My current portfolio distribution

Portfolio mid November 2022

My current portfolio:

In the picture below you can see my current portfolio distribution as of November 2022. My highest percentage is in real estate. It is the highest because the housing prices went up in the last year. The next position is in the dividend paying stocks with 28%. My third highest position is my 401A. I am also holding 4% cash and 4% in crypto. Well the 4% is in crypto should be around 10%. I am loosing money in crypto right now. I am also investing very small amount in Amazon, Google, Facebook, Nvidia, and Tesla stocks which don't pay dividend. I also have a Roth IRA. I don't invest a lot into that account because I want to keep cash with me.

Percentage of return since March 2022

Since March 2022 you can see that all of my portfolios are down this year except my real estate. This is a proof that you need to diversify. Among the stock portfolios, my Roth IRA and 401A is beating the s&p 500 while the rest are down. I have a long term vision. I don't want to sell anything. I am holding them at least for 20 more years.

My projected dividend growth since 2017

    Hello all, I am sharing my projected yearly income form dividends. I have started to invest in 2017. Since then I am investing in dividend paying stocks. The advantage of dividend investing is that I will have yearly income from my investment which I am reinvesting to grow my wealth and every company increase their dividends yearly. So more yearly income, more stocks, and more dividends.

    The above figure shows my current yearly income from dividends. In 2017, I had no income from dividends and now in 5 years I am earning $2,408 yearly. 

    The above figure shows how my income increased since 2017. There is a big drop in 2020 as I had to sell some shares to finance my first home. 

    The above chart shows my dividend income monthly in the last 5 years. You can clearly see that my income is keep increasing yearly. The simplest rule is to reinvest the dividends and keep addning more stocks monthly.

    The above figure shows my quarterly income since 2018. In 2018, I was earning only $100 per quarter and in 2022 I am earning more than $400 quarterly which is more than 4 times.

Dividend Income Update May 2022

 Dividend Update May 2022

Hello Guys, today I am sharing the total amount of dividends I that I have received in May 2022. Currently, I am maintaining four different portfolios. My main portfolio is dividend paying stocks as my focus is in dividend paying stocks only. I also maintain a non-dividend paying stocks with massive growth. I invest in AMZN, GOOG, FB, NVDA, and TSLA. My third portfolio is the crypto currencies. Currently it got hammered but in the last year I have got enough profit from the cryptos. I have gradually started to buy cryptos again. My plan is to hold all the stocks for longer time. After my retirement I will sell all the non-dividend paying stocks and will invest those money to buy only dividend paying stocks to get a good monthly income during my retirement. In May, I was active in the market as I have added $SBUX, $JPM and $MPW in my dividend portfolio. In my non-dividend portfolio I have sold out $TWTR and with that money I have added $GOOG, $AMZN, and $NVDA. The table below shows the dividends I have received in May.

In the last month, I have received $122.5 in dividends. I have received $39 from $ABBV followed by $VZ ($14), $BMY ($14), $APPL ($14), and $T ($12). I used to received a big amount of dividends from $T but unfortunately they have slashed the dividends 50%. In the coming months I will add $SBUX and $JPM stocks. 

The next chart shows monthly dividend track sheet in a year. It helps me to understand how my dividends are being distributed monthly.

The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the ETFs (SCHD and VYM). From individual stocks, I am receiving dividends from ABBV, JNJ, MMM, UL, PEP, HD etc.  

The table below shows the detailed distribution of my total dividends.

The dividends that I have received in May, did the DRIP for all of them. The following chart shows how my dividends are growing with time.

The chart below shows the average dividend income and the average amount of dividends received monthly. You will see that my dividend income is increasing with time (red color). 

The chart below shows the comparison of my monthly dividends on a yearly basis. The dividends are growing every year as I am adding new stocks and each company is increasing dividends on an avg of 6-7% a year. If I keep investing for longer run, just think about how much money this portfolio will generate. All you need is the patience. 

The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years. 

On yield basis, the current yield of my overall portfolio is 2.53% while my YOC is 3.49%. The increase in YOC is because of the increase in dividends by each company. This yield only increase with time unless a company cuts the dividend. So it is very important to invest in only great companies. The current yield is dependent with he market. In bull market the yield drops while in the bear market the yield goes up.

The following curve shows the YOC and the current yield comparison with time. The YOC is gradually increasing as the companies are increasing their dividends annually.

Overall performance of my total portfolio since August 2017

     Hey investors, my overall portfolio growth is 109% with a Sharpe ratio of 2.79. In tip ranks, I am currently ranked 2,915 out of 140,628 portfolio managers which is top 2% of the all portfolio managers.

    The average portfolio manager's Sharpe ratio is 0.07. My last 12 months return is so far 12.69% and YTD return is 2.30%.

    It is very important to focus on long term investment if you are interested in dividend paying stocks.

Dividend Income August 2021

Dividend Update August 2021

Hello guys, today I am sharing the total amount of dividends that I have received in August 2021. Currently, I am maintaining three different portfolio. My major investment is in dividend paying stocks. I am also in some non-dividend stocks which are growth companies with the tremendous potential to grow. In my blog you can see all the details of those portfolios. In August, I have opened three new positions in Verizon (VZ), Newmont (NEM), and Intel Corp. (INTC). I have also added Clorox (CLX) and Campbell Soup (CPB) into my position. The table below shows the dividends that I have received in August 2021.

The chart below shows the dividends received in 2021 so far. I am maintaining a google sheet to record all of my investments. 

I have received in total $132.98 in August in dividends and I did DRIP for all the positions. The highest amount of the dividends came from Abbvie (ABBV) and At&t (T). The following chart shows the dividends received monthly from my portfolio. The chart shows how my dividends are growing with time

The chart below compares my monthly dividends on a yearly basis. The dividends are growing every year in the same month because of my continuous investment and the yearly dividend growth by the companies that I am in invested. 

The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.

On yield basis, the current yield of my overall portfolio is 2.51% however, my yield on cost (YOC) is 3.7%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.

The following figure shows the YOC and the current yield comparison with time. The YOC is gradually increasing as the companies are increasing their dividends annually.

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.

The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), and Kimberly Clark (KMB).

All the dividend sources in the table format

The next table shows my dividend growth performance in the year of 2021.

The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings   cut their dividends.

Dividend Income in April 2021

 Dividend Update April 2021

Hey guys, today I am sharing with you the amount of dividends I received in April 2021. Currently, I am maintaining three different portfolios. My main portfolio is only dividend stock portfolio. I also invest in Aggressive stocks and ETFs and a Roth IRA. In my blog you can see all the details of those portfolios. IN April, I have added Viatris (VTRS) which recently spin offed from Pfizer (PFE). They are going to initiate dividends from May 2021. They are down almost 30% from all time highs so I added them in my portfolio. The table below shows the dividends that I received in April 2021

       

I have received in total $68 in dividends and I did DRIP for all the positions. The highest amount of the dividends came from Kimberly Clark (KMB) and Merck (MRK). The following chart shows the dividends received monthly from my portfolio. The chart indicates how my dividends are growing with time.

        

The chart below compares my monthly dividends on a yearly basis. The dividends are growing every year in the same month

    

The next chart shows the total amount of dividends received in each quarter and compares the total amount of dividends with the previous years.

    

On yield basi, the current yield of my overall portfolio is 2.54% however, my yield on cost (YOC) is 3.8%. The YOC will continue to increase because the dividend paying stocks always increase their dividends yearly so the YOC will only increase with time. On the other hand, the current yield depends on the market. If the market is in bull mode then yield will drop and will increase if the market is in bear mode. The later condition will give you buying opportunity.

    

The following figure shows the YOC and the current yield comparison with time. MY YOC is gradually increasing as the companies are increasing their dividends annually. 

    

The chart below shows the average dividend income received monthly and the average amount of dividends received monthly. I am slowly increasing my passive income and if I continue to invest in the dividend paying stocks it will only grow with time.

The chart and the table below summarizes my dividend distribution in the portfolio. The most percentages of dividends I am receiving are from the Vanguard High Yield (VYM), Abbvie (ABBV), At&t (T), Kimberly Clark (KMB), The Home Depot (HD) etc. 

All the dividend sources in the table format

   

The next table shows my dividend growth performance in the year 2021. 

    

The next table shows my dividend growth performance in the year 2021. Last year, none of my holdings cut their dividends and this month AAPL and CVX increased their dividends. 

    

How much money I am getting from my Dividend Stocks portfolio

 Portfolio Update - February 2021    

Hey guys, today I am going to share with you how much money I am getting from my dividend investment portfolio. I maintain three different portfolios. The 80% of my investment goes to this portfolio. Other 10% goes to aggressive investment like TQQQ, QLD, UPRO, and ARK funds. The rest 10% goes to crypto. I have sold 50% of my crypto holdings and took some mind-blowing profit. Now comes the headache of estimated tax filing for quarter 1. Ok lets dig into my dividend stock portfolio. In this portfolio I invest into stocks which has record of paying dividends and increase the dividend rate every year. Investing in dividend paying stocks are sometimes boring but it helps to grow your wealth gradually. By investing in more dividend stock your income will increase in two different ways. Investing in dividend stocks will increase your income and the second source of increase is the dividend rate increase. The dividend stocks in my portfolio increase their dividends on average 4% per year. So if you think about longer term with a larger investment this increase every year will boost your income significantly. By following this rule, Warren Buffett is earning $3.8 billion per year in dividends according to NASDAQ website. Now lets jump into the stocks in my portfolio:

I own 41 stocks in my portfolio where AAPL is my highest position followed by Vanguard High Yield (VYM), Abbvie (ABBV), Home Depot (HD), etc. The top 10 holdings in my portfolio represents 54% of my portfolio. The following pie chart also shows my portfolio.

 I diversify my portfolio by investing in different sectors. Warren Buffett famously said that "Don't put all your eggs in the same basket". If the basket falls then all of your eggs will be broken. You have to put eggs in different baskets so that if one basket fells other eggs will not be broken. Its very important to diversify your portfolio in different sectors. The following pie chart shows the sector distribution of my portfolio.

The sectors are selected based on yahoo finance. My highest position is in the tech sector (19.4%) followed by the healthcare (15.7%), consumer defensive (15.6%), ETFs (14%) etc.

The following tree map shows the stocks that I am holding the most under each sector. I really like tree maps as it gives me more in depth about my portfolio. 

For example, the previous pie chart was showing that my highest holdings are in the tech sector but it was not showing which stocks I am holding the most under the tech sector. The tree map shows that my highest position is in the tech sector and AAPL is the highest position in the sector followed by MSFT and CSCO.

The table below shows the dividends that I have received in February 2021. I have received $104.62 in dividends mostly from ABBV, T, AAPL, and BMY. 

On average I am currently earning $119 per month in dividends totaling $1479 per year. If I continue to invest regularly then it will keep growing and the companies will keep increasing dividends every year. This will compound the income and after few years I will start to see snowball effect. This is the magic of investing in dividends paying stocks.

The following table shows the detailed performance of my portfolio. The current price in the table is based on the price on February 28th 2021. In the table, I have shared my current positions, annual income through dividends, total received dividends from each company's far, cost basis, YOC, current yield, and finally gain or loss with including the income from dividends. My top 5 performers are AAPL (190%), Microsoft (179%), MasterCard (140%), Caterpillar (122%), and Starbux (100%). 

The chart below shows the gain vs. tickers. The stocks that I am losing are mostly new investments. The least growth stocks that I am holding for long time is At&t (T) and Ppl (PPL). 

The following tree-map shows my gains in stocks under each sector. I have a huge gain in the tech although the techs are down a bit at the recent times. In the tech my highest gains are from AAPL and MSFT, in the industrial sector the highest gain is from Caterpillar, in financial sector its Mastercard, in the consumer cyclical SBUX, In the consumer defensive Procter & Gamble, In the Healthcare its ABBV, in the energy sector its Exxon Mobil, and in the real estate its Store capital.