Portfolio Update September 2019

Portfolio update on September 2019

Today I am updating and sharing my portfolio for the month of September 2019. All the prices in this article are based on October 1st, 2019. Currently, I am holding 30 stocks in my portfolio. This month I have added PPL Corporation (PPL) in my portfolio for the first time. I was looking for a utility stock at a cheaper price but unfortunately, most of the utility stocks are expensive. PPL looked to be a good utility stock with fair value. Its P/E ratio and the payout ratio is much lower compared to its peers. I added this stock after its ex-dividend date when the price dropped to $29. This is the only stock purchase I made this month. I haven't sold any stocks. I am investing defensively. I am waiting for a market pull-back that's why I am holding cash. 

Below is the pie chart of my portfolio diversity based on sectors from Morningstar. Last month I have my position in the utility stock. My highest position is in the consumer sector followed by the financial and healthcare sector. 

The chart below shows my portfolio diversity and you can see that Apple (AAPL), Home Depot (HD) and JP Morgan (JPM) are my majority holdings.

The meter below shows my projected annual income in terms of dividends. On September 30th my projected income through dividend was $1048.51. I have set my first target to earn $100 per month from dividends which is $1200 per year. In the previous month, my yearly income was $1010.42. So in one month, my income increased $38 (3.76%) which is mostly from the purchase of PPL stock. Other than that my other holdings such as McDonald's (MCD), Microsoft(MSFT), Texas Instruments(TXN), and Honeywell (HON) increased their dividends.

The current yield of my portfolio is 3.12% and the yield on cost (YOC) is 3.55% which is good for my target yield.

The figure below shows the comparison of my current yield and YOC with time. The curve shows that my YOC is higher than my current yield. The current yield depends on the dividend rises or drops and also on the bear or bull market. If the market is in bull mode then the yield will drop and in a bear market, the yield goes up. The yield on cost depends on the dividend rise and cut. So for long term scale YOC will gain and goes well above the current yield.

My projected annual income through dividends with time is shown in the following chart. My income is growing every month steadily.

The mini table below shows the dividends that I received in the month of September 2019. My month was mainly dominated by dividends from KHC, HD, JNJ, and MMM. 

The following chart summarizes the performance of my stocks. The prices are based on October 1st, 2019. So the prices will vary with the current market price. From the chart, you will see my biggest gained stocks are Mastercard (MA), Visa (V), Microsoft (MSFT), The Procter & Gamble (PG), and Apple (AAPL). Currently, only two stocks in my portfolio are lagging the market gain. These stocks are KHC and ALB. I am a long term for both the stocks. I am really confident that these stocks will bounce back in the future.

Dividends Received in September 2019

Dividends Received in September 2019

In September 2019, I have received a total of $101.56 in dividends. The chart below the dividends that I received in each month in 2019. This cycle is the highest paying dividends as most of my stocks award dividends at this cycle. The top-paying dividend stocks in this month are The Kraft & Heinz (KHC), Johnsson & Johnson (JNJ), Home Depot (HD), 3M (MMM), and Pfizer (PFE). 

The following chart shows the dividends received monthly from my portfolio. The chart clearly indicates the growth of my monthly dividends with time.

The following chart compares my monthly dividends on a yearly basis. In September 2019, I have received $101.56 while in 2018 in the same month I received just $53.3 which is a 90.54% YOY increase. 

The following chart shows my dividends amount on a quarterly basis. There's a double increase in my dividends compared to the same quarter last year.

The next table shows my dividend growth performance so far in 2019. The last column of the chart shows the change in dividends compared to the previous year. The box marked green indicates the percentage of dividends increased in the year 2019 while the box marked red means a decrease in dividends this year. In the last month, Honeywell (HON) increased their dividends 9.8%, Mcdonalds (MCD) 7.78%, Microsoft (MSFT) 10.7%, and Texas Instruments (TXN) 16.9%. That's a solid dividend growth month for my portfolio. An increase in dividends from these companies increased my dividends $6.48 more in my yearly dividends. The only stock that hasn't increase their dividends is Visa (V). I am expecting a 20% increase in dividends from V this month.

The table next shows the monthly dividends received so far from each company and the table alsi shows my year to date income from dividends which is $698.

My projected annual dividends in September 2019 is $1048. My first goal is to earn $100 monthly from dividends which is $1200 a year. I am very close to that goal. I will keep investing in dividend stocks monthly and reinvesting the dividends.

The chart below shows my dividen distribution in the portfolio. The most dividends I am receiving is from Abbvie (ABBV) with 10.3% followed by At&t (T) with 8.8%.