companies are increasing their dividends annually.



Thursday, March 17, 2022

Overall performance of my total portfolio since August 2017

     Hey investors, my overall portfolio growth is 109% with a Sharpe ratio of 2.79. In tip ranks, I am currently ranked 2,915 out of 140,628 portfolio managers which is top 2% of the all portfolio managers.



    The average portfolio manager's Sharpe ratio is 0.07. My last 12 months return is so far 12.69% and YTD return is 2.30%.



    It is very important to focus on long term investment if you are interested in dividend paying stocks.

Saturday, September 4, 2021

Dividend Income August 2021

Dividend Update August 2021


Hello guys, today I am sharing the total amount of dividends that I have received in August 2021. Currently, I am maintaining three different portfolio. My major investment is in dividend paying stocks. I am also in some non-dividend stocks which are growth companies with the tremendous potential to grow. In my blog you can see all the details of those portfolios. In August, I have opened three new positions in Verizon (VZ), Newmont (NEM), and Intel Corp. (INTC). I have also added Clorox (CLX) and Campbell Soup (CPB) into my position. The table below shows the dividends that I have received in August 2021.


The chart below shows the dividends received in 2021 so far. I am maintaining a google sheet to record all of my investments. 


I have received in total $132.98 in August in dividends and I did DRIP for all the positions. The highest amount of the dividends came from Abbvie (ABBV) and At&t (T). The following chart shows the dividends received monthly from my portfolio. The chart shows how my dividends are growing with time



The chart below compares my monthly dividends on a yearly basis. The dividends are growing every year in the same month because of my continuous investment and the yearly dividend growth by the companies that I am in invested. 


The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.


On yield basis, the current yield of my overall portfolio is 2.51% however, my yield on cost (YOC) is 3.7%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.


The following figure shows the YOC and the current yield comparison with time. The YOC is gradually increasing as the companies are increasing their dividends annually.


The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.


The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), and Kimberly Clark (KMB).



All the dividend sources in the table format


The next table shows my dividend growth performance in the year of 2021.


The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings   cut their dividends.